OMB APPROVAL
UNITED STATES
OMB Number:
3235-0006
SECURITIES AND EXCHANGE COMMISSION
Expires:
February 28, 1997
Washington, D.C. 20549
Estimated average burden hours per
response . . . . 24.60
SEC USE ONLY
FORM 13F
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT
TO SECTION 13(f) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULES THEREUNDER
Report for the Calendar Year or Quarter Ended
September 30
,
19
99
.
(Please read instructions before preparing form.)
If amended report check here:
0
Name of Institutional Investment Manager
Advest Bank and Trust Company
Business Address
(Street)
(City)
(State)
(Zip)
90 State House Square
Hartford
CT
Name, Phone No., and Title of Person Duly Authorized to Submit This Report.
Anthony J. Arsenault, Assistant Vice President, Trust Officer , Tele # (860)
509-3538
ATTENTION
Intentional misstatements or omissions of facts constitute Federal Criminal
Violations.
See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
The institutional investment manager submitting this Form and its attachments
and the person by whom it is signed represent hereby that all information
contained therein is true, correct and complete. It is understood that all
required items, statements and schedules are considered integral parts of this
Form and that the submission
of any amendment represents that all unamended items, statements and schedules
remain true, correct and complete as previously submitted.
Pursuant to the requirements of Securities Exchange Act of 1934, the
undersigned institutional investment manager has caused this report to be
signed on
its behalf in the City of
Hartford
and State of
CT
on the
12th
day of
August
,
19
99
Advest Bank and Trust Company
(Name of Institutional Investment Manager)
(Manual Signature of Person Duly Authorized
to Submit This Report)
Name and 13F file numbers of ALL Institutional Investment Managers with respect
to which this schedule is filled (other than the one filing this report): (List
in alphabetical
order).
13F File Numbers will be assigned to Institutional Investment Managers after
they file their first report.
Name:
13F File No.:
Name:
13F File No.:
1. The Advest Group, Inc.
028-01782
6.
2.
7.
3.
8.
4.
9.
5.
10.
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 1105
Form 13F Information Table Value Total: $118,214,383
List of Other Included Managers:
No. 028-01782 - Advest Group, Inc.
<PAGE>
<TABLE>
<C>
<C>
<C>
<C>
<C>
<C>
<C>
<C>
<C>
<C>
VALUE
SHARES/
NAME OF ISSUER
TITLE OF CLASS
CUSIP
(X$1000)
PRN AMT
SOLE
SHARED
OTHER
SOLE
SHARED
NONE
DAIMLER-CHRYSLER AG
COMMON STOCK
D1668R123
27978
403
X
403
0
0
DAIMLER-CHRYSLER AG
COMMON STOCK
D1668R123
43254
623
X
623
0
0
FRUIT OF THE LOOM INC CL A
COMMON STOCK
G3682L105
3087
900
X
900
0
0
GLOBALSTAR TELECOMMUNICATION LTD
COMMON STOCK
G3930H104
57500
2500
X
2500
0
0
LORAL SPACE & COMMUNICATIONS LTD
COMMON STOCK
G56462107
21303
1240
X
1240
0
0
LORAL SPACE & COMMUNICATIONS LTD
COMMON STOCK
G56462107
12026
700
X
300
400
0
TRANSOCEAN OFFSHORE INC CAYMAN ISLANDS
COMMON STOCK
G90076103
24496
800
X
800
0
0
XL CAPITAL LTD CLASS A
COMMON STOCK
G98255105
6750
150
X
150
0
0
XL CAPITAL LTD CLASS A
COMMON STOCK
G98255105
4950
110
X
110
0
0
STOLT-NIELSEN S.A
COMMON STOCK
L88742108
125412
8400
X
8400
0
0
STOLT-NIELSEN S.A
COMMON STOCK
L88742108
50762
3400
X
3400
0
0
ACM GOVERNMENT INCOME FD INC
CLOSED END FIXED INCOME
000912105
22904
2800
X
2800
0
0
ACM GOVERNMENT SECURITIES FUND INC-MARYLAND
CLOSED END FIXED INCOME
000914101
6139
833
X
833
0
0
ACM GOVERNMENT SPECTRUM FUND
CLOSED END FIXED INCOME
000917104
57750
10500
X
10500
0
0
ACM GOVERNMENT SPECTRUM FUND
CLOSED END FIXED INCOME
000917104
33000
6000
X
6000
0
0
ACM GOVERNMENT OPPORTUNITY FUND INC
CLOSED END FIXED INCOME
000918102
28720
4000
X
4000
0
0
ACM GOVERNMENT OPPORTUNITY FUND INC
CLOSED END FIXED INCOME
000918102
27284
3800
X
3800
0
0
ACM MANAGED DOLLAR INCOME FD INC
CLOSED END FIXED INCOME
000949107
3075
300
X
300
0
0
ABM INDUSTRIES INCORPORATED
COMMON STOCK
000957100
21818
860
X
860
0
0
AES CORPORATION
COMMON STOCK
00130H105
26550
450
X
450
0
0
AES CORPORATION
COMMON STOCK
00130H105
29500
500
X
500
0
0
AK STEEL HOLDING CORPORATION
COMMON STOCK
001547108
10037
550
X
550
0
0
AK STEEL HOLDING CORPORATION
COMMON STOCK
001547108
6843
375
X
375
0
0
AMR CORPORATION DEL
COMMON STOCK
001765106
65400
1200
X
1200
0
0
A T & T CORP
COMMON STOCK
001957109
303365
6974
X
6674
0
300
A T & T CORP
COMMON STOCK
001957109
297622
6842
X
5576
1266
0
AT & T CORP LIBERTY MEDIA-A
COMMON STOCK
001957208
1119
30
X
30
0
0
ABBOTT LABORATORIES
COMMON STOCK
002824100
437513
11928
X
11928
0
0
ABBOTT LABORATORIES
COMMON STOCK
002824100
562853
15345
X
14345
1000
0
ABERCROMBIE & FITCH COMPANY CL A
COMMON STOCK
002896207
17098
502
X
500
2
0
ACNIELSEN CORPORATION
COMMON STOCK
004833109
25400
1120
X
1120
0
0
ADVEST GROUP INC COM
COMMON STOCK
007566102
146
8
X
8
0
0
ADVANCED MICRO DEVICES INC
COMMON STOCK
007903107
25770
1500
X
1500
0
0
AEROVOX INC
COMMON STOCK
00808M105
62
24
X
24
0
0
AETNA INC
COMMON STOCK
008117103
229751
4665
X
665
4000
0
AETNA INC
COMMON STOCK
008117103
17877
363
X
363
0
0
AIR PRODS & CHEMS INC COM
COMMON STOCK
009158106
17550
600
X
600
0
0
AKZO NOBEL NV ADR
FOREIGN EQUITIES
010199305
7780
182
X
182
0
0
ALBERTSONS INC COM
COMMON STOCK
013104104
59340
1500
X
500
1000
0
ALCOA INC
COMMON STOCK
013817101
49648
800
X
800
0
0
ALCOA INC
COMMON STOCK
013817101
24824
400
X
400
0
0
ALLEGHANY CORP NEW
COMMON STOCK
017175100
9735
55
X
55
0
0
ALLEGHANY CORP NEW
COMMON STOCK
017175100
7080
40
X
40
0
0
ALLEGHENY ENERGY INC
COMMON STOCK
017361106
84455
2650
X
2250
0
400
ALLEGHENY TELEDYNE INC
COMMON STOCK
017415100
5988
355
X
355
0
0
ALLIANCE CAPITAL MANAGEMENT L.P
PARTNERSHIPS
018548107
8229
300
X
300
0
0
ALLIANCE WORLD DOLLAR GOVT FD II
CLOSED END FIXED INCOME
01879R106
17438
1966
X
1966
0
0
ALLIANT ENERGY CORPORATION
COMMON STOCK
018802108
60093
2171
X
2171
0
0
ALLIED IRISH BANKS PLC ADR
FOREIGN EQUITIES
019228402
104822
4122
X
4122
0
0
ALLIEDSIGNAL INC COM
COMMON STOCK
019512102
199566
3330
X
3330
0
0
ALLIEDSIGNAL INC COM
COMMON STOCK
019512102
90852
1516
X
1516
0
0
ALLSTATE CORP
COMMON STOCK
020002101
37494
1504
X
1504
0
0
ALLSTATE CORP
COMMON STOCK
020002101
6232
250
X
250
0
0
ALLTEL CORP
COMMON STOCK
020039103
32298
459
X
163
296
0
ALLTEL CORP
COMMON STOCK
020039103
106679
1516
X
1268
0
248
ALZA CORPORATION
COMMON STOCK
022615108
12843
300
X
300
0
0
AMAZON.COM, INC
COMMON STOCK
023135106
19982
250
X
250
0
0
AMCAST INDUSTRIAL CORP
COMMON STOCK
023395106
46585
3500
X
3500
0
0
AMCAST INDUSTRIAL CORP
COMMON STOCK
023395106
19965
1500
X
1500
0
0
AMEREN CORPORATION
COMMON STOCK
023608102
17165
454
X
454
0
0
AMEREN CORPORATION
COMMON STOCK
023608102
79513
2103
X
2103
0
0
AMERICA ONLINE INC
COMMON STOCK
02364J104
18730
180
X
180
0
0
AMERICA ONLINE INC
COMMON STOCK
02364J104
31218
300
X
300
0
0
AMERICAN ELECTRIC POWER
COMMON STOCK
025537101
60835
1783
X
1783
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
60750
450
X
450
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
71280
528
X
528
0
0
AMERICAN GENERAL CORP
COMMON STOCK
026351106
30802
487
X
487
0
0
AMERICAN GENERAL CORP
COMMON STOCK
026351106
12650
200
X
0
200
0
AMERICAN HOME PRODUCTS
COMMON STOCK
026609107
614322
14803
X
11745
0
3058
AMERICAN HOME PRODUCTS
COMMON STOCK
026609107
1829526
44085
X
24885
19200
0
AMERICAN INTERNATIONAL GROUP INC
COMMON STOCK
026874107
829304
9540
X
9540
0
0
AMERICAN INTERNATIONAL GROUP INC
COMMON STOCK
026874107
96317
1108
X
687
421
0
AMERICAN NATIONAL INSURANCE
COMMON STOCK
028591105
93800
1400
X
1400
0
0
AMERICAN NATIONAL INSURANCE
COMMON STOCK
028591105
46900
700
X
700
0
0
AMERICAN POWER CONVERSION CORPORATION
COMMON STOCK
029066107
19000
1000
X
0
1000
0
AMERICAN QUANTUM CYCLES INC
COMMON STOCK
02914P204
904
250
X
250
0
0
AMERICAN SELECT PORTFOLIO
CLOSED END FIXED INCOME
029570108
68498
5800
X
5800
0
0
AMERICAN SELECT PORTFOLIO
CLOSED END FIXED INCOME
029570108
21258
1800
X
1800
0
0
AMERICAN STANDARD COMPANIES INC
COMMON STOCK
029712106
9655
250
X
250
0
0
AMERICAN STATES WATER CO
COMMON STOCK
029899101
49680
1500
X
1500
0
0
AMERICAN STRATEGIC INC III
CLOSED END FIXED INCOME
03009T101
3041
275
X
275
0
0
AMERICAN STRATEGIC INCOME PORTFOLIO
CLOSED END FIXED INCOME
030098107
20250
1800
X
1800
0
0
AMERICAN WATER WORKS INC
COMMON STOCK
030411102
34716
1200
X
1200
0
0
AMERICAN WATER WORKS INC
COMMON STOCK
030411102
14465
500
X
0
500
0
AMERITECH CORPORATION NEW
COMMON STOCK
030954101
132298
1982
X
1982
0
0
AMERITECH CORPORATION NEW
COMMON STOCK
030954101
181026
2712
X
800
1912
0
AMERIGAS PARTNERS, L.P
PARTNERSHIPS
030975106
14848
800
X
800
0
0
AMGEN INC
COMMON STOCK
031162100
165036
2025
X
2025
0
0
AMGEN INC
COMMON STOCK
031162100
10187
125
X
125
0
0
AMSOUTH BANCORPORATION
COMMON STOCK
032165102
247651
10570
X
10570
0
0
ANHEUSER BUSCH COS., INC.
COMMON STOCK
035229103
36431
520
X
520
0
0
ANHEUSER BUSCH COS., INC.
COMMON STOCK
035229103
556977
7950
X
7950
0
0
ANWORTH MORTGAGE ASSET CORP
PARTNERSHIPS
037347101
41395
8500
X
8500
0
0
APPLE COMPUTER INC COM
COMMON STOCK
037833100
70590
1115
X
1115
0
0
APPLIED MATERIALS INC
COMMON STOCK
038222105
71464
920
X
920
0
0
APTARGROUP INC
COMMON STOCK
038336103
26214
980
X
980
0
0
AQUARION COMPANY
COMMON STOCK
03838W101
59185
1650
X
1650
0
0
AQUARION COMPANY
COMMON STOCK
03838W101
41250
1150
X
0
1150
0
ARCHSTONE COMMUNITIES TRUST
PARTNERSHIPS
039581103
20737
1050
X
1050
0
0
ARCHSTONE COMMUNITIES TRUST PFD SER A CONV
CONV PREFERRED STOCK
039581202
26620
1000
X
1000
0
0
ARMCO INCORPORATED
COMMON STOCK
042170100
15400
2200
X
2200
0
0
ARMCO INCORPORATED
COMMON STOCK
042170100
10500
1500
X
1500
0
0
ARMSTRONG WORLD INDS INC
COMMON STOCK
042476101
8986
200
X
200
0
0
ASSOCIATES FIRST CAPITAL CORPORATION CL A
COMMON STOCK
046008108
86472
2402
X
2298
0
104
ASSOCIATES FIRST CAPITAL CORPORATION CL A
COMMON STOCK
046008108
20016
556
X
556
0
0
ATLANTIC RICHFIELD CO
COMMON STOCK
048825103
204712
2310
X
2310
0
0
ATLANTIC RICHFIELD CO
COMMON STOCK
048825103
159516
1800
X
1200
600
0
ATMEL CORPORATION
COMMON STOCK
049513104
6762
200
X
0
200
0
AUSTRIA FUND
CLOSED END INT'L EQUITY
052587102
8680
1000
X
1000
0
0
AUSTRIA FUND
CLOSED END INT'L EQUITY
052587102
8680
1000
X
1000
0
0
AUTOMATIC DATA PROCESSING INCORPORATED
COMMON STOCK
053015103
876334
19640
X
17640
1200
800
AUTOMATIC DATA PROCESSING INCORPORATED
COMMON STOCK
053015103
236486
5300
X
1300
4000
0
AUTONATION INC
COMMON STOCK
05329W102
6250
500
X
500
0
0
AUTONATION INC
COMMON STOCK
05329W102
3750
300
X
300
0
0
AVISTA CORPORATION
COMMON STOCK
05379B107
1756
100
X
100
0
0
AVON PRODUCTS INC
COMMON STOCK
054303102
116107
4680
X
4680
0
0
AVON PRODUCTS INC
COMMON STOCK
054303102
98123
3955
X
3955
0
0
BCE INC
FOREIGN EQUITIES
05534B109
82186
1650
X
1650
0
0
BP AMOCO PLC SPONS ADR
FOREIGN EQUITIES
055622104
865309
7809
X
6751
926
132
BP AMOCO PLC SPONS ADR
FOREIGN EQUITIES
055622104
751175
6779
X
6515
264
0
BT FINANCIAL CORPORATION
COMMON STOCK
055763106
88809
3682
X
3682
0
0
BMC SOFTWARE INC
COMMON STOCK
055921100
1073
15
X
15
0
0
BAKER HUGHES INC
COMMON STOCK
057224107
870
30
X
30
0
0
BANDAG INCORPORATED
COMMON STOCK
059815100
44800
1400
X
1400
0
0
BANDAG INCORPORATED
COMMON STOCK
059815100
16000
500
X
500
0
0
BANK OF AMERICA CORPORATION
COMMON STOCK
060505104
276447
4965
X
4513
0
452
BANK OF AMERICA CORPORATION
COMMON STOCK
060505104
88919
1597
X
1145
452
0
BANK OF NEW YORK INC. COM
COMMON STOCK
064057102
180353
5395
X
5395
0
0
BANK OF NEW YORK INC. COM
COMMON STOCK
064057102
1425655
42646
X
42646
0
0
BANK ONE CORPORATION
COMMON STOCK
06423A103
887758
25503
X
25503
0
0
BANK ONE CORPORATION
COMMON STOCK
06423A103
6962
200
X
200
0
0
BANKBOSTON CORPORATION
COMMON STOCK
06605R106
27453
633
X
233
0
400
BANKBOSTON CORPORATION
COMMON STOCK
06605R106
26022
600
X
600
0
0
BARNES GROUP INC
COMMON STOCK
067806109
26238
1308
X
1308
0
0
BAUSCH & LOMB INC
COMMON STOCK
071707103
65930
1000
X
1000
0
0
BAXTER INTERNATIONAL INC
COMMON STOCK
071813109
24100
400
X
400
0
0
BECTON DICKINSON & COMPANY
COMMON STOCK
075887109
57240
2040
X
2040
0
0
BECTON DICKINSON & COMPANY
COMMON STOCK
075887109
4209
150
X
150
0
0
BED BATH & BEYOND, INC
COMMON STOCK
075896100
124697
3570
X
3570
0
0
BED BATH & BEYOND, INC
COMMON STOCK
075896100
9780
280
X
280
0
0
BELL ATLANTIC CORP COM
COMMON STOCK
077853109
435087
6464
X
5564
0
900
BELL ATLANTIC CORP COM
COMMON STOCK
077853109
412878
6134
X
5936
198
0
BELLSOUTH CORP COM
COMMON STOCK
079860102
392850
8730
X
8730
0
0
BELLSOUTH CORP COM
COMMON STOCK
079860102
154620
3436
X
3184
252
0
BERKSHIRE HATHAWAY INC CL B
COMMON STOCK
084670207
90944
49
X
49
0
0
BERKSHIRE HATHAWAY INC CL B
COMMON STOCK
084670207
24128
13
X
13
0
0
BERKSHIRE REALTY CO
COMMON STOCK
084710102
96000
8000
X
8000
0
0
BESTFOODS
COMMON STOCK
08658U101
48560
1000
X
1000
0
0
BESTFOODS
COMMON STOCK
08658U101
19424
400
X
0
400
0
BETHLEHEM STEEL CORP $2.50 CONV PFD
CONV PREFERRED STOCK
087509402
10300
400
X
400
0
0
BIOPLEXIS (BIOPLEX)
COMMON STOCK
09057C106
13276
4085
X
4085
0
0
BIOGEN INC
COMMON STOCK
090597105
91418
1160
X
1160
0
0
BIOGEN INC
COMMON STOCK
090597105
63048
800
X
800
0
0
BIRMINGHAM UTILITIES INC
COMMON STOCK
091270108
92480
4000
X
4000
0
0
BLACKROCK INCOME TRUST INC
CLOSED END FIXED INCOME
09247F100
106250
17000
X
17000
0
0
BLACKROCK INCOME TRUST INC
CLOSED END FIXED INCOME
09247F100
47500
7600
X
7600
0
0
BLACKROCK NORTH AMERN GOV'T INCOME TRUST
CLOSED END FIXED INCOME
092475102
160457
15950
X
15950
0
0
BLACKROCK NORTH AMERN GOV'T INCOME TRUST
CLOSED END FIXED INCOME
092475102
83498
8300
X
7300
0
1000
BLACKROCK 2001 TERM TR INC
COMMON STOCK
092477108
3150
350
X
350
0
0
BLAIR CORP
COMMON STOCK
092828102
7048
400
X
400
0
0
BOCA RESEARCH INC
COMMON STOCK
096888102
9930
1500
X
1500
0
0
BOEING CO COM
COMMON STOCK
097023105
25572
600
X
600
0
0
BOEING CO COM
COMMON STOCK
097023105
25572
600
X
600
0
0
BOISE CASCADE
COMMON STOCK
097383103
7286
200
X
200
0
0
BORDEN CHEMICALS & PLASTICS L.P. DEP UNITS
PARTNERSHIPS
099541203
824
200
X
200
0
0
BOSTON RESTAURANT ASSOC INC
COMMON STOCK
101122109
48
50
X
0
50
0
BOSTON SCIENTIFIC CORP
COMMON STOCK
101137107
62738
2535
X
2535
0
0
BOSTON SCIENTIFIC CORP
COMMON STOCK
101137107
3960
160
X
160
0
0
BOWATER INC
COMMON STOCK
102183100
31500
600
X
600
0
0
BRIGHT HORIZONS FAMILY SOLUT INC
COMMON STOCK
109195107
15620
1000
X
1000
0
0
BRISTOL MYERS SQUIBBS CO
COMMON STOCK
110122108
1549461
22955
X
18555
1200
3200
BRISTOL MYERS SQUIBBS CO
COMMON STOCK
110122108
628425
9310
X
3710
5600
0
BRITISH STEEL PLC ADR
FOREIGN EQUITIES
111015301
4635
180
X
0
180
0
BROWN FORMAN CORP CL B
COMMON STOCK
115637209
31185
500
X
500
0
0
BUCKEYE PARTNERS L.P.
