[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 03/31/2000
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: PROVIDENT BK-CAPITAL MGMT GROUP
Address: 309 VINE STREET
CINCINNATI, OH 45202
13F File Number: 28-69260
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: C EDWIN RILEY
Title: PRESIDENT, PIA
Phone: 513-579-2257
Signature, Place, and Date of Signing:
C EDWIN RILEY CINCINNATI, OH 04/17/2000
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 433
Form 13F Information Table Value Total: $ 767,903
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
AES CORP. COMMON STOCK 00130H105 606 7700 SH
AES CORP. COMMON STOCK 00130H105 24 300 SH
AT&T CORP COMMON STOCK 001957109 6276 111447 SH
AT&T CORP COMMON STOCK 001957109 310 5512 SH
AT&T CORP COMMON STOCK 001957109 135 2400 SH
ABBOTT LABS COMMON STOCK 002824100 1480 42050 SH
ABBOTT LABS COMMON STOCK 002824100 225 6400 SH
AEROFLEX INC COMMON STOCK 007768104 396 8000 SH
AEGON N.V. COMMON STOCK 007924103 84 1042 SH
AEGON N.V. COMMON STOCK 007924103 140 1736 SH
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 364 3500 SH
AKAMAI TECHNOLOGIES COMMON STOCK 00971T101 225 1400 SH
ALTIGEN COMMUNICATIONS INC COMMON STOCK 021489109 114 10000 SH
AMAZON COM INC COMMON STOCK 023135106 1244 18571 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 18507 274436 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 103 1532 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 86 1280 SH
AMERICA ONLINE INC COMMON STOCK 02364J104 269 3994 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 2246 15078 SH
AMERICAN EXPRESS CO COMMON STOCK 025816109 30 200 SH
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104 18 612 SH
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104 88738 3100000 SH
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 441 8200 SH
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 581 10800 SH
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 237 4400 SH
AMER INTL GROUP INC COMMON STOCK 026874107 10182 92988 SH
AMER INTL GROUP INC COMMON STOCK 026874107 46 423 SH
AMER INTL GROUP INC COMMON STOCK 026874107 353 3224 SH
AMER INTL GROUP INC COMMON STOCK 026874107 57 520 SH
AMERICAN ITALIAN PASTA CO COMMON STOCK 027070101 493 20000 SH
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 900 21000 SH
AMGEN INC COMMON STOCK 031162100 7129 116161 SH
AMGEN INC COMMON STOCK 031162100 257 4184 SH
AMGEN INC COMMON STOCK 031162100 38 620 SH
AMGEN INC COMMON STOCK 031162100 10 165 SH
ARIBA INC COMMON STOCK 04033V104 9188 43829 SH
ARIBA INC COMMON STOCK 04033V104 39 186 SH
ARIBA INC COMMON STOCK 04033V104 6 30 SH
ARIBA INC COMMON STOCK 04033V104 38 180 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 965 20000 SH
BP AMOCO PLC-SPONS ADR FOREIGN STOCK 055622104 1665 31265 SH
BP AMOCO PLC-SPONS ADR FOREIGN STOCK 055622104 535 10054 SH
BP AMOCO PLC-SPONS ADR FOREIGN STOCK 055622104 42 794 SH
BANK OF AMERICA CORP COMMON STOCK 060505104 2360 45014 SH
BANK OF AMERICA CORP COMMON STOCK 060505104 65 1239 SH
BANK NEW YORK INC COMMON STOCK 064057102 369 8890 SH
BANK ONE CORP COMMON STOCK 06423A103 1552 45152 SH
BANK ONE CORP COMMON STOCK 06423A103 55 1605 SH
BANK ONE CORP COMMON STOCK 06423A103 3 101 SH
BED BATH & BEYOND INC COMMON STOCK 075896100 217 5500 SH
BELLSOUTH CORP COMMON STOCK 079860102 1488 31734 SH
BELLSOUTH CORP COMMON STOCK 079860102 56 1200 SH
BELLSOUTH CORP COMMON STOCK 079860102 506 10800 SH
BEST FOODS COMMON STOCK 08658U101 19 400 SH
BEST FOODS COMMON STOCK 08658U101 225 4800 SH
BEST FOODS COMMON STOCK 08658U101 112 2400 SH
BEST FOODS COMMON STOCK 08658U101 152 3250 SH
BIOGEN INC COMMON STOCK 090597105 2880 41223 SH
BIOGEN INC COMMON STOCK 090597105 81 1160 SH
BIOGEN INC COMMON STOCK 090597105 28 407 SH
BIOGEN INC COMMON STOCK 090597105 7 95 SH
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 5350 92240 SH
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 39 676 SH
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 699 12050 SH
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 23 400 SH
BROADCOM CORP - CL A COMMON STOCK 111320107 3126 12871 SH
BROADWING INC COMMON STOCK 111620100 4114 110626 SH
BROADWING INC COMMON STOCK 111620100 86 2300 SH
BROADWING INC COMMON STOCK 111620100 911 24488 SH
BROADWING INC COMMON STOCK 111620100 11 300 SH
CMGI INC COMMON STOCK 125750109 723 6380 SH
CALPINE CORP COMMON STOCK 131347106 2638 28060 SH
CALPINE CORP COMMON STOCK 131347106 235 2500 SH
CARDINAL HEALTH COMMON STOCK 14149Y108 1003 21861 SH
CATALYTICA INC COMMON STOCK 148885106 786 54000 SH
CENTURYTEL INC COMMON STOCK 156700106 385 10360 SH
CHASE MANHATTAN CORP COMMON STOCK 16161A108 1197 13727 SH
CHEVRON CORP COMMON STOCK 166751107 1266 13696 SH
CHEVRON CORP COMMON STOCK 166751107 98 1064 SH
CHEVRON CORP COMMON STOCK 166751107 149 1610 SH
CHEVRON CORP COMMON STOCK 166751107 55 600 SH
CINERGY CORP COMMON STOCK 172474108 230 10696 SH
CINERGY CORP COMMON STOCK 172474108 10 450 SH
CINERGY CORP COMMON STOCK 172474108 42 1945 SH
