Supplement to Prospectus dated
April 29, 1998
Rule 424(c)
SEC File No. 333-47291
August 4, 1998
Dear Prospective Investor:
Please find enclosed the Offering Circular for Southern Heritage Bancorp, Inc.,
a holding company, and Southern Heritage Bank, a new community bank being formed
by a group of local business people. We are proud to be involved in the
formation of this new bank, which will serve Hall county and all contiguous
counties. We plan to serve our community with the very best in banking resources
and the very best in personalized customer service reminiscent of southern
hospitality. The bank will be located at the intersection of Georgia 13 and
Georgia 53 at Exit 4 of Interstate 985. Southern Heritage Bank will give
residents and businesses the opportunity to bank with a locally owned and
operated bank, whose success depends on providing quality-banking service to our
community.
The organizers are very excited about Southern Heritage Bancorp, Inc. and
Southern Heritage Bank and want to give you the opportunity to consider becoming
a shareholder. The enclosed prospectus provides details about plans for the
bank. Please read this information carefully and direct any questions you may
hav3e about the bank to us or any of the organizers.
Investments begin as low as $1,000. To invest, simply attach a check to the
subscription agreement included in this circular, payable to Southern Heritage
Bancorp, Escrow Account, and return in the enclosed envelope.
In addition, we can refer you to someone to help convert, rollover, or redirect
any 401K, IRA or SEP retirement funds into a Self-Direct Custodial IRA that
enables you to individually direct your retirement funds to purchase stock.
We encourage your prompt review of these materials. This offering is for a
limited number of shares, and after these are sold, all additional subscriptions
will be returned.
Sincerely,
Gary H. Anderson Jeanie Bridges Christopher D. England
President and Senior Vice President Senior Vice President
Chief Executive Chief Operations Chief Lending Officer
Officer Officer