PARTNERSHIPS
118230101
37800
1400
X
1400
0
0
BUCKEYE PARTNERS L.P.
PARTNERSHIPS
118230101
16200
600
X
600
0
0
BURLINGTON NORTHERN SANTA FE CORP
COMMON STOCK
12189T104
35750
1300
X
1300
0
0
BURLINGTON NORTHERN SANTA FE CORP
COMMON STOCK
12189T104
24750
900
X
900
0
0
BURLINGTON RESOURCES INC
COMMON STOCK
122014103
28481
775
X
775
0
0
CBRL GROUP INC
COMMON STOCK
12489V106
6200
400
X
0
400
0
CBS CORP
COMMON STOCK
12490K107
299281
6471
X
6471
0
0
CBS CORP
COMMON STOCK
12490K107
82416
1782
X
1782
0
0
CDI CORP
COMMON STOCK
125071100
33862
1240
X
1240
0
0
CIGNA CORP
COMMON STOCK
125509109
386262
4968
X
1200
3000
768
CIGNA CORP
COMMON STOCK
125509109
46650
600
X
600
0
0
CLECO CORPORATION NEW
COMMON STOCK
12561W105
9729
300
X
300
0
0
CMP GROUP INC
COMMON STOCK
125887109
19540
741
X
741
0
0
CTG RESOURCES INC
COMMON STOCK
125957100
92950
2628
X
532
2096
0
CTG RESOURCES INC
COMMON STOCK
125957100
24900
704
X
304
400
0
CNA INCOME SHARES
CLOSED END FIXED INCOME
126119106
26459
2983
X
2983
0
0
CNB FINANCIAL CORPORATION
COMMON STOCK
126128107
63407
2410
X
2410
0
0
CSG SYSTEMS INTERNATIONAL INC
COMMON STOCK
126349109
16440
600
X
600
0
0
CUNO INCORPORATED
COMMON STOCK
126583103
33380
1680
X
1680
0
0
CVS CORPORATION
COMMON STOCK
126650100
99167
2430
X
2430
0
0
CABLE & WIRELESS HKT LTD
FOREIGN EQUITIES
126828102
58072
2670
X
2670
0
0
CABOT CORP
COMMON STOCK
127055101
9500
400
X
400
0
0
CALIFORNIA WATER SERVICE GROUP HOLDING CO
COMMON STOCK
130788102
27370
1000
X
1000
0
0
CAMDEN PROPERTY TRUST
PARTNERSHIPS
133131102
21496
800
X
0
800
0
CANADIAN PACIFIC LTD NEW
COMMON STOCK
135923100
18248
800
X
800
0
0
CANADIAN NATIONAL RAILWAY CO
FOREIGN EQUITIES
136375102
19155
632
X
0
0
632
CARDINAL HEALTH, INC
COMMON STOCK
14149Y108
32700
600
X
600
0
0
CARDINAL HEALTH, INC
COMMON STOCK
14149Y108
4360
80
X
80
0
0
CARNIVAL CORPORATION
COMMON STOCK
143658102
102660
2360
X
2360
0
0
CARNIVAL CORPORATION
COMMON STOCK
143658102
43500
1000
X
1000
0
0
CAROLINA POWER & LIGHT CO
COMMON STOCK
144141108
31833
900
X
900
0
0
CAROLINA POWER & LIGHT CO
COMMON STOCK
144141108
17685
500
X
500
0
0
CARPENTER TECHNOLOGY CORP
COMMON STOCK
144285103
100450
4100
X
4100
0
0
CARPENTER TECHNOLOGY CORP
COMMON STOCK
144285103
41650
1700
X
1700
0
0
CASTLE & COOKE
COMMON STOCK
148433105
1152
75
X
75
0
0
CATERPILLAR INC DEL COM
COMMON STOCK
149123101
256236
4675
X
4675
0
0
CATERPILLAR INC DEL COM
COMMON STOCK
149123101
10962
200
X
200
0
0
CEDAR FAIR L.P
PARTNERSHIPS
150185106
8300
400
X
400
0
0
CENDANT CORPORATION
COMMON STOCK
151313103
3550
200
X
200
0
0
CENDANT CORPORATION
COMMON STOCK
151313103
8875
500
X
0
500
0
CENTRAL AND SOUTH WEST CORPORATION
COMMON STOCK
152357109
6336
300
X
300
0
0
CENTRAL AND SOUTH WEST CORPORATION
COMMON STOCK
152357109
54912
2600
X
2600
0
0
CENTRAL VERMONT PUBLIC SERV CORP
COMMON STOCK
155771108
9226
700
X
700
0
0
CENTURYTEL INC
COMMON STOCK
156700106
12186
300
X
300
0
0
CERIDIAN CORPORATION
COMMON STOCK
15677T106
39792
1600
X
1600
0
0
CHASE MANHATTAN CORP (NEW)
COMMON STOCK
16161A108
177118
2350
X
2350
0
0
CHASE MANHATTAN CORP (NEW)
COMMON STOCK
16161A108
130991
1738
X
1338
400
0
CHEVRON CORPORATION COM
COMMON STOCK
166751107
525131
5917
X
5917
0
0
CHEVRON CORPORATION COM
COMMON STOCK
166751107
102062
1150
X
1150
0
0
CHIQUITA BRANDS INTERNATL INC
COMMON STOCK
170032106
35580
6000
X
6000
0
0
CHIQUITA BRANDS INTERNATL INC
COMMON STOCK
170032106
20162
3400
X
3400
0
0
CHIRON CORP
COMMON STOCK
170040109
13840
500
X
500
0
0
CHITTENDEN CORPORATION
COMMON STOCK
170228100
4275
150
X
150
0
0
CHITTENDEN CORPORATION
COMMON STOCK
170228100
22800
800
X
800
0
0
CHOICEPOINT INC
COMMON STOCK
170388102
2021
30
X
30
0
0
CHUBB CORPORATION
COMMON STOCK
171232101
6103
123
X
123
0
0
CIENA CORPORATION
COMMON STOCK
171779101
32850
900
X
900
0
0
CINCINNATI BELL INC
COMMON STOCK
171870108
91320
4700
X
4700
0
0
CINCINNATI FINANCIAL CORP
COMMON STOCK
172062101
49652
1323
X
1323
0
0
CIRCUIT CITY STORES INC
COMMON STOCK
172737108
6748
160
X
160
0
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
639659
9330
X
9330
0
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
211438
3084
X
3084
0
0
CITIGROUP INC
COMMON STOCK
172967101
1020492
23193
X
19913
3000
280
CITIGROUP INC
COMMON STOCK
172967101
326744
7426
X
7180
246
0
CITIZENS UTILITIES CO CL B
COMMON STOCK
177342201
11535
1020
X
1020
0
0
CITRIX SYSTEMS INC
COMMON STOCK
177376100
12386
200
X
0
200
0
CLEAR CHANNEL COMMUNICATIONS INC
COMMON STOCK
184502102
1198
15
X
15
0
0
CLOROX COMPANY
COMMON STOCK
189054109
765
20
X
20
0
0
CLOROX COMPANY
COMMON STOCK
189054109
15300
400
X
400
0
0
COASTAL CORPORATION
COMMON STOCK
190441105
8186
200
X
200
0
0
COCA COLA CO COM
COMMON STOCK
191216100
428938
8890
X
4890
4000
0
COCA COLA CO COM
COMMON STOCK
191216100
745558
15452
X
14252
1200
0
COHEN AND STEERS REALTY INC FUND
MUTUAL FUNDS-TAXABLE
19247P107
5250
700
X
700
0
0
COLGATE PALMOLIVE
COMMON STOCK
194162103
181170
3960
X
3960
0
0
COLGATE PALMOLIVE
COMMON STOCK
194162103
77775
1700
X
300
1400
0
COLUMBIA HCA HEALTHCARE CORPORATION
COMMON STOCK
197677107
18447
871
X
0
0
871
COLUMBIA LABORATORIES INC
COMMON STOCK
197779101
17250
2300
X
2300
0
0
COMCAST CORPORATION CL A
COMMON STOCK
200300101
3606
100
X
100
0
0
COMCAST CP CL A SPL
COMMON STOCK
200300200
25516
640
X
640
0
0
COMCAST CP CL A SPL
COMMON STOCK
200300200
10764
270
X
270
0
0
COMERICA INC
COMMON STOCK
200340107
143506
2835
X
300
0
2535
COMMERCE GROUP INC
COMMON STOCK
200641108
121900
5300
X
5300
0
0
COMMERCE GROUP INC
COMMON STOCK
200641108
50600
2200
X
2200
0
0
COMMERCIAL NET LEASE REALTY
COMMON STOCK
202218103
18054
1700
X
1700
0
0
COMMSCOPE INC
COMMON STOCK
203372107
58500
1800
X
1800
0
0
COMPAQ COMPUTER CORPORATION
COMMON STOCK
204493100
379000
16572
X
16572
0
0
COMPAQ COMPUTER CORPORATION
COMMON STOCK
204493100
11435
500
X
500
0
0
COMPUTER ASSOCIATES INTL INC
COMMON STOCK
204912109
260673
4265
X
4265
0
0
COMPUTER ASSOCIATES INTL INC
COMMON STOCK
204912109
10390
170
X
170
0
0
CONAGRA INC.
