INTERCEPT GROUP INC
S-3, EX-23.2, 2000-12-19
FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC
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                                                                    EXHIBIT 23.2



                   CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



As independent public accountants, we hereby consent to the incorporation by
reference in this registration statement of our report dated December 13, 2000
for The InterCept Group, Inc. included in The InterCept Group, Inc.'s Form 8-K
dated December 18, 2000 and to and to all references to our Firm included in
this registration statement. Our report dated February 25, 2000 included in The
InterCept Group, Inc.'s Form 10-K for the year ended December 31, 1999 is no
longer appropriate since restated financial statements have been presented
giving effect to a business combination accounted for as a pooling of interest.



ARTHUR ANDERSEN LLP



Atlanta, Georgia
December 18, 2000


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