CINERGY CORP COMMON STOCK 172474108 16 750 SH
CISCO SYSTEMS INC COMMON STOCK 17275R102 37688 487475 SH
CISCO SYSTEMS INC COMMON STOCK 17275R102 478 6188 SH
CISCO SYSTEMS INC COMMON STOCK 17275R102 331 4284 SH
CISCO SYSTEMS INC COMMON STOCK 17275R102 696 9000 SH
CITIGROUP INC COMMON STOCK 172967101 8549 142775 SH
CITIGROUP INC COMMON STOCK 172967101 100 1662 SH
CITIGROUP INC COMMON STOCK 172967101 6 96 SH
CITIGROUP INC COMMON STOCK 172967101 40 675 SH
CLEAR CHANNEL COMMUNICATION COMMON STOCK 184502102 1270 18390 SH
CLOROX CO COMMON STOCK 189054109 1280 38800 SH
CLOROX CO COMMON STOCK 189054109 15 462 SH
COCA COLA CO COMMON STOCK 191216100 5579 118858 SH
COCA COLA CO COMMON STOCK 191216100 399 8491 SH
COCA COLA CO COMMON STOCK 191216100 1201 25585 SH
COCA COLA CO COMMON STOCK 191216100 171 3650 SH
COMMERCE ONE INC COMMON STOCK 200693109 2618 17540 SH
COMMERCE ONE INC COMMON STOCK 200693109 9 60 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 209 7803 SH
COMPAQ COMPUTER CORP COMMON STOCK 204493100 54 2000 SH
COMVERSE TECHNOLOGY INC COMMON STOCK 205862402 1695 8970 SH
CONVERGYS CORP COMMON STOCK 212485106 480 12417 SH
CONVERGYS CORP COMMON STOCK 212485106 19 500 SH
CONVERGYS CORP COMMON STOCK 212485106 982 25388 SH
CONVERGYS CORP COMMON STOCK 212485106 12 300 SH
COUNTRYWIDE MUTUAL FUNDS FI 221910201 121 11876 SH
COX RADIO INC-CL A COMMON STOCK 224051102 840 10000 SH
CYCLOPSS CORP COM COMMON STOCK 232537209 21 30000 SH
DELL COMPUTER CORP COMMON STOCK 247025109 12866 238543 SH
DELL COMPUTER CORP COMMON STOCK 247025109 65 1205 SH
DELL COMPUTER CORP COMMON STOCK 247025109 37 680 SH
DELL COMPUTER CORP COMMON STOCK 247025109 63 1175 SH
DEVRY INC COMMON STOCK 251893103 293 9600 SH
DIGEX INC COMMON STOCK 253756100 2283 20577 SH
DISNEY WALT CO COMMON STOCK 254687106 2290 55506 SH
DISNEY WALT CO COMMON STOCK 254687106 149 3600 SH
DOVER CORP COMMON STOCK 260003108 958 20000 SH
DOW CHEM CO COMMON STOCK 260543103 86 750 SH
DOW CHEM CO COMMON STOCK 260543103 171 1500 SH
DOW CHEM CO COMMON STOCK 260543103 51 450 SH
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1129 21325 SH
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 349 6600 SH
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 138 2600 SH
DYNEGY INC COMMON STOCK 26816Q101 815 12995 SH
DYNEGY INC COMMON STOCK 26816Q101 113 1800 SH
EMC CORPORATION COMMON STOCK 268648102 18794 149159 SH
EMC CORPORATION COMMON STOCK 268648102 190 1506 SH
EMC CORPORATION COMMON STOCK 268648102 161 1276 SH
EMC CORPORATION COMMON STOCK 268648102 69 550 SH
EATON VANCE CORP COMMON STOCK 278265103 429 10000 SH
EBAY INC COMMON STOCK 278642103 3931 22336 SH
EBAY INC COMMON STOCK 278642103 11 60 SH
EBAY INC COMMON STOCK 278642103 5 30 SH
ENCOMPASS SVCS CORP COMMON STOCK 29255U104 258 44905 SH
ENRON CORP COMMON STOCK 293561106 1655 22099 SH
ENRON CORP COMMON STOCK 293561106 163 2176 SH
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 15306 108939 SH
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 51 362 SH
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 4 31 SH
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 39 280 SH
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 239 6000 SH
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 4754 60998 SH
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 744 9550 SH
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 871 11174 SH
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 141 1812 SH
FANNIE MAE COMMON STOCK 313586109 2732 48303 SH
FANNIE MAE COMMON STOCK 313586109 25 450 SH
FEDERATED MUTUAL FUNDS EQ 313900102 670 19037 SH
FEDERATED MUTUAL FUNDS EQ 314172107 219 4391 SH
FEDERATED MUTUAL FUNDS FI 314184102 1352 125112 SH
FEDERATED MUTUAL FUNDS FI 314184102 436 40365 SH
FEDERATED MUTUAL FUNDS FI 314184102 341 31567 SH
FEDERATED MUTUAL FUNDS FI 314184102 65 5968 SH
FEDERATED MUTUAL FUNDS FI 314284100 426 42406 SH
FEDERATED MUTUAL FUNDS FI 31428P103 288 27828 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 1374 21807 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 998 15846 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 2310 36662 SH
FIRST UNION CORP COMMON STOCK 337358105 2234 59976 SH
FIRST UNION CORP COMMON STOCK 337358105 112 3000 SH
FIRSTWORLD COMMUNICATIONS INC COMMON STOCK 337625305 420 20600 SH
FIRSTAR CORP COMMON STOCK 33763V109 2245 97864 SH
FIRSTAR CORP COMMON STOCK 33763V109 1831 79840 SH
FIRSTAR CORP COMMON STOCK 33763V109 21 900 SH
FORD MOTOR CO COMMON STOCK 345370100 1757 38257 SH
FORD MOTOR CO COMMON STOCK 345370100 10 224 SH
FORD MOTOR CO COMMON STOCK 345370100 165 3600 SH
FRANKLIN MUTUAL FUNDS FI 353496607 67 10264 SH
FREEMARKETS INC COMMON STOCK 356602102 956 7903 SH
GANNETT INC COMMON STOCK 364730101 1105 15700 SH
GANNETT INC COMMON STOCK 364730101 56 800 SH
GANNETT INC COMMON STOCK 364730101 225 3200 SH
GANNETT INC COMMON STOCK 364730101 56 800 SH
GAP INC COMMON STOCK 364760108 2875 57708 SH
GAP INC COMMON STOCK 364760108 52 1046 SH