COMMON STOCK
205887102
11280
500
X
500
0
0
COMSHARE INC
COMMON STOCK
205912108
628
219
X
219
0
0
CONECTIV INC
COMMON STOCK
206829103
7357
375
X
375
0
0
CONECTIV INC CLASS A
COMMON STOCK
206829202
2526
62
X
62
0
0
CONEXANT SYSTEMS INC
COMMON STOCK
207142100
14166
195
X
195
0
0
CONMED CORP
COMMON STOCK
207410101
1200
49
X
49
0
0
CONNECTICUT WATER SERVICE
COMMON STOCK
207797101
11062
375
X
0
0
375
CONNECTICUT WATER SERVICE
COMMON STOCK
207797101
35400
1200
X
0
1200
0
CONOCO INC CL A
COMMON STOCK
208251306
41484
1495
X
1495
0
0
CONSECO INCORPORATED
COMMON STOCK
208464107
46588
2452
X
2452
0
0
CONSECO INCORPORATED
COMMON STOCK
208464107
3990
210
X
210
0
0
CONSOLIDATED EDISON INC
COMMON STOCK
209115104
24900
600
X
600
0
0
CONSOLIDATED NATURAL GAS
COMMON STOCK
209615103
57504
922
X
922
0
0
CONSOLIDATED STORES CORP
COMMON STOCK
210149100
35296
1600
X
1600
0
0
CONSTELLATION ENERGY GROUP
COMMON STOCK
210371100
10404
370
X
370
0
0
COOPER INDS INC
COMMON STOCK
216669101
4675
100
X
100
0
0
COOPER INDS INC
COMMON STOCK
216669101
46189
988
X
988
0
0
CORDANT TECHNOLOGIES INC
COMMON STOCK
218412104
8946
294
X
294
0
0
CORN PRODUCTS INTERNATIONAL INC
COMMON STOCK
219023108
1521
50
X
0
50
0
CORNERSTONE INTERNET SOLUTN CO
COMMON STOCK
21923C103
28366
13770
X
13770
0
0
CORNING INC
COMMON STOCK
219350105
114905
1676
X
1676
0
0
CORNING INC
COMMON STOCK
219350105
274240
4000
X
4000
0
0
COSTCO WHOLESALE CORP
COMMON STOCK
22160K105
1080
15
X
15
0
0
COX COMMUNICATIONS INC CL A
COMMON STOCK
224044107
210420
5040
X
5040
0
0
CRANE CO
COMMON STOCK
224399105
23528
1049
X
1049
0
0
CREDIT SUISSE INCOME FUND
MUTUAL FUNDS-TAXABLE
224916106
13650
2100
X
2100
0
0
CRESCENT REAL ESTATE EQUITIES INC
COMMON STOCK
225756105
12600
700
X
700
0
0
CRESCENT REAL ESTATE EQUITIES INC
COMMON STOCK
225756105
27000
1500
X
500
1000
0
CRIMMI MAE INC MARYLAND
COMMON STOCK
226603108
2060
1000
X
1000
0
0
CROWN CORK & SEAL CO INC
COMMON STOCK
228255105
26675
1100
X
1100
0
0
CROWN CORK & SEAL CO INC
COMMON STOCK
228255105
23037
950
X
950
0
0
CYTRX CORP
COMMON STOCK
232828301
2620
1000
X
1000
0
0
DLJ HIGH YIELD BOND FUND SH BEN INT
MUTUAL FUNDS-TAXABLE
23322Y108
8060
1000
X
1000
0
0
DQE
COMMON STOCK
23329J104
16626
425
X
425
0
0
DPL INC
COMMON STOCK
233293109
23787
1350
X
1350
0
0
DAL-TILE INTERNATIONAL INC
COMMON STOCK
23426R108
24898
3140
X
3140
0
0
DANA CORPORATION
COMMON STOCK
235811106
49184
1325
X
1325
0
0
DAYTON HUDSON CORPORATION
COMMON STOCK
239753106
216214
3600
X
3600
0
0
DEERE & COMPANY
COMMON STOCK
244199105
16632
430
X
430
0
0
DEERE & COMPANY
COMMON STOCK
244199105
39647
1025
X
1025
0
0
DELAWARE GROUP DIV & INC FD
CLOSED END EQUITY
245915103
35336
2800
X
2800
0
0
DELHAIZE AMERICA INC
COMMON STOCK
246688105
28464
1344
X
1344
0
0
DELL COMPUTER CORPORATION
COMMON STOCK
247025109
289362
6921
X
6921
0
0
DELL COMPUTER CORPORATION
COMMON STOCK
247025109
76303
1825
X
1825
0
0
DELPHI AUTOMOTIVE SYSTEMS
COMMON STOCK
247126105
26046
1622
X
1569
53
0
DELPHI AUTOMOTIVE SYSTEMS
COMMON STOCK
247126105
7771
484
X
345
139
0
DELUXE CORPORATION
COMMON STOCK
248019101
30600
900
X
600
0
300
DEXTER CORP
COMMON STOCK
252165105
14550
390
X
0
390
0
DEXTER CORP
COMMON STOCK
252165105
39511
1059
X
1059
0
0
DIAL CORP NEW
COMMON STOCK
25247D101
42279
1658
X
1658
0
0
DIEBOLD INC
COMMON STOCK
253651103
4624
200
X
200
0
0
DIEBOLD INC
COMMON STOCK
253651103
5202
225
X
225
0
0
DIME COMMUNITY BANCORP INC
COMMON STOCK
253922108
12450
600
X
0
600
0
WALT DISNEY COM (HOLDING CO)
COMMON STOCK
254687106
194220
7470
X
7245
0
225
WALT DISNEY COM (HOLDING CO)
COMMON STOCK
254687106
704080
27080
X
27080
0
0
DOLE FOOD CO., INC
COMMON STOCK
256605106
2850
150
X
150
0
0
DOLLAR GENERAL CORP
COMMON STOCK
256669102
113382
3673
X
3673
0
0
DOLLAR GENERAL CORP
COMMON STOCK
256669102
31332
1015
X
765
250
0
DOLLAR TREE STORES INC
COMMON STOCK
256747106
11978
300
X
300
0
0
DOMINION RESOURCES INC - VA
COMMON STOCK
257470104
108288
2400
X
2400
0
0
DOMINION RESOURCES INC - VA
COMMON STOCK
257470104
78914
1749
X
549
1200
0
DONALDSON, LUFKIN & JENRETTE INC
COMMON STOCK
257661108
3956
100
X
0
100
0
DONNELLEY R R & SONS CO COM
COMMON STOCK
257867101
34644
1200
X
0
1200
0
DOVER CORPORATION
COMMON STOCK
260003108
171654
4200
X
4200
0
0
DOVER CORPORATION
COMMON STOCK
260003108
10217
250
X
250
0
0
DOW CHEMICAL COMPANY COM
COMMON STOCK
260543103
65899
580
X
580
0
0
DOW CHEMICAL COMPANY COM
COMMON STOCK
260543103
164749
1450
X
1300
150
0
DREYFUS STRATEGIC MUNICIPALS INC
MUTUAL FUNDS-NON TAX
261932107
32000
4000
X
4000
0
0
DREYFUS STRATEGIC GOVERNMENT INCOME INC
CLOSED END FIXED INCOME
261938104
107158
13100
X
13100
0
0
DREYFUS STRATEGIC GOVERNMENT INCOME INC
CLOSED END FIXED INCOME
261938104
51534
6300
X
6300
0
0
DREYFUS STRATEGIC MUNI BD FUND INC
MUTUAL FUNDS-NON TAX
26202F107
16240
2000
X
2000
0
0
EI DU PONT DE NEMOURS & CO
COMMON STOCK
263534109
422289
6980
X
6280
300
400
EI DU PONT DE NEMOURS & CO
COMMON STOCK
263534109
408738
6756
X
6026
730
0
DUCOMMUN INC
COMMON STOCK
264147109
550
50
X
50
0
0
DUFF & PHELPS UTILITY & CORP BD TR INC
CLOSED END FIXED INCOME
26432K108
130989
9886
X
9886
0
0
DUFF & PHELPS UTILITY & CORP BD TR INC
CLOSED END FIXED INCOME
26432K108
13250
1000
X
1000
0
0
DUFF PHELPS UTIL INC
COMMON STOCK
264324104
21798
2252
X
1480
772
0
DUFF PHELPS UTIL INC
COMMON STOCK
264324104
69212
7150
X
2600
4050
500
DUKE ENERGY COMPANY
COMMON STOCK
264399106
82900
1504
X
1504
0
0
DUKE ENERGY COMPANY
COMMON STOCK
264399106
39521
717
X
0
717
0
DUN & BRADSTREET CORP NEW
COMMON STOCK
26483B106
11948
400
X
400
