May 2, 2000
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: EquiTrust Life Annuity Account (File No. 333-46597)
Gentlemen:
On behalf of the above-referenced registrant, and in lieu of filing a prospectus
pursuant to Rule 497(c) under the Securities Act of 1933, as amended, I
hereby certify pursuant to Rule 497(j) that the form of prospectus that would
have been filed would not have differed from the prospectus contained in the
registrant's most recent post-effective amendment filed with the Securities
and Exchange Commission on April 28, 2000.
Please contact the undersigned at 515-226-6028 if you have any questions
about this filing.
Sincerely,
/s/ Kristi Rojohn
Kristi Rojohn