GAP INC COMMON STOCK 364760108 7 139 SH
GAP INC COMMON STOCK 364760108 20 393 SH
GATEWAY MUTUAL FUNDS FI 367829207 457 18698 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 24045 154509 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 654 4205 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 1698 10912 SH
GENERAL ELECTRIC CO COMMON STOCK 369604103 700 4500 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 628 7581 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 33 400 SH
GENERAL MOTORS CORP. COMMON STOCK 370442105 83 1000 SH
GEMTEX CORP COMMON STOCK 371901109 741 20000 SH
GEMTEX CORP COMMON STOCK 371901109 31 849 SH
GILLETTE CO COMMON STOCK 375766102 1106 29350 SH
GILLETTE CO COMMON STOCK 375766102 55 1453 SH
GILLETTE CO COMMON STOCK 375766102 121 3200 SH
GLENAYRE TECHNOLOGIES INC COMMON STOCK 377899109 359 20450 SH
HARRIS INTERACTIVE INC COMMON STOCK 414549105 358 55000 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 3896 29388 SH
HOME DEPOT INC COMMON STOCK 437076102 11914 184707 SH
HOME DEPOT INC COMMON STOCK 437076102 185 2862 SH
HOME DEPOT INC COMMON STOCK 437076102 87 1355 SH
HOME DEPOT INC COMMON STOCK 437076102 32 502 SH
HONEYWELL INTL INC COMMON STOCK 438516106 834 15825 SH
HONEYWELL INTL INC COMMON STOCK 438516106 64 1207 SH
ITXC CORP COMMON STOCK 45069F109 753 16000 SH
INFOSPACE, INC. COMMON STOCK 45678T102 374 2570 SH
INTEL CORP COMMON STOCK 458140100 21389 162117 SH
INTEL CORP COMMON STOCK 458140100 611 4630 SH
INTEL CORP COMMON STOCK 458140100 160 1210 SH
INTEL CORP COMMON STOCK 458140100 218 1650 SH
IBM CORP COMMON STOCK 459200101 2782 23574 SH
IBM CORP COMMON STOCK 459200101 260 2200 SH
IBM CORP COMMON STOCK 459200101 169 1435 SH
IBM CORP COMMON STOCK 459200101 187 1588 SH
FEDERATED MUTUAL FUNDS EQ 46031P308 3471 104576 SH
FEDERATED MUTUAL FUNDS EQ 46031P308 71 2130 SH
INTERNET CAPITAL GROUP INC COMMON STOCK 46059C106 5287 58545 SH
INTERNET CAPITAL GROUP INC COMMON STOCK 46059C106 26 290 SH
INTERNET CAPITAL GROUP INC COMMON STOCK 46059C106 10 115 SH
I 2 TECHNOLOGIES INC. COMMON STOCK 465754109 4707 38546 SH
I 2 TECHNOLOGIES INC. COMMON STOCK 465754109 4 30 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 5244 43497 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 23 192 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 63 525 SH
JDS UNIPHASE CORP COMMON STOCK 46612J101 10 80 SH
JEFFERSON PILOT CORP COMMON STOCK 475070108 341 5125 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 5132 73054 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 59 836 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 228 3245 SH
JUNIPER NETWORKS INC COMMON STOCK 48203R104 316 1200 SH
KIMBERLY CLARK COMMON STOCK 494368103 1303 23240 SH
KIMBERLY CLARK COMMON STOCK 494368103 449 8000 SH
KIMBERLY CLARK COMMON STOCK 494368103 70 1248 SH
LCA-VISION INC COMMON STOCK 501803209 52 10200 SH
LG&E ENERGY CORP COMMON STOCK 501917108 286 12510 SH
LG&E ENERGY CORP COMMON STOCK 501917108 21 900 SH
LG&E ENERGY CORP COMMON STOCK 501917108 110 4800 SH
LEGG MASON INC COMMON STOCK 524901105 433 10000 SH
ELI LILLY & CO COMMON STOCK 532457108 1274 20350 SH
ELI LILLY & CO COMMON STOCK 532457108 25 400 SH
ELI LILLY & CO COMMON STOCK 532457108 9 150 SH
LINCOLN NATL CORP COMMON STOCK 534187109 147 4400 SH
LINCOLN NATL CORP COMMON STOCK 534187109 40 1200 SH
LINCOLN NATL CORP COMMON STOCK 534187109 49 1462 SH
LINCOLN NATL CORP COMMON STOCK 534187109 27 800 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 4521 72921 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 251 4044 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 170 2740 SH
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 54 864 SH
MCI WORLDCOM INC COMMON STOCK 55268B106 10640 234813 SH
MCI WORLDCOM INC COMMON STOCK 55268B106 63 1391 SH
MCI WORLDCOM INC COMMON STOCK 55268B106 20 433 SH
MRV COMMUNICATIONS INC COMMON STOCK 553477100 916 10000 SH
MARCHFIRST INC COMMON STOCK 566244109 428 12000 SH
MARSH & MCLENNAN COS. INC. COMMON STOCK 571748102 1953 17700 SH
MARSH & MCLENNAN COS. INC. COMMON STOCK 571748102 132 1200 SH
MCDONALDS CORP COMMON STOCK 580135101 120 3201 SH
MCDONALDS CORP COMMON STOCK 580135101 60 1600 SH
MCDONALDS CORP COMMON STOCK 580135101 60 1600 SH
MEDIMMUNE COMMON STOCK 584699102 3536 20305 SH
MEDIMMUNE COMMON STOCK 584699102 50 285 SH
MEDIMMUNE COMMON STOCK 584699102 3 15 SH
MEDIMMUNE COMMON STOCK 584699102 17 95 SH
MELLON FINANCIAL CROP COMMON STOCK 58551A108 710 23866 SH
MERCK & CO INC COMMON STOCK 589331107 3181 51206 SH
MERCK & CO INC COMMON STOCK 589331107 149 2400 SH
MERCK & CO INC COMMON STOCK 589331107 22 360 SH
MERRILL LYNCH & CO COMMON STOCK 590188108 1439 13700 SH
MERRILL LYNCH & CO COMMON STOCK 590188108 32 300 SH
MICROSOFT CORP COMMON STOCK 594918104 24605 231572 SH
MICROSOFT CORP COMMON STOCK 594918104 341 3210 SH
MICROSOFT CORP COMMON STOCK 594918104 783 7370 SH
MICROSOFT CORP COMMON STOCK 594918104 62 580 SH
MINNESOTA MINING & MFG CO COMMON STOCK 604059105 908 10250 SH