0
0
DUN & BRADSTREET CORP NEW
COMMON STOCK
26483B106
116193
3890
X
3890
0
0
EG&G INC
COMMON STOCK
268457108
40544
1020
X
1020
0
0
EMC CORPORATION - MASS
COMMON STOCK
268648102
406446
5695
X
5695
0
0
EMC CORPORATION - MASS
COMMON STOCK
268648102
87071
1220
X
1220
0
0
EASTERN CO
COMMON STOCK
276317104
49110
3000
X
3000
0
0
EASTERN ENTERPRISES
COMMON STOCK
27637F100
36493
786
X
786
0
0
EASTERN UTILITIES ASSOCIATES
COMMON STOCK
277173100
32618
1092
X
1092
0
0
EASTMAN CHEMICAL
COMMON STOCK
277432100
23642
593
X
443
150
0
EASTMAN CHEMICAL
COMMON STOCK
277432100
11961
300
X
0
300
0
EASTMAN KODAK CO COM
COMMON STOCK
277461109
172866
2286
X
1686
600
0
EASTMAN KODAK CO COM
COMMON STOCK
277461109
60495
800
X
800
0
0
EATON CORP
COMMON STOCK
278058102
6214
72
X
72
0
0
ECHELON INTERNATIONAL CORP
COMMON STOCK
278747100
496
20
X
20
0
0
ECHELON INTERNATIONAL CORP
COMMON STOCK
278747100
1314
53
X
53
0
0
ECOLAB INC
COMMON STOCK
278865100
10236
300
X
300
0
0
1838 BOND DEBENTURE TRADING FUND
COMMON STOCK
282520105
28000
1600
X
0
0
1600
EL PASO ENERGY CORP
COMMON STOCK
283905107
57074
1418
X
1418
0
0
EL PASO ENERGY CORP
COMMON STOCK
283905107
67861
1686
X
650
1036
0
ELAN CORP PLC ADR
FOREIGN EQUITIES
284131208
13424
400
X
400
0
0
ELECTRONIC DATA SYSTEMS CORP
COMMON STOCK
285661104
87227
1648
X
416
1232
0
ELECTRONIC DATA SYSTEMS CORP
COMMON STOCK
285661104
25459
481
X
281
200
0
EMERSON ELECTRIC CO
COMMON STOCK
291011104
448578
7100
X
7100
0
0
ENAMELON INC
COMMON STOCK
292499100
242
200
X
200
0
0
ENERGY EAST CORPORATION
COMMON STOCK
29266M109
28500
1200
X
1200
0
0
ENERSIS SA SPONS ADR
FOREIGN EQUITIES
29274F104
20870
1000
X
1000
0
0
ENGLE HOMES INC
COMMON STOCK
292896107
7732
750
X
750
0
0
ENRON CORPORATION
COMMON STOCK
293561106
177584
4325
X
4325
0
0
ENRON CORPORATION
COMMON STOCK
293561106
9197
224
X
0
224
0
ENTERGY CORP
COMMON STOCK
29364G103
17589
608
X
608
0
0
EQUIFAX INCORPORATED
COMMON STOCK
294429105
8436
300
X
300
0
0
UTS EQUITY INCOME FD 1ST EXCHANGE SER-AT&T SH
UNIT INVESTMENT TRUST
294700703
46629
237
X
237
0
0
UTS EQUITY INCOME FD 1ST EXCHANGE SER-AT&T SH
UNIT INVESTMENT TRUST
294700703
39350
200
X
200
0
0
ERICSSON (LM) TEL-SP ADR
FOREIGN EQUITIES
294821400
23437
750
X
750
0
0
ERICSSON LM TEL 4.25% 06/30/2000
CONV PREFERRED STOCK
294821509
43100
5000
X
5000
0
0
ERIE INDEMNITY COMPANY CL A
COMMON STOCK
29530P102
52688
1600
X
1600
0
0
EXXON CORP COM
COMMON STOCK
302290101
2100944
27644
X
23644
2000
2000
EXXON CORP COM
COMMON STOCK
302290101
1146080
15080
X
9534
3942
1604
FNB CORPORATION
COMMON STOCK
302520101
27572
1137
X
1137
0
0
FLORIDA LIGHT & POWER GROUP
COMMON STOCK
302571104
154434
3066
X
3066
0
0
FLORIDA LIGHT & POWER GROUP
COMMON STOCK
302571104
50771
1008
X
1008
0
0
FDX CORPORATION
COMMON STOCK
31304N107
212423
5465
X
5465
0
0
FEDERAL HOME LOAN MORTGAGE CORP VOTING COMMON
COMMON STOCK
313400301
92716
1783
X
1783
0
0
FEDERAL HOME LOAN MORTGAGE CORP VOTING COMMON
COMMON STOCK
313400301
95420
1835
X
1835
0
0
FEDERAL NATIONAL MORTGAGE ASSOCIATION
COMMON STOCK
313586109
396762
6330
X
6330
0
0
FEDERATED DEPARTMENT STORES INC
COMMON STOCK
31410H101
34944
800
X
800
0
0
FIBERMARK INC
COMMON STOCK
315646109
94350
7400
X
7400
0
0
FIBERMARK INC
COMMON STOCK
315646109
45900
3600
X
3600
0
0
FIFTH THIRD BANCORP
COMMON STOCK
316773100
20503
337
X
337
0
0
FINOVA GROUP INC
COMMON STOCK
317928109
8322
228
X
228
0
0
FIRST AMERICAN FINANCIAL CORPORATION
COMMON STOCK
318522307
66850
5000
X
5000
0
0
FIRST AMERICAN FINANCIAL CORPORATION
COMMON STOCK
318522307
32088
2400
X
2400
0
0
FIRST AUSTRALIA PRIME INC FD
CLOSED END INT'L INCOME
318653102
93636
15300
X
15300
0
0
FIRST AUSTRALIA PRIME INC FD
CLOSED END INT'L INCOME
318653102
33660
5500
X
5500
0
0
FIRST COMMONWEALTH FUND INC
CLOSED END INT'L INCOME
31983F102
63756
6300
X
6300
0
0
FIRST COMMONWEALTH FUND INC
CLOSED END INT'L INCOME
31983F102
50600
5000
X
5000
0
0
FIRST DATA CORPORATION
COMMON STOCK
319963104
16670
380
X
380
0
0
FIRST DATA CORPORATION
COMMON STOCK
319963104
10528
240
X
240
0
0
FIRST INDUSTRIAL REALTY TR
COMMON STOCK
32054K103
27225
1100
X
1100
0
0
FIRST INDUSTRIAL REALTY TR
COMMON STOCK
32054K103
65587
2650
X
2250
400
0
FIRST UNION CORP
COMMON STOCK
337358105
52503
1474
X
1474
0
0
FIRST UNION CORP
COMMON STOCK
337358105
93680
2630
X
2630
0
0
FIRSTAR CORPORATION
COMMON STOCK
33763V109
8197
320
X
320
0
0
FIRSTENERGY CORP
COMMON STOCK
337932107
9718
384
X
384
0
0
FLEET FINANCIAL GROUP INC NEW
COMMON STOCK
338915101
519086
14175
X
9805
2766
1604
FLEET FINANCIAL GROUP INC NEW
COMMON STOCK
338915101
113522
3100
X
3100
0
0
FLORIDA PROGRESS CORP
COMMON STOCK
341109106
70947
1534
X
1534
0
0
FLORIDA PROGRESS CORP
COMMON STOCK
341109106
36953
799
X
799
0
0
FLOWERS INDUSTRIES INC
COMMON STOCK
343496105
4068
300
X
300
0
0
FORD MOTOR COMPANY DEL ASSOCIATION
COMMON STOCK
345370100
258032
5135
X
4535
400
200
FORD MOTOR COMPANY DEL ASSOCIATION
COMMON STOCK
345370100
114317
2275
X
2200
75
0
FORT JAMES CORPORATION
COMMON STOCK
347471104
32016
1200
X
1200
0
0
FORTUNE BRANDS INC
COMMON STOCK
349631101
12900
400
X
400
0
0
FORTUNE BRANDS INC
COMMON STOCK
349631101
51600
1600
X
0
1600
0
FOSTER WHEELER CORP
COMMON STOCK
350244109
10854
900
X
900
0
0
FRANKLIN RESOURCES INC
COMMON STOCK
354613101
43393
1420
X
1420
0
0
FRANKLIN RESOURCES INC
COMMON STOCK
354613101
4584
150
X
150
0
0
FRANKLIN UNIVERSAL TRUST
CLOSED END EQUITY
355145103
8310
1000
X
1000
0
0
FRITZ COMPANIES INC
COMMON STOCK
358846103
32768
3160
X
3160
0
0
FRONTIER CORP
COMMON STOCK
35906P105
5425
100
X
0
100
0
