WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
EX-27
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION ENTRACTED FROM THE
FINANCIAL STATEMENTS OF TEH COMPANY FOR THE FISCAL YEAR ENDED 12/31/99 FILED
ON FORM 10-KSB, AND IS QUALIFEID IN ITS ENTIRETY BY REFERENCE TO SUCH FIANNCIAL
STATEMENTS.
</LEGEND>
<CIK> 0001056238
<NAME> SOUTHERN HERITAGE BANCORP
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-1999
<PERIOD-END> DEC-31-1999
<CASH> 1,517
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 1,205
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 7,018
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 17,506
<ALLOWANCE> 265
<TOTAL-ASSETS> 29,453
<DEPOSITS> 21,744
<SHORT-TERM> 0
<LIABILITIES-OTHER> 294
<LONG-TERM> 0
0
0
<COMMON> 4,392
<OTHER-SE> 3,024
<TOTAL-LIABILITIES-AND-EQUITY> 29,453
<INTEREST-LOAN> 952
<INTEREST-INVEST> 239
<INTEREST-OTHER> 388
<INTEREST-TOTAL> 1,579
<INTEREST-DEPOSIT> 622
<INTEREST-EXPENSE> 622
<INTEREST-INCOME-NET> 957
<LOAN-LOSSES> 265
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,345
<INCOME-PRETAX> (573)
<INCOME-PRE-EXTRAORDINARY> (573)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (573)
<EPS-BASIC> (.65)
<EPS-DILUTED> (.65)
<YIELD-ACTUAL> 4.58
<LOANS-NON> 5
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 0
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 265
<ALLOWANCE-DOMESTIC> 265
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 265
</TABLE>