MINNESOTA MINING & MFG CO COMMON STOCK 604059105 443 5000 SH
MONSANTO CO COMMON STOCK 611662107 160 3101 SH
MONSANTO CO COMMON STOCK 611662107 52 1000 SH
MONTANA PWR CO COMMON STOCK 612085100 330 5150 SH
MONTANA PWR CO COMMON STOCK 612085100 51 800 SH
MORGAN J.P. & CO INC COMMON STOCK 616880100 942 7150 SH
MORGAN J.P. & CO INC COMMON STOCK 616880100 33 250 SH
MORGAN J.P. & CO INC COMMON STOCK 616880100 105 800 SH
MORGAN J.P. & CO INC COMMON STOCK 616880100 66 500 SH
MOTOROLA INC COMMON STOCK 620076109 1750 11988 SH
MOTOROLA INC COMMON STOCK 620076109 80 550 SH
MOTOROLA INC COMMON STOCK 620076109 234 1600 SH
MOTOROLA INC COMMON STOCK 620076109 29 200 SH
NTL INCORPORATED COMMON STOCK 629407107 290 3125 SH
NATL COMMERCE BANCORP COMMON STOCK 635449101 329 17800 SH
NETSILICON INC COMMON STOCK 64115X105 2319 107250 SH
NETSILICON INC COMMON STOCK 64115X105 93 4300 SH
NETWORK SOLUTIONS INC-CL-A COMMON STOCK 64121Q102 5327 34651 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 148 1000 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 109 734 SH
NOKIA CORP ADR COMMON STOCK 654902204 6075 27364 SH
NOKIA CORP ADR COMMON STOCK 654902204 71 319 SH
NOKIA CORP ADR COMMON STOCK 654902204 72 326 SH
NOKIA CORP ADR COMMON STOCK 654902204 18 80 SH
NORFOLK SOUTHN CORP COMMON STOCK 655844108 73 5130 SH
NORFOLK SOUTHN CORP COMMON STOCK 655844108 164 11517 SH
NORTEL NETWORKS CORP COMMON STOCK 656569100 6795 53931 SH
NORTEL NETWORKS CORP COMMON STOCK 656569100 258 2050 SH
NORTEL NETWORKS CORP COMMON STOCK 656569100 71 560 SH
NORTEL NETWORKS CORP COMMON STOCK 656569100 12 95 SH
NOVELLUS SYSTEMS COMMON STOCK 670008101 674 12000 SH
NUVEEN MUNI VALUE FUND MUTUAL FUNDS FI 670928100 94 11095 SH
ORACLE CORP COMMON STOCK 68389X105 6100 78146 SH
ORACLE CORP COMMON STOCK 68389X105 19 238 SH
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 319 7079 SH
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 397 8800 SH
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 26 575 SH
PEPSICO INC COMMON STOCK 713448108 952 27310 SH
PEPSICO INC COMMON STOCK 713448108 244 7000 SH
PFIZER INC COMMON STOCK 717081103 2823 77215 SH
PFIZER INC COMMON STOCK 717081103 399 10900 SH
PFIZER INC COMMON STOCK 717081103 373 10200 SH
PFIZER INC COMMON STOCK 717081103 10 270 SH
PHILIP MORRIS CO. INC. COMMON STOCK 718154107 98 4630 SH
PHILIP MORRIS CO. INC. COMMON STOCK 718154107 14 675 SH
PHILIP MORRIS CO. INC. COMMON STOCK 718154107 101 4800 SH
PHILIP MORRIS CO. INC. COMMON STOCK 718154107 240 11339 SH
PHONE.COM INC COMMON STOCK 71920Q100 245 1500 SH
PITNEY-BOWES, INC. COMMON STOCK 724479100 312 6975 SH
PLEXUS CORP COMMON STOCK 729132100 999 15000 SH
PROCTER & GAMBLE CO. COMMON STOCK 742718109 6735 119210 SH
PROCTER & GAMBLE CO. COMMON STOCK 742718109 149 2631 SH
PROCTER & GAMBLE CO. COMMON STOCK 742718109 2411 42666 SH
PROCTER & GAMBLE CO. COMMON STOCK 742718109 102 1800 SH
PROVIDENT FINANCIAL GROUP INC COMMON STOCK 743866105 16198 475536 SH
PROVIDENT FINANCIAL GROUP INC COMMON STOCK 743866105 22 650 SH
PROVIDIAN FINANCIAL CORP COMMON STOCK 74406A102 156 1800 SH
PROVIDIAN FINANCIAL CORP COMMON STOCK 74406A102 260 3000 SH
PUTNAM MUTUAL FUNDS FI 746704105 207 19534 SH
PUTNAM MUTUAL FUNDS FI 74678J104 186 24529 SH
QUALCOMM INC COMMON STOCK 747525103 1421 9517 SH
QUALCOMM INC COMMON STOCK 747525103 12 81 SH
REALNETWORKS INC COMMON STOCK 75605L104 421 7400 SH
RELIASTAR FINANCIAL CORP COMMON STOCK 75952U103 281 8300 SH
RIVERFRONT MUTUAL FUNDS FI 768709305 12329 1350396 SH
RIVERFRONT MUTUAL FUNDS FI 768709305 503 55066 SH
RIVERFRONT MUTUAL FUNDS FI 768709305 448 49059 SH
RIVERFRONT MUTUAL FUNDS FI 768709305 614 67270 SH
RIVERFRONT MUTUAL FUNDS EQ 768709404 724 59911 SH
RIVERFRONT MUTUAL FUNDS EQ 768709404 24 1973 SH
RIVERFRONT MUTUAL FUNDS BA 768709602 474 33820 SH
RIVERFRONT MUTUAL FUNDS EQ 768709842 59432 3193549 SH
RIVERFRONT MUTUAL FUNDS EQ 768709842 1096 58867 SH
RIVERFRONT MUTUAL FUNDS EQ 768709842 3890 209037 SH
RIVERFRONT MUTUAL FUNDS EQ 768709842 2671 143532 SH
RIVERFRONT MUTUAL FUNDS EQ 768709867 3498 261419 SH
RIVERFRONT MUTUAL FUNDS EQ 768709867 79 5910 SH
T. ROWE PRICE MUTUAL FUNDS EQ 779572106 472 18942 SH
ROYAL DUTCH PETROLEUM CO FOREIGN STOCK 780257804 1145 19797 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 3099 73573 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 142 3363 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 815 19348 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 133 3158 SH
SEI INVESTMENTS COMPANY COMMON STOCK 784117103 601 5300 SH
SANMINA CORPORATION COMMON STOCK 800907107 1554 23000 SH
SCHERING-PLOUGH CORP COMMON STOCK 806605101 3072 82750 SH
SCHERING-PLOUGH CORP COMMON STOCK 806605101 39 1059 SH
SCHERING-PLOUGH CORP COMMON STOCK 806605101 33 882 SH
SCHLUMBERGER LTD FOREIGN STOCK 806857108 969 12667 SH
SCHLUMBERGER LTD FOREIGN STOCK 806857108 15 200 SH
SCHWAB (CHARLES) CORP COMMON STOCK 808513105 4666 82587 SH
SCHWAB (CHARLES) CORP COMMON STOCK 808513105 110 1950 SH
SCHWAB (CHARLES) CORP COMMON STOCK 808513105 24 430 SH