FRONTIER INSURANCE GROUP INC
COMMON STOCK
359081106
15750
1800
X
1800
0
0
FRONTIER INSURANCE GROUP INC
COMMON STOCK
359081106
8750
1000
X
1000
0
0
FURNITURE BRANDS INTL INC
COMMON STOCK
360921100
5904
300
X
300
0
0
GA FINANCIAL INC
COMMON STOCK
361437106
12870
1000
X
1000
0
0
GATX CORP
COMMON STOCK
361448103
34537
1112
X
0
0
1112
GPU INC
COMMON STOCK
36225X100
22834
700
X
700
0
0
GTE CORPORATION
COMMON STOCK
362320103
947342
12324
X
10764
860
700
GTE CORPORATION
COMMON STOCK
362320103
393495
5119
X
2375
1544
1200
GALLAHER GROUP PLC-ADR
FOREIGN EQUITIES
363595109
97848
3600
X
2000
1600
0
GANNETT INC COM
COMMON STOCK
364730101
162573
2350
X
1150
600
600
GANNETT INC COM
COMMON STOCK
364730101
34590
500
X
500
0
0
GAP INCORPORATED
COMMON STOCK
364760108
112384
3512
X
3512
0
0
GAP INCORPORATED
COMMON STOCK
364760108
26016
813
X
813
0
0
GARDNER DENVER MACHINE INC
COMMON STOCK
365558105
952
63
X
63
0
0
GENELABS TECHNOLOGIES INC
COMMON STOCK
368706107
5680
2000
X
2000
0
0
GENERAL ELEC CO COM
COMMON STOCK
369604103
2922021
24646
X
23846
400
400
GENERAL ELEC CO COM
COMMON STOCK
369604103
3187957
26889
X
23605
2484
800
GENERAL GROWTH PROPERTIES
COMMON STOCK
370021107
13387
425
X
425
0
0
GENERAL GROWTH PROPERTIES
COMMON STOCK
370021107
15750
500
X
500
0
0
GENERAL INSTRUMENT CORP
COMMON STOCK
370120107
9600
200
X
200
0
0
GENERAL MILLS INC
COMMON STOCK
370334104
97506
1202
X
1202
0
0
GENERAL MILLS INC
COMMON STOCK
370334104
64896
800
X
800
0
0
GENERAL MTRS CORP COM
COMMON STOCK
370442105
85580
1360
X
1284
76
0
GENERAL MTRS CORP COM
COMMON STOCK
370442105
67208
1068
X
868
200
0
GENERAL MOTORS CORPORATION CLASS H NEW
COMMON STOCK
370442832
17404
304
X
304
0
0
GENTA INC
COMMON STOCK
37245M207
230
100
X
100
0
0
GENIUNE PARTS COMPANY
COMMON STOCK
372460105
13412
505
X
505
0
0
GENZYME CORPORATION GENERAL DIVISION
COMMON STOCK
372917104
13518
300
X
300
0
0
GENZYME CORPORATION GENERAL DIVISION
COMMON STOCK
372917104
13518
300
X
300
0
0
GEORGIA PACIFIC CORP
COMMON STOCK
373298108
80860
2000
X
2000
0
0
GEORGIA PACIFIC CORP
COMMON STOCK
373298108
8086
200
X
200
0
0
GEORGIA PACIFIC CORPORATION TIMBER GROUP
COMMON STOCK
373298702
2287
100
X
100
0
0
GEORGIA PACIFIC CORPORATION TIMBER GROUP
COMMON STOCK
373298702
2287
100
X
100
0
0
GERBER SCIENTIFIC INC
COMMON STOCK
373730100
30868
1380
X
1380
0
0
GILLETTE CO
COMMON STOCK
375766102
588376
17341
X
17341
0
0
GILLETTE CO
COMMON STOCK
375766102
67860
2000
X
2000
0
0
GLAXO WELCOMME PLC SPD ADR
FOREIGN EQUITIES
37733W105
32240
620
X
620
0
0
GLAXO WELCOMME PLC SPD ADR
FOREIGN EQUITIES
37733W105
39000
750
X
750
0
0
GLEASON CORPORATION
COMMON STOCK
377339106
6800
400
X
400
0
0
GLOBAL HIGH INCOME DOLLAR FUND INC
CLOSED END INT'L INCOME
37933G108
90072
8100
X
8100
0
0
GLOBAL HIGH INCOME DOLLAR FUND INC
CLOSED END INT'L INCOME
37933G108
56712
5100
X
5100
0
0
B.F. GOODRICH COMPANY
COMMON STOCK
382388106
128035
4415
X
4415
0
0
B.F. GOODRICH COMPANY
COMMON STOCK
382388106
34800
1200
X
1200
0
0
GOODYEAR TIRE & RUBBER CO
COMMON STOCK
382550101
26466
550
X
550
0
0
GOODYEAR TIRE & RUBBER CO
COMMON STOCK
382550101
14436
300
X
300
0
0
GREENWICH STREET MUNI FUND
MUTUAL FUNDS-NON TAX
39701A107
61500
6000
X
6000
0
0
GTECH HOLDINGS CORPORATION
COMMON STOCK
400518106
4928
230
X
230
0
0
GTECH HOLDINGS CORPORATION
COMMON STOCK
400518106
3321
155
X
155
0
0
GUIDANT CORPORATION
COMMON STOCK
401698105
91956
1715
X
1715
0
0
GULFMARK OFFSHORE INC
COMMON STOCK
402629109
18000
1000
X
1000
0
0
HCC INSURANCE HOLDINGS INC
COMMON STOCK
404132102
18826
1120
X
1120
0
0
HRPT PROPERTIES TRUST SBI
PARTNERSHIPS
40426W101
90000
8000
X
7000
0
1000
HRPT PROPERTIES TRUST SBI
PARTNERSHIPS
40426W101
41625
3700
X
3000
0
700
HSB GROUP INC
COMMON STOCK
40428N109
102231
2906
X
2906
0
0
HSB GROUP INC
COMMON STOCK
40428N109
10554
300
X
0
300
0
HALLIBURTON COMPANY
COMMON STOCK
406216101
57400
1400
X
1400
0
0
HALLIBURTON COMPANY
COMMON STOCK
406216101
41000
1000
X
1000
0
0
HALTER MARINE GROUP INC
COMMON STOCK
40642Y105
24868
4580
X
4580
0
0
JOHN HANCOCK PATRIOT PREMIUM DIVIDEND FD I
CLOSED END EQUITY
41013Q101
8810
1000
X
1000
0
0
JOHN HANCOCK INVESTORS TRUST
CLOSED END FIXED INCOME
410142103
31560
1850
X
0
1075
775
M.A. HANNA COMPANY
COMMON STOCK
410522106
26604
2340
X
2340
0
0
HANSON PLC-SPONSORED ADR NEW
FOREIGN EQUITIES
411352404
7736
200
X
200
0
0
HARLEY-DAVIDSON INC
COMMON STOCK
412822108
25780
515
X
515
0
0
HARLEYSVILLE GROUP INC
COMMON STOCK
412824104
7030
500
X
500
0
0
HARMAN INTERNATIONAL INDS INC
COMMON STOCK
413086109
9042
215
X
215
0
0
HARMAN INTERNATIONAL INDS INC
COMMON STOCK
413086109
6309
150
X
150
0
0
HARTFORD FINANCIAL SERVICES GROUP INC
COMMON STOCK
416515104
143126
3502
X
122
2580
800
HARTFORD FINANCIAL SERVICES GROUP INC
COMMON STOCK
416515104
50023
1224
X
1224
0
0
HARTFORD LIFE INC CL A
COMMON STOCK
416592103
27087
550
X
550
0
0
HEALTHSOUTH CORPORATION
COMMON STOCK
421924101
43451
7100
X
7100
0
0
HEALTHSOUTH CORPORATION
COMMON STOCK
421924101
16524
2700
X
2200
500
0
HEALTH MANAGEMENT ASSOCIATES INC-A
COMMON STOCK
421933102
14531
1875
X
1875
0
0
HEALTHCARE REALTY TRUST INC
COMMON STOCK
421946104
51598
2752
X
2752
0
0
HEALTHCARE REALTY TRUST INC
COMMON STOCK
421946104
9375
500
X
0
0
500
HEINZ H J CO
COMMON STOCK
423074103
749404
17428
X
17428
0
0
HEINZ H J CO
COMMON STOCK
423074103
103630
2410
X
1210
1200
0
HERSHEY FOODS
COMMON STOCK
427866108
63284
1300
X
1300
0
0
HERSHEY FOODS
COMMON STOCK
427866108
43812
900
X
900
0
0
HEWLETT PACKARD CO., INC.
COMMON STOCK
428236103
787708
8680
X
7695
0
985
HEWLETT PACKARD CO., INC.
COMMON STOCK
428236103
54450
600
X
600
0
0
HILTON HOTELS CORPORATION
COMMON STOCK
432848109
1974
200
X
200
0
0
HOLLINGER INTERNATIONAL INC
COMMON STOCK
435569108
25162
2120
X
2120
0
0
HOME DEPOT INC
COMMON STOCK
437076102
341245
4973
X
4973
0
0
HOME DEPOT INC
COMMON STOCK
437076102
142728
2080
X
1480
600
0
HOME PROPERTIES OF NEW YORK INC
COMMON STOCK
437306103
8004
300
X
300
0
0
HONEYWELL INCORPORATED
COMMON STOCK
438506107
66786
600
X
0
600
0
HONEYWELL INCORPORATED
COMMON STOCK
438506107
33393
300
X
300
0
0
HOSPITALITY PROPERTIES
COMMON STOCK
44106M102
15526
700
X
700
0
0
HOSPITALITY PROPERTIES
COMMON STOCK
44106M102
51014
2300
X
2300
0
0
HOST MARRIOTT CORP
PARTNERSHIPS
44107P104
79800
8400
X
8400
0
0
HOST MARRIOTT CORP
PARTNERSHIPS
44107P104
34200
3600
X
3600
0
0
HOUSEHOLD INTERNATIONAL INC. COM
COMMON STOCK
441815107
65996
1645
X
1645
0
0
HOUSEHOLD INTERNATIONAL INC. COM
COMMON STOCK
441815107
48665
1213
X
0
1213
0
HUANENG POWER INTERNATIONAL INC ADR
FOREIGN EQUITIES
443304100
12430
1000
X
1000
0
0
HUANENG POWER INTERNATIONAL INC ADR
FOREIGN EQUITIES
443304100
12430
1000
X
1000
0
0
HUBBELL INCORPORATED CL B
COMMON STOCK
443510201
21034
660
X
0
0
660
HUDSON UNITED BANCORP
COMMON STOCK
444165104
23784
772
X
772
0
0
HUNTINGTION BANCSHARES INC
COMMON STOCK
446150104
1817925
68446
X
68446
0
0
HYPERION TOTAL RETURN & INC FUND
CLOSED END INT'L EQUITY
449145101
57600
7500
X
7500
0
0
HYPERION TOTAL RETURN & INC FUND
CLOSED END INT'L EQUITY
449145101
59904
7800
X
7800
0
0
ICOS CORPORATION
COMMON STOCK
449295104
14750
500
X
500
0
0
IMS HEALTH INCORPORATED
COMMON STOCK
449934108
18248
800
X
800
0
0
IMS HEALTH INCORPORATED
COMMON STOCK
449934108
13686
600
X
600
0
0
ITT INDS INC COM
COMMON STOCK
450911102
47396
1490
X
0
1290
200
ITT INDS INC COM
COMMON STOCK
450911102
6266
197
X
197
0
0
IDACORP INC
COMMON STOCK
451107106
6024
200
X
200
0
0
ILLINOIS TOOL WORKS INC
COMMON STOCK
452308109
283326
3800
X
3800
0
0
IMATION CORPORATION
COMMON STOCK
45245A107
5580
180
X
40
140
0
IMAX CORP
COMMON STOCK
45245E109
20000
1000
X
1000
0
0
IMPERIAL OIL CO LTD
FOREIGN EQUITIES
453038408
94456
4539
X
4539
0
0
THE INDIA FUND INC
CLOSED END INT'L EQUITY
454089103
12870
1000
X
1000
0
0
THE INDIA FUND INC
CLOSED END INT'L EQUITY
454089103
12870
1000
X
1000
0
0
INDIA GROWTH FUND INC
CLOSED END INT'L EQUITY
454090101
11810
1000
X
1000
0
0
INFINITY BROADCASTING CORP A
COMMON STOCK
45662S102
1025
35
X
35
0
0
INGERSOLL-RAND CO
COMMON STOCK
456866102
16479
300
X
300
0
0
INGERSOLL-RAND CO
COMMON STOCK
456866102
102388
1864
X
1414
450
0
INSURED MUNICIPAL INCOME FD
MUTUAL FUNDS-NON TAX
45809F104
12560
1000
X
1000
0
0
INTEL CORP
COMMON STOCK
458140100
1062701
14301
X
14301
0
0
INTEL CORP
COMMON STOCK
458140100
229392
3087
X
3070
17
0
INTERNATIONAL BUSINESS MACHSCOM
COMMON STOCK
459200101
1092388
9028
X
8628
0
400
INTERNATIONAL BUSINESS MACHSCOM
COMMON STOCK
459200101
3655410
30210
X
29522
400
288
INTERNATIONAL FLAVORS & FRAGRANCES
COMMON STOCK
459506101
10350
300
X
300
0
0
INTERNATIONAL PAPER CO
COMMON STOCK
460146103
88862
1849
X
1849
0
0
INTERNATIONAL PAPER CO
COMMON STOCK
460146103
21386
445
X
0
445
0
INTERSTATE HOTELS CORP
COMMON STOCK
46088R108
190
60
X
60
0
0
INVEST GRADE MUNICIPAL
MUTUAL FUNDS-NON TAX
461368102
110030
7933
X
7933
0
0
INVEST GRADE MUNICIPAL
MUTUAL FUNDS-NON TAX
461368102
41610
3000
X
3000
0
0
IVAX CORPORATION
COMMON STOCK
465823102
3300
200
X
200
0
0
JEFFERSON-PILOT CORPORATION
COMMON STOCK
475070108
18954
300
X
300
0
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
502527
5470
X
5470
0
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
357373
3890
X
3890
0
0
JONES APPAREL GROUP INC
COMMON STOCK
480074103
10350
360
X
360
0
0
JONES APPAREL GROUP INC
COMMON STOCK
480074103
6900
240
X
240
0
0
KLM ROYAL DUTCH AIRLINES NV
COMMON STOCK
482516101
31761
1216
X
1216
0
0
KLM ROYAL DUTCH AIRLINES NV
COMMON STOCK
482516101
10709
410
X
0
410
0
KAYDON CORPORATION
COMMON STOCK
486587108
59688
2400
X
2400
0
0
KAYDON CORPORATION
COMMON STOCK
486587108
18652
750
X
750
0
0
KEANE INC
COMMON STOCK
486665102
43795
1920
X
1920
0
0
KELLOGG CO COM
COMMON STOCK
487836108
37430
1000
X
1000
0
0
KELLSTROM INDUSTRIES INC
COMMON STOCK
488035106
9780
1000
X
1000
0
0
KEYCORP NEW COM
COMMON STOCK
493267108
43515
1686
X
1686
0
0
KEYCORP NEW COM
COMMON STOCK
493267108
20648
800
X
0
800
0
KEYSPAN CORPORATION
COMMON STOCK
49337W100
8586
300
X
300
0
0
KEYSTONE FINANCIAL INC
COMMON STOCK
493482103
47405
1996
X
1996
0
0
KIMBERLY-CLARK CORP
COMMON STOCK
494368103
77437
1468
X
1468
0
0
KIMBERLY-CLARK CORP
COMMON STOCK
494368103
48528
920
X
920
0
0
KIMCO REALTY CORPORATION
PARTNERSHIPS
49446R109
35750
1000
X
1000
0
0
KINDER MORGAN ENERGY PARTNERS L.P
PARTNERSHIPS
494550106
25986
600
X
600
0
0
KINDER MORGAN ENERGY PARTNERS L.P
PARTNERSHIPS
494550106
147037
3395
X
2717
0
678
KLEINWORT BENSON AUST INC FD
CLOSED END INT'L INCOME
498577105
18930
3000
X
3000
0
0
KLEINWORT BENSON AUST INC FD
CLOSED END INT'L INCOME
498577105
12620
2000
X
2000
0
0
KOHL'S CORPORATION
COMMON STOCK
500255104
125295
1895
X
1895
0
0
KROGER CO
COMMON STOCK
501044101
35296
1600
X
1600
0
0
LASMO PLC 10.0 SER A PFD
PREFERRED STOCK
501730303
49240
2000
X
2000
0
0
LTV CORP NEW
COMMON STOCK
501921100
553
102
X
102
0
0
LTV CORP NEW
COMMON STOCK
501921100
543
100
X
0
100
0
LSI LOGIC CORPORATION
COMMON STOCK
502161102
6500
125
X
125
0
0
LSI LOGIC CORPORATION
COMMON STOCK
502161102
5200
100
X
0
100
0
LTC HEALTHCARE INC
COMMON STOCK
50217R104
187
100
X
100
0
0
LTC PROPERTIES INC
COMMON STOCK
502175102
10620
1000
X
1000
0
0
LAKEHEAD PIPELINE LIMITED PARTNERSHIP
PARTNERSHIPS
511557100
69044
1620
X
1620
0
0
LAKEHEAD PIPELINE LIMITED PARTNERSHIP
PARTNERSHIPS
511557100
46882
1100
X
0
500
600
LAKES GAMING INC
COMMON STOCK
51206P109
3962
412
X
412
0
0
LANDAUER INC
COMMON STOCK
51476K103
5024
200
X
200
0
0
ESTEE LAUDER COMPANIES CL A
COMMON STOCK
518439104
139052
3560
X
3560
0
0
LEAP WIRELESS INTERNATIONAL INC
COMMON STOCK
521863100
869
37
X
37
0
0
LEAP WIRELESS INTERNATIONAL INC
COMMON STOCK
521863100
587
25
X
0
25
0
LEAR CORPORATION
COMMON STOCK
521865105
5277
150
X
150
0
0
LEE ENTERPRISES INC
COMMON STOCK
523768109
17514
640
X
640
0
0
LENNAR CORP
COMMON STOCK
526057104
4779
300
X
300
0
0
LEUCADIA NATIONAL CORP
COMMON STOCK
527288104
4284
204
X
204
0
0
LEVIATHAN GAS PIPELINE PARTNER LP UNIT
COMMON STOCK
527367205
31850
1400
X
1400
0
0
LEXMARK INTERNATIONAL GROUP INC CL A
COMMON STOCK
529771107
17307
215
X
215
0
0
LEXMARK INTERNATIONAL GROUP INC CL A
COMMON STOCK
529771107
64400
800
X
800
0
0
LIBERTY ALL-STAR GROWTH FUND INC
COMMON STOCK
529900102
12620
1262
X
1262
0
0
LIBERTY PROPERTY TRUST
COMMON STOCK
531172104
20412
900
X
900
0
0
LIFE USA HOLDING INC
COMMON STOCK
531918209
56498
2740
X
2740
0
0
LIFEPOINT HOSPITALS INC
COMMON STOCK
53219L109
390
45
X
0
0
45
LILLY ELI & CO COM
COMMON STOCK
532457108
281108
4380
X
4380
0
0
LILLY ELI & CO COM
COMMON STOCK
532457108
494186
7700
X
6500
1200
0
LIMITED INC
COMMON STOCK
532716107
95625
2500
X
2500
0
0
LINCOLN NATIONAL INCOME FUND