SEPRACOR INC COMMON STOCK 817315104 387 5318 SH
SEPRACOR INC COMMON STOCK 817315104 16 222 SH
SILICON IMAGE INC COMMON STOCK 82705T102 537 7500 SH
SMITHKLINE BEECHAM FOREIGN STOCK 832378301 211 3200 SH
SOLECTRON CORP COMMON STOCK 834182107 823 20500 SH
SONY CORP FOREIGN STOCK 835699307 674 2405 SH
SONY CORP FOREIGN STOCK 835699307 112 400 SH
SPORTSLINE.COM, INC. COMMON STOCK 848934105 236 8000 SH
STAPLES INC. COMMON STOCK 855030102 3806 190305 SH
STAPLES INC. COMMON STOCK 855030102 35 1740 SH
STAPLES INC. COMMON STOCK 855030102 20 1012 SH
STAPLES INC. COMMON STOCK 855030102 9 450 SH
STATE STREET CORP COMMON STOCK 857477103 1498 15463 SH
SUN MICROSYSTEMS INC COMMON STOCK 866810104 4089 43635 SH
SUN MICROSYSTEMS INC COMMON STOCK 866810104 16 167 SH
SYCAMORE NETWORKS INC COMMON STOCK 871206108 300 2325 SH
TEXACO INC COMMON STOCK 881694103 747 13905 SH
TEXACO INC COMMON STOCK 881694103 70 1300 SH
TEXACO INC COMMON STOCK 881694103 430 8000 SH
TEXACO INC COMMON STOCK 881694103 129 2400 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 9616 60099 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 100 624 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 60 375 SH
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 18 110 SH
TIME WARNER INC COMMON STOCK 887315109 12051 120511 SH
TIME WARNER INC COMMON STOCK 887315109 23 232 SH
TIME WARNER INC COMMON STOCK 887315109 35 350 SH
TIME WARNER INC COMMON STOCK 887315109 10 100 SH
TUT SYSTEMS INC COMMON STOCK 901103101 923 15500 SH
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 11818 235779 SH
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 103 2060 SH
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 145 2901 SH
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 20 400 SH
UNITED PARCEL SERVICE-CL B COMMON STOCK 911312106 592 9405 SH
UNITED PARCEL SERVICE-CL B COMMON STOCK 911312106 25 400 SH
VANGUARD MUTUAL FUNDS FI 921929204 3860 341858 SH
VANGUARD MUTUAL FUNDS FI 921929204 219 19417 SH
VANGUARD MUTUAL FUNDS FI 921929204 546 48343 SH
VITESSE SEMICONDUCTOR CORP COMMON STOCK 928497106 2329 24200 SH
VITRIA TECHNOLOGY INC COMMON STOCK 92849Q104 383 3800 SH
VODAFONE AIRTOUCH PLC FOREIGN STOCK 92857T107 938 16880 SH
VODAFONE AIRTOUCH PLC FOREIGN STOCK 92857T107 56 1000 SH
WAL-MART STORES INC COMMON STOCK 931142103 12429 219987 SH
WAL-MART STORES INC COMMON STOCK 931142103 129 2284 SH
WAL-MART STORES INC COMMON STOCK 931142103 211 3732 SH
WAL-MART STORES INC COMMON STOCK 931142103 71 1250 SH
WALGREEN CO COMMON STOCK 931422109 3517 136592 SH
WALGREEN CO COMMON STOCK 931422109 114 4424 SH
WALGREEN CO COMMON STOCK 931422109 5 176 SH
WARNER LAMBERT CO COMMON STOCK 934488107 7980 81684 SH
WARNER LAMBERT CO COMMON STOCK 934488107 53 539 SH
WARNER LAMBERT CO COMMON STOCK 934488107 47 480 SH
WARNER LAMBERT CO COMMON STOCK 934488107 13 137 SH
WELLS FARGO COMPANY COMMON STOCK 949746101 251 6160 SH
WELLS FARGO COMPANY COMMON STOCK 949746101 163 4000 SH
WELLS FARGO COMPANY COMMON STOCK 949746101 163 4000 SH
WELLS FARGO COMPANY COMMON STOCK 949746101 141 3450 SH
WILLIAMS COMMUNICATIONS GRP COMMON STOCK 969455104 726 14000 SH
YAHOO! INC. COMMON STOCK 984332106 1840 10738 SH
YAHOO! INC. COMMON STOCK 984332106 34 200 SH
LERNOUT & HAUSPIE SPEECH PRO FOREIGN STOCK B5628B104 884 8000 SH
GLOBAL CROSSING LTD. COMMON STOCK G3921A100 547 13365 SH
GLOBAL CROSSING LTD. COMMON STOCK G3921A100 41 1000 SH
GLOBALSTAR TELECOMMUNICATION COMMON STOCK G3930H104 376 27100 SH
GLOBALSTAR TELECOMMUNICATION COMMON STOCK G3930H104 47 3400 SH
JACADA LTD COMMON STOCK M6184R101 146 10000 SH
BIOMEDICAL DISPOSAL, INC. COMMON STOCK MISCE2XM8 120 40000 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED NONE
AES CORP. SOLE 3150
AES CORP. SOLE 4550
AES CORP. DEFINED 300
AT&T CORP SOLE 88007
AT&T CORP SOLE 23440
AT&T CORP DEFINED 5111
AT&T CORP DEFINED 401
AT&T CORP OTHER 2400
ABBOTT LABS SOLE 42050
ABBOTT LABS OTHER 6400
AEROFLEX INC SOLE 8000
AEGON N.V. SOLE 1042
AEGON N.V. OTHER 1736
AGILENT TECHNOLOGIES INC SOLE 3500
AKAMAI TECHNOLOGIES SOLE 1380
AKAMAI TECHNOLOGIES SOLE 20
ALTIGEN COMMUNICATIONS INC SOLE 10000
AMAZON COM INC SOLE 18571
AMERICA ONLINE INC SOLE 261555
AMERICA ONLINE INC SOLE 12881
AMERICA ONLINE INC DEFINED 560
AMERICA ONLINE INC DEFINED 972
AMERICA ONLINE INC OTHER 1280
AMERICA ONLINE INC DEF/OTH 2260
AMERICA ONLINE INC DEF/OTH 1734
AMERICAN EXPRESS CO SOLE 15078
AMERICAN EXPRESS CO DEFINED 200
AMERICAN FINANCIAL GROUP INC SOLE 612
AMERICAN FINANCIAL GROUP INC DEFINED 3100000
AMERICAN HOME PRODUCTS CORP SOLE 8200
AMERICAN HOME PRODUCTS CORP OTHER 10800
AMERICAN HOME PRODUCTS CORP DEF/OTH 4400
AMER INTL GROUP INC SOLE 91290
AMER INTL GROUP INC SOLE 1698
AMER INTL GROUP INC DEFINED 423
AMER INTL GROUP INC OTHER 3224
AMER INTL GROUP INC DEF/OTH 360
AMER INTL GROUP INC DEF/OTH 160
AMERICAN ITALIAN PASTA CO SOLE 20000
AMERICAN PWR CONVERSION CORP SOLE 21000
AMGEN INC SOLE 97942
AMGEN INC SOLE 18219
AMGEN INC DEFINED 3486
AMGEN INC DEFINED 698
AMGEN INC OTHER 620
AMGEN INC DEF/OTH 165
ARIBA INC SOLE 41697
ARIBA INC SOLE 2132
ARIBA INC DEFINED 84
ARIBA INC DEFINED 102
ARIBA INC OTHER 30
ARIBA INC DEF/OTH 180
AUTOMATIC DATA PROCESSING SOLE 20000
BP AMOCO PLC-SPONS ADR SOLE 31265
BP AMOCO PLC-SPONS ADR OTHER 10054
BP AMOCO PLC-SPONS ADR DEF/OTH 794
BANK OF AMERICA CORP SOLE 23870
BANK OF AMERICA CORP SOLE 21144
BANK OF AMERICA CORP DEFINED 1239
BANK NEW YORK INC SOLE 8850
BANK NEW YORK INC SOLE 40
BANK ONE CORP SOLE 18306
BANK ONE CORP SOLE 26846
BANK ONE CORP DEFINED 1605
BANK ONE CORP OTHER 101
BED BATH & BEYOND INC SOLE 5500
BELLSOUTH CORP SOLE 31734
BELLSOUTH CORP DEFINED 1200
BELLSOUTH CORP OTHER 10800
BEST FOODS SOLE 400
BEST FOODS DEFINED 4800
BEST FOODS OTHER 2400
BEST FOODS DEF/OTH 3250
BIOGEN INC SOLE 39088
BIOGEN INC SOLE 2135
BIOGEN INC DEFINED 792
BIOGEN INC DEFINED 368
BIOGEN INC OTHER 407
BIOGEN INC DEF/OTH 95
BRISTOL MYERS SQUIBB CO SOLE 86820
BRISTOL MYERS SQUIBB CO SOLE 5420
BRISTOL MYERS SQUIBB CO DEFINED 400
BRISTOL MYERS SQUIBB CO DEFINED 276
BRISTOL MYERS SQUIBB CO OTHER 12050
BRISTOL MYERS SQUIBB CO DEF/OTH 400
BROADCOM CORP - CL A SOLE 11989
BROADCOM CORP - CL A SOLE 882
BROADWING INC SOLE 79426
BROADWING INC SOLE 31200
BROADWING INC DEFINED 2300
BROADWING INC OTHER 24488
BROADWING INC DEF/OTH 300
CMGI INC SOLE 6255
CMGI INC SOLE 125
CALPINE CORP SOLE 15010
CALPINE CORP SOLE 13050
CALPINE CORP DEFINED 1800
CALPINE CORP DEFINED 700
CARDINAL HEALTH SOLE 21240
CARDINAL HEALTH SOLE 621
CATALYTICA INC SOLE 54000
CENTURYTEL INC SOLE 60
CENTURYTEL INC SOLE 10300
CHASE MANHATTAN CORP SOLE 2727
CHASE MANHATTAN CORP SOLE 11000
CHEVRON CORP SOLE 13696
CHEVRON CORP DEFINED 1064
CHEVRON CORP OTHER 1610
CHEVRON CORP DEF/OTH 600
CINERGY CORP SOLE 10696
CINERGY CORP DEFINED 450
CINERGY CORP OTHER 1945
CINERGY CORP DEF/OTH 750
CISCO SYSTEMS INC SOLE 453790
CISCO SYSTEMS INC SOLE 33685
CISCO SYSTEMS INC DEFINED 4376
CISCO SYSTEMS INC DEFINED 1812
CISCO SYSTEMS INC OTHER 4284
CISCO SYSTEMS INC DEF/OTH 7800
CISCO SYSTEMS INC DEF/OTH 1200
CITIGROUP INC SOLE 113915
CITIGROUP INC SOLE 28860
CITIGROUP INC DEFINED 1300
CITIGROUP INC DEFINED 362
CITIGROUP INC OTHER 96
CITIGROUP INC DEF/OTH 300
CITIGROUP INC DEF/OTH 375
CLEAR CHANNEL COMMUNICATION SOLE 18290
CLEAR CHANNEL COMMUNICATION SOLE 100
CLOROX CO SOLE 28296
CLOROX CO SOLE 10504
CLOROX CO DEFINED 462
COCA COLA CO SOLE 104503
COCA COLA CO SOLE 14355
COCA COLA CO DEFINED 7950
COCA COLA CO DEFINED 541
COCA COLA CO OTHER 25585
COCA COLA CO DEF/OTH 3500
COCA COLA CO DEF/OTH 150
COMMERCE ONE INC SOLE 16233
COMMERCE ONE INC SOLE 1307
COMMERCE ONE INC DEFINED 60
COMPAQ COMPUTER CORP SOLE 7803
COMPAQ COMPUTER CORP DEFINED 2000
COMVERSE TECHNOLOGY INC SOLE 8970
CONVERGYS CORP SOLE 12417
CONVERGYS CORP DEFINED 500
CONVERGYS CORP OTHER 25388
CONVERGYS CORP DEF/OTH 300
COUNTRYWIDE OTHER 11876
COX RADIO INC-CL A SOLE 10000
CYCLOPSS CORP COM SOLE 30000
DELL COMPUTER CORP SOLE 231603
DELL COMPUTER CORP SOLE 6940
DELL COMPUTER CORP DEFINED 400
DELL COMPUTER CORP DEFINED 805
DELL COMPUTER CORP OTHER 680
DELL COMPUTER CORP DEF/OTH 575
DELL COMPUTER CORP DEF/OTH 600
DEVRY INC SOLE 9600
DIGEX INC SOLE 19235
DIGEX INC SOLE 1342
DISNEY WALT CO SOLE 28956
DISNEY WALT CO SOLE 26550
DISNEY WALT CO DEFINED 3600
DOVER CORP SOLE 20000
DOW CHEM CO SOLE 750
DOW CHEM CO DEFINED 1500
DOW CHEM CO OTHER 450
DU PONT E I DE NEMOURS & CO SOLE 21325
DU PONT E I DE NEMOURS & CO OTHER 6600
DU PONT E I DE NEMOURS & CO DEF/OTH 2600
DYNEGY INC SOLE 4995
DYNEGY INC SOLE 8000
DYNEGY INC DEFINED 1800
EMC CORPORATION SOLE 138896
EMC CORPORATION SOLE 10263
EMC CORPORATION DEFINED 600
EMC CORPORATION DEFINED 906
EMC CORPORATION OTHER 1276
EMC CORPORATION DEF/OTH 300
EMC CORPORATION DEF/OTH 250
EATON VANCE CORP SOLE 10000
EBAY INC SOLE 21081
EBAY INC SOLE 1255
EBAY INC DEFINED 60
EBAY INC DEF/OTH 30
ENCOMPASS SVCS CORP SOLE 44905
ENRON CORP SOLE 11874
ENRON CORP SOLE 10225
ENRON CORP DEFINED 2176
EXODUS COMMUNICATIONS INC SOLE 101159
EXODUS COMMUNICATIONS INC SOLE 7780
EXODUS COMMUNICATIONS INC DEFINED 200
EXODUS COMMUNICATIONS INC DEFINED 162
EXODUS COMMUNICATIONS INC OTHER 31
EXODUS COMMUNICATIONS INC DEF/OTH 280
EXPEDITORS INTL WASH INC SOLE 6000
EXXON MOBIL CORPORATION SOLE 47593
EXXON MOBIL CORPORATION SOLE 13405
EXXON MOBIL CORPORATION DEFINED 9550
EXXON MOBIL CORPORATION OTHER 11174
EXXON MOBIL CORPORATION DEF/OTH 1512
EXXON MOBIL CORPORATION DEF/OTH 300
FANNIE MAE SOLE 47971
FANNIE MAE SOLE 332
FANNIE MAE DEF/OTH 450
FEDERATED SOLE 19037
FEDERATED SOLE 4391
FEDERATED SOLE 118906
FEDERATED SOLE 6206
FEDERATED DEFINED 40365
FEDERATED OTHER 31567
FEDERATED DEF/OTH 5968
FEDERATED SOLE 42307
FEDERATED SOLE 99
FEDERATED SOLE 25317
FEDERATED SOLE 2511
FIFTH THIRD BANCORP SOLE 21807
FIFTH THIRD BANCORP DEFINED 15565
FIFTH THIRD BANCORP DEFINED 281
FIFTH THIRD BANCORP OTHER 36662
FIRST UNION CORP SOLE 24117
FIRST UNION CORP SOLE 35859
FIRST UNION CORP DEFINED 3000
FIRSTWORLD COMMUNICATIONS INC SOLE 20540
FIRSTWORLD COMMUNICATIONS INC SOLE 60
FIRSTAR CORP SOLE 77564
FIRSTAR CORP SOLE 20300
FIRSTAR CORP DEFINED 79840
FIRSTAR CORP OTHER 900
FORD MOTOR CO SOLE 38257
FORD MOTOR CO DEFINED 224
FORD MOTOR CO OTHER 3600
FRANKLIN SOLE 10264
FREEMARKETS INC SOLE 7043
FREEMARKETS INC SOLE 860
GANNETT INC SOLE 15700
GANNETT INC DEFINED 800
GANNETT INC OTHER 3200
GANNETT INC DEF/OTH 800
GAP INC SOLE 45042
GAP INC SOLE 12666
GAP INC DEFINED 1046
GAP INC OTHER 139
GAP INC DEF/OTH 393
GATEWAY SOLE 18698
GENERAL ELECTRIC CO SOLE 138399
GENERAL ELECTRIC CO SOLE 16110
GENERAL ELECTRIC CO DEFINED 3857
GENERAL ELECTRIC CO DEFINED 348
GENERAL ELECTRIC CO OTHER 10912
GENERAL ELECTRIC CO DEF/OTH 4100
GENERAL ELECTRIC CO DEF/OTH 400
GENERAL MOTORS CORP. SOLE 2331
GENERAL MOTORS CORP. SOLE 5250
GENERAL MOTORS CORP. DEFINED 400
GENERAL MOTORS CORP. OTHER 1000
GEMTEX CORP SOLE 20000
GEMTEX CORP DEFINED 849
GILLETTE CO SOLE 29350
GILLETTE CO DEFINED 1200
GILLETTE CO DEFINED 253
GILLETTE CO OTHER 3200
GLENAYRE TECHNOLOGIES INC SOLE 450
GLENAYRE TECHNOLOGIES INC SOLE 20000
HARRIS INTERACTIVE INC SOLE 55000
HEWLETT PACKARD CO SOLE 29388
HOME DEPOT INC SOLE 179166
HOME DEPOT INC SOLE 5541
HOME DEPOT INC DEFINED 1805
HOME DEPOT INC DEFINED 1057
HOME DEPOT INC OTHER 1355
HOME DEPOT INC DEF/OTH 180
HOME DEPOT INC DEF/OTH 322
HONEYWELL INTL INC SOLE 1825
HONEYWELL INTL INC SOLE 14000
HONEYWELL INTL INC DEFINED 1207
ITXC CORP SOLE 16000
INFOSPACE, INC. SOLE 2435
INFOSPACE, INC. SOLE 135
INTEL CORP SOLE 150737
INTEL CORP SOLE 11380
INTEL CORP DEFINED 4630
INTEL CORP OTHER 1210
INTEL CORP DEF/OTH 1650
IBM CORP SOLE 13474
IBM CORP SOLE 10100
IBM CORP DEFINED 2200
IBM CORP OTHER 1435
IBM CORP DEF/OTH 1588
FEDERATED SOLE 101323
FEDERATED SOLE 3253
FEDERATED DEFINED 2130
INTERNET CAPITAL GROUP INC SOLE 53786
INTERNET CAPITAL GROUP INC SOLE 4759
INTERNET CAPITAL GROUP INC DEFINED 290
INTERNET CAPITAL GROUP INC DEF/OTH 115
I 2 TECHNOLOGIES INC. SOLE 35033
I 2 TECHNOLOGIES INC. SOLE 3513
I 2 TECHNOLOGIES INC. DEF/OTH 30
JDS UNIPHASE CORP SOLE 39056
JDS UNIPHASE CORP SOLE 4441
JDS UNIPHASE CORP DEFINED 192
JDS UNIPHASE CORP OTHER 525
JDS UNIPHASE CORP DEF/OTH 80
JEFFERSON PILOT CORP SOLE 125
JEFFERSON PILOT CORP SOLE 5000
JOHNSON & JOHNSON SOLE 66601
JOHNSON & JOHNSON SOLE 6453
JOHNSON & JOHNSON DEFINED 372
JOHNSON & JOHNSON DEFINED 464
JOHNSON & JOHNSON OTHER 3245
JUNIPER NETWORKS INC SOLE 1200
KIMBERLY CLARK SOLE 23240
KIMBERLY CLARK DEFINED 8000
KIMBERLY CLARK OTHER 1248
LCA-VISION INC SOLE 10200
LG&E ENERGY CORP SOLE 12510
LG&E ENERGY CORP DEFINED 900
LG&E ENERGY CORP OTHER 4800
LEGG MASON INC SOLE 10000
ELI LILLY & CO SOLE 20330
ELI LILLY & CO SOLE 20
ELI LILLY & CO OTHER 400
ELI LILLY & CO DEF/OTH 150
LINCOLN NATL CORP SOLE 4400
LINCOLN NATL CORP DEFINED 1200
LINCOLN NATL CORP OTHER 1462
LINCOLN NATL CORP DEF/OTH 800
LUCENT TECHNOLOGIES INC SOLE 72496
LUCENT TECHNOLOGIES INC SOLE 425
LUCENT TECHNOLOGIES INC DEFINED 3446
LUCENT TECHNOLOGIES INC DEFINED 598
LUCENT TECHNOLOGIES INC OTHER 2740
LUCENT TECHNOLOGIES INC DEF/OTH 256
LUCENT TECHNOLOGIES INC DEF/OTH 608
MCI WORLDCOM INC SOLE 200655
MCI WORLDCOM INC SOLE 34158
MCI WORLDCOM INC DEFINED 1000
MCI WORLDCOM INC DEFINED 391
MCI WORLDCOM INC DEF/OTH 142
MCI WORLDCOM INC DEF/OTH 291
MRV COMMUNICATIONS INC SOLE 10000
MARCHFIRST INC SOLE 12000
MARSH & MCLENNAN COS. INC. SOLE 17700
MARSH & MCLENNAN COS. INC. DEF/OTH 1200
MCDONALDS CORP SOLE 3201
MCDONALDS CORP OTHER 1600
MCDONALDS CORP DEF/OTH 1600
MEDIMMUNE SOLE 18915
MEDIMMUNE SOLE 1390
MEDIMMUNE DEFINED 285
MEDIMMUNE OTHER 15
MEDIMMUNE DEF/OTH 95
MELLON FINANCIAL CROP SOLE 22166
MELLON FINANCIAL CROP SOLE 1700
MERCK & CO INC SOLE 50956
MERCK & CO INC SOLE 250
MERCK & CO INC OTHER 2400
MERCK & CO INC DEF/OTH 360
MERRILL LYNCH & CO SOLE 2700
MERRILL LYNCH & CO SOLE 11000
MERRILL LYNCH & CO DEFINED 300
MICROSOFT CORP SOLE 209570
MICROSOFT CORP SOLE 22002
MICROSOFT CORP DEFINED 2565
MICROSOFT CORP DEFINED 645
MICROSOFT CORP OTHER 7370
MICROSOFT CORP DEF/OTH 220
MICROSOFT CORP DEF/OTH 360
MINNESOTA MINING & MFG CO SOLE 10250
MINNESOTA MINING & MFG CO OTHER 5000
MONSANTO CO SOLE 3101
MONSANTO CO DEFINED 1000
MONTANA PWR CO SOLE 150
MONTANA PWR CO SOLE 5000
MONTANA PWR CO OTHER 800
MORGAN J.P. & CO INC SOLE 7150
MORGAN J.P. & CO INC DEFINED 250
MORGAN J.P. & CO INC OTHER 800
MORGAN J.P. & CO INC DEF/OTH 500
MOTOROLA INC SOLE 10688
MOTOROLA INC SOLE 1300
MOTOROLA INC DEFINED 550
MOTOROLA INC OTHER 1600
MOTOROLA INC DEF/OTH 200
NTL INCORPORATED SOLE 3125
NATL COMMERCE BANCORP SOLE 16000
NATL COMMERCE BANCORP SOLE 1800
NETSILICON INC SOLE 98050
NETSILICON INC SOLE 9200
NETSILICON INC DEFINED 4300
NETWORK SOLUTIONS INC-CL-A SOLE 33941
NETWORK SOLUTIONS INC-CL-A SOLE 710
NEXTEL COMMUNICATIONS SOLE 1000
NEXTEL COMMUNICATIONS DEFINED 234
NEXTEL COMMUNICATIONS DEFINED 500
NOKIA CORP ADR SOLE 25822
NOKIA CORP ADR SOLE 1542
NOKIA CORP ADR DEFINED 221
NOKIA CORP ADR DEFINED 98
NOKIA CORP ADR OTHER 326
NOKIA CORP ADR DEF/OTH 80
NORFOLK SOUTHN CORP DEFINED 5130
NORFOLK SOUTHN CORP DEF/OTH 11517
NORTEL NETWORKS CORP SOLE 40782
NORTEL NETWORKS CORP SOLE 13149
NORTEL NETWORKS CORP DEFINED 2050
NORTEL NETWORKS CORP OTHER 560
NORTEL NETWORKS CORP DEF/OTH 95
NOVELLUS SYSTEMS SOLE 12000
NUVEEN MUNI VALUE FUND SOLE 11095
ORACLE CORP SOLE 77145
ORACLE CORP SOLE 1001
ORACLE CORP DEFINED 238
PNC FINANCIAL SERVICES GROUP SOLE 7079
PNC FINANCIAL SERVICES GROUP DEFINED 8800
PNC FINANCIAL SERVICES GROUP DEF/OTH 575
PEPSICO INC SOLE 27310
PEPSICO INC DEFINED 7000
PFIZER INC SOLE 72175
PFIZER INC SOLE 5040
PFIZER INC DEFINED 10900
PFIZER INC OTHER 10200
PFIZER INC DEF/OTH 270
PHILIP MORRIS CO. INC. SOLE 4630
PHILIP MORRIS CO. INC. DEFINED 675
PHILIP MORRIS CO. INC. OTHER 4800
PHILIP MORRIS CO. INC. DEF/OTH 11339
PHONE.COM INC SOLE 1500
PITNEY-BOWES, INC. SOLE 6975
PLEXUS CORP SOLE 15000
PROCTER & GAMBLE CO. SOLE 119065
PROCTER & GAMBLE CO. SOLE 145
PROCTER & GAMBLE CO. DEFINED 2631
PROCTER & GAMBLE CO. OTHER 42666
PROCTER & GAMBLE CO. DEF/OTH 1800
PROVIDENT FINANCIAL GROUP INC SOLE 458261
PROVIDENT FINANCIAL GROUP INC SOLE 17275
PROVIDENT FINANCIAL GROUP INC OTHER 650
PROVIDIAN FINANCIAL CORP SOLE 1800
PROVIDIAN FINANCIAL CORP OTHER 3000
PUTNAM SOLE 19534
PUTNAM SOLE 24529
QUALCOMM INC SOLE 9183
QUALCOMM INC SOLE 334
QUALCOMM INC DEFINED 81
REALNETWORKS INC SOLE 7400
RELIASTAR FINANCIAL CORP SOLE 300
RELIASTAR FINANCIAL CORP SOLE 8000
RIVERFRONT SOLE 1325181
RIVERFRONT SOLE 25215
RIVERFRONT DEFINED 55066
RIVERFRONT OTHER 49059
RIVERFRONT DEF/OTH 67270
RIVERFRONT SOLE 57886
RIVERFRONT SOLE 2025
RIVERFRONT OTHER 1973
RIVERFRONT SOLE 33820
RIVERFRONT SOLE 3166095
RIVERFRONT SOLE 27454
RIVERFRONT DEFINED 46078
RIVERFRONT DEFINED 12789
RIVERFRONT OTHER 209037
RIVERFRONT DEF/OTH 143532
RIVERFRONT SOLE 254408
RIVERFRONT SOLE 7011
RIVERFRONT DEFINED 5910
T. ROWE PRICE SOLE 18942
ROYAL DUTCH PETROLEUM CO SOLE 13797
ROYAL DUTCH PETROLEUM CO SOLE 6000
SBC COMMUNICATIONS SOLE 73573
SBC COMMUNICATIONS DEFINED 3363
SBC COMMUNICATIONS OTHER 19348
SBC COMMUNICATIONS DEF/OTH 3158
SEI INVESTMENTS COMPANY SOLE 5300
SANMINA CORPORATION SOLE 23000
SCHERING-PLOUGH CORP SOLE 79992
SCHERING-PLOUGH CORP SOLE 2758
SCHERING-PLOUGH CORP DEFINED 600
SCHERING-PLOUGH CORP DEFINED 459
SCHERING-PLOUGH CORP OTHER 882
SCHLUMBERGER LTD SOLE 7342
SCHLUMBERGER LTD SOLE 5325
SCHLUMBERGER LTD DEF/OTH 200
SCHWAB (CHARLES) CORP SOLE 82367
SCHWAB (CHARLES) CORP SOLE 220
SCHWAB (CHARLES) CORP DEFINED 1950
SCHWAB (CHARLES) CORP DEF/OTH 430
SEPRACOR INC SOLE 5318
SEPRACOR INC DEFINED 222
SILICON IMAGE INC SOLE 7500
SMITHKLINE BEECHAM DEFINED 3200
SOLECTRON CORP SOLE 20500
SONY CORP SOLE 1680
SONY CORP SOLE 725
SONY CORP DEFINED 400
SPORTSLINE.COM, INC. SOLE 8000
STAPLES INC. SOLE 167650
STAPLES INC. SOLE 22655
STAPLES INC. DEFINED 1740
STAPLES INC. OTHER 1012
STAPLES INC. DEF/OTH 450
STATE STREET CORP SOLE 8963
STATE STREET CORP SOLE 6500
SUN MICROSYSTEMS INC SOLE 40352
SUN MICROSYSTEMS INC SOLE 3283
SUN MICROSYSTEMS INC DEFINED 167
SYCAMORE NETWORKS INC SOLE 2325
TEXACO INC SOLE 4480
TEXACO INC SOLE 9425
TEXACO INC DEFINED 1300
TEXACO INC OTHER 8000
TEXACO INC DEF/OTH 2400
TEXAS INSTRUMENTS INC SOLE 49485
TEXAS INSTRUMENTS INC SOLE 10614
TEXAS INSTRUMENTS INC DEFINED 485
TEXAS INSTRUMENTS INC DEFINED 139
TEXAS INSTRUMENTS INC OTHER 375
TEXAS INSTRUMENTS INC DEF/OTH 110
TIME WARNER INC SOLE 106120
TIME WARNER INC SOLE 14391
TIME WARNER INC DEFINED 232
TIME WARNER INC OTHER 350
TIME WARNER INC DEF/OTH 100
TUT SYSTEMS INC SOLE 15500
TYCO INTERNATIONAL LTD SOLE 230933
TYCO INTERNATIONAL LTD SOLE 4846
TYCO INTERNATIONAL LTD DEFINED 1300
TYCO INTERNATIONAL LTD DEFINED 760
TYCO INTERNATIONAL LTD OTHER 2901
TYCO INTERNATIONAL LTD DEF/OTH 400
UNITED PARCEL SERVICE-CL B SOLE 9305
UNITED PARCEL SERVICE-CL B SOLE 100
UNITED PARCEL SERVICE-CL B DEFINED 400
VANGUARD SOLE 341858
VANGUARD OTHER 19417
VANGUARD DEF/OTH 48343
VITESSE SEMICONDUCTOR CORP SOLE 24200
VITRIA TECHNOLOGY INC SOLE 3800
VODAFONE AIRTOUCH PLC SOLE 16880
VODAFONE AIRTOUCH PLC DEFINED 1000
WAL-MART STORES INC SOLE 205833
WAL-MART STORES INC SOLE 14154
WAL-MART STORES INC DEFINED 1300
WAL-MART STORES INC DEFINED 984
WAL-MART STORES INC OTHER 3732
WAL-MART STORES INC DEF/OTH 550
WAL-MART STORES INC DEF/OTH 700
WALGREEN CO SOLE 132036
WALGREEN CO SOLE 4556
WALGREEN CO DEFINED 2900
WALGREEN CO DEFINED 1524
WALGREEN CO OTHER 176
WARNER LAMBERT CO SOLE 73653
WARNER LAMBERT CO SOLE 8031
WARNER LAMBERT CO DEFINED 330
WARNER LAMBERT CO DEFINED 209
WARNER LAMBERT CO OTHER 480
WARNER LAMBERT CO DEF/OTH 137
WELLS FARGO COMPANY SOLE 6160
WELLS FARGO COMPANY DEFINED 4000
WELLS FARGO COMPANY OTHER 4000
WELLS FARGO COMPANY DEF/OTH 3450
WILLIAMS COMMUNICATIONS GRP SOLE 14000
YAHOO! INC. SOLE 9808
YAHOO! INC. SOLE 930
YAHOO! INC. DEFINED 200
LERNOUT & HAUSPIE SPEECH PRO SOLE 8000
GLOBAL CROSSING LTD. SOLE 13100
GLOBAL CROSSING LTD. SOLE 265
GLOBAL CROSSING LTD. DEFINED 1000
GLOBALSTAR TELECOMMUNICATION SOLE 4100
GLOBALSTAR TELECOMMUNICATION SOLE 23000
GLOBALSTAR TELECOMMUNICATION DEFINED 3400
JACADA LTD SOLE 10000
BIOMEDICAL DISPOSAL, INC. SOLE 40000
</TABLE>