CLOSED END FIXED INCOME
534217104
21860
2000
X
2000
0
0
LINEAR TECHNOLOGY CORP
COMMON STOCK
535678106
33797
575
X
575
0
0
LIZ CLAIBORN INC
COMMON STOCK
539320101
9300
300
X
300
0
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
13072
400
X
400
0
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
31961
978
X
978
0
0
LOWE'S COMPANIES
COMMON STOCK
548661107
32661
670
X
670
0
0
LUCENT TECHNOLOGIES INC
COMMON STOCK
549463107
1216756
18757
X
17957
0
800
LUCENT TECHNOLOGIES INC
COMMON STOCK
549463107
566894
8739
X
7667
1072
0
M & F WORLDWIDE CORP
COMMON STOCK
552541104
720
90
X
90
0
0
MBNA CORP
COMMON STOCK
55262L100
214682
9412
X
9412
0
0
MBNA CORP
COMMON STOCK
55262L100
18248
800
X
800
0
0
MCI WORLDCOM INC
COMMON STOCK
55268B106
547859
7623
X
7623
0
0
MCI WORLDCOM INC
COMMON STOCK
55268B106
83008
1155
X
1155
0
0
MFS CHARTER INCOME TRUST
CLOSED END FIXED INCOME
552727109
21924
2700
X
2700
0
0
MFS INTERMEDIATE INCOME TRUST
COMMON STOCK
55273C107
6370
1000
X
1000
0
0
MFS INTERMEDIATE INCOME TRUST
COMMON STOCK
55273C107
21021
3300
X
3300
0
0
MFS MULTIMARKET INCOME TR
CLOSED END FIXED INCOME
552737108
30000
5000
X
5000
0
0
MFS MULTIMARKET INCOME TR
CLOSED END FIXED INCOME
552737108
27600
4600
X
4600
0
0
MFS SPECIAL VALUE TRUST SBI
CLOSED END EQUITY
55274E102
13812
850
X
850
0
0
MFS GOVERNMENT MARKETS INCOME TRUST
CLOSED END FIXED INCOME
552939100
24480
4000
X
4000
0
0
MSC INDUSTRIAL DIRECT CO,INC CL A
COMMON STOCK
553530106
51840
5760
X
5760
0
0
MANDALAY RESORT GROUP
COMMON STOCK
562567107
19750
1000
X
1000
0
0
MARINE DRILLING CO INC
COMMON STOCK
568240204
7905
500
X
0
500
0
MARTIN MARIETTA MATERIALS INC
COMMON STOCK
573284106
21562
540
X
540
0
0
MASCO CORP
COMMON STOCK
574599106
49600
1600
X
1600
0
0
MASSMUTUAL CORPORATE INVEST
CLOSED END FIXED INCOME
576292106
4286
200
X
200
0
0
MASSMUTUAL PARTNERS INVEST
CLOSED END FIXED INCOME
576299101
111320
11000
X
11000
0
0
MASSMUTUAL PARTNERS INVEST
CLOSED END FIXED INCOME
576299101
29348
2900
X
2900
0
0
MATTEL INC
COMMON STOCK
577081102
66405
3495
X
3495
0
0
MATTEL INC
COMMON STOCK
577081102
7600
400
X
160
240
0
MAXIM INTEGRATED PRODUCTS INC
COMMON STOCK
57772K101
32174
510
X
510
0
0
MAY DEPARTMENT STORES CO
COMMON STOCK
577778103
35519
975
X
975
0
0
MAY DEPARTMENT STORES CO
COMMON STOCK
577778103
299344
8217
X
8217
0
0
MAYTAG CORPORATION
COMMON STOCK
578592107
8327
250
X
250
0
0
MCDONALDS CORP
COMMON STOCK
580135101
581277
13440
X
11440
800
1200
MCDONALDS CORP
COMMON STOCK
580135101
598579
13840
X
13840
0
0
MC GRAW-HILL INCORPORATED
COMMON STOCK
580645109
38937
805
X
805
0
0
MCKESSON HBOC INC
COMMON STOCK
58155Q103
38715
1335
X
1335
0
0
MCKESSON HBOC INC
COMMON STOCK
58155Q103
3335
115
X
115
0
0
MEDIAONE GROUP INC
COMMON STOCK
58440J104
16531
242
X
242
0
0
MEDITRUST CORP-PAIRED STOCK
PARTNERSHIPS
58501T306
8500
1000
X
1000
0
0
MEDITRUST CORP-PAIRED STOCK
PARTNERSHIPS
58501T306
3060
360
X
0
0
360
MEDTRONIC INC
COMMON STOCK
585055106
399194
11226
X
11226
0
0
MEDTRONIC INC
COMMON STOCK
585055106
53340
1500
X
1500
0
0
MELLON BANK CORP
COMMON STOCK
585509102
107584
3200
X
3200
0
0
MERCK & CO INC COM
COMMON STOCK
589331107
1346486
20776
X
16776
3600
400
MERCK & CO INC COM
COMMON STOCK
589331107
1922910
29670
X
27210
100
2360
MERRILL LYNCH & CO INC
COMMON STOCK
590188108
135143
2006
X
2006
0
0
MICROSOFT CORPORATION
COMMON STOCK
594918104
543537
6002
X
6002
0
0
MICROSOFT CORPORATION
COMMON STOCK
594918104
367673
4060
X
740
3320
0
MICROCHIP TECHNOLOGY, INC
COMMON STOCK
595017104
57532
1120
X
1120
0
0
MIDWAY GAMES INC
COMMON STOCK
598148104
945
60
X
60
0
0
HERMAN MILLER INC
COMMON STOCK
600544100
21510
900
X
900
0
0
MILLIPORE CORPORATION
COMMON STOCK
601073109
56340
1500
X
1500
0
0
MINNESOTA MINING & MANUFACTURING
COMMON STOCK
604059105
115848
1206
X
806
0
400
MINNESOTA MINING & MANUFACTURING
COMMON STOCK
604059105
434191
4520
X
3120
1400
0
MITCHELL ENERGY & DEV CORP CL A
COMMON STOCK
606592202
4886
200
X
200
0
0
MITCHELL ENERGY & DEV CORP CL B
COMMON STOCK
606592301
4700
200
X
200
0
0
MOBIL CORP
COMMON STOCK
607059102
303660
3014
X
3014
0
0
MOBIL CORP
COMMON STOCK
607059102
585962
5816
X
3416
2400
0
MONSANTO
COMMON STOCK
611662107
292576
8200
X
8200
0
0
MONSANTO
COMMON STOCK
611662107
123096
3450
X
450
1000
2000
MONTANA POWER COMPANY
COMMON STOCK
612085100
23370
768
X
768
0
0
MONY GROUP INC
COMMON STOCK
615337102
14435
500
X
0
500
0
J. P. MORGAN & CO INC
COMMON STOCK
616880100
365600
3200
X
2200
1000
0
J. P. MORGAN & CO INC
COMMON STOCK
616880100
284025
2486
X
2086
0
400
MORGAN STANLEY FINANCE 8.40% PFD
PREFERRED STOCK
616906608
4962
200
X
200
0
0
MORGAN STANELY FIN PLC 8.20 SER PFD
PREFERRED STOCK
616906707
3348
136
X
136
0
0
MORGAN STANLEY AFRICA INV FD
CLOSED END INT'L EQUITY
617444104
20614
2200
X
2200
0
0
MORGAN STANLEY DEAN WITTER DISCOVER & CO
COMMON STOCK
617446448
15874
178
X
178
0
0
MORGAN STANLEY DEAN WITTER HIGH INCOME ADV TR
COMMON STOCK
61745P205
11262
2650
X
2650
0
0
MORGAN STANLEY DEAN WITTER HIGH INCOME ADV TR II
COMMON STOCK
61745P304
8620
2000
X
2000
0
0
MORGAN STANLEY DEAN WITTER MUN INC OPPORTUNITIES
MUTUAL FUNDS-NON TAX
61745P445
15120
2000
X
2000
0
0
MORGAN STANLEY DEAN WITTER QUALITY MUN SECS
MUTUAL FUNDS-NON TAX
61745P585
36180
3000
X
3000
0
0
MOTOROLA INC COM
COMMON STOCK
620076109
132880
1510
X
1510
0
0
MOTOROLA INC COM
COMMON STOCK
620076109
88000
1000
X
1000
0
0
MUNICIPAL ADVANTAGE FUND
MUTUAL FUNDS-NON TAX
626189104
35250
3000
X
3000
0
0
MUNICIPAL PARTNERS FUND
MUTUAL FUNDS-NON TAX
62622C101
12060
1000
X
1000
0
0
MUNICIPAL PARTNERS FUND II
MUTUAL FUNDS-NON TAX
62622E107
11310
1000
X
1000
0
0
MUNICIPAL PARTNERS FUND II
MUTUAL FUNDS-NON TAX
62622E107
11310
1000
X
1000
0
0
MUNIENHANCED FUND INC
MUTUAL FUNDS-NON TAX
626243109
39720
4000
X
4000
0
0
MUNIVEST FUND II INC
MUTUAL FUNDS-NON TAX
62629P105
12120
1000
X
1000
0
0
MYLAN LABORATORIES INC
COMMON STOCK
628530107
16532
900
X
900
0
0
NCR CORP NEW
COMMON STOCK
62886E108
2213
67
X
67
0
0
NCR CORP NEW
COMMON STOCK
62886E108
595
18
X
0
18
0
NABISCO GROUP HOLDINGS CORP
COMMON STOCK
62952P102
3480
232
X
232
0
0
NABISCO HOLDINGS CORP CL A
COMMON STOCK
629526104
6912
200
X
200
0
0
NABORS INDUSTRIES INC
COMMON STOCK
629568106
49000
1960
X
1960
0
0
NATIONAL CITY CORPORATION
COMMON STOCK
635405103
1281915
48048
X
48048
0
0
NATIONAL CITY CORPORATION
COMMON STOCK
635405103
9684
363
X
363
0
0
NATIONAL DATA CORPORATION
COMMON STOCK
635621105
39650
1525
X
1525
0
0
NATIONAL FUEL GAS COMPANY
COMMON STOCK
636180101
14154
300
X
300
0
0
NATIONAL PRESTO INDUSTRIES INCORPORATED
COMMON STOCK
637215104
19310
500
X
500
0
0
NATIONAL SEMI CONDUCT
COMMON STOCK
637640103
226296
7405
X
7405
0
0
NETWORK ASSOCIATES INC
COMMON STOCK
640938106
3824
200
X
0
200
0
NEW CENTURY ENERGIES INC
COMMON STOCK
64352U103
5014
150
X
150
0
0
NEW ENGLAND ELECTRIC SYSTEMS
COMMON STOCK
644001109
25935
500
X
500
0
0
NEW ENGLAND ELECTRIC SYSTEMS
COMMON STOCK
644001109
103740
2000
X
2000
0
0
NEW JERSEY RESOURCES CORP
COMMON STOCK
646025106
36000
900
X
900
0
0
NEW PLAN EXCEL REALTY TRUST
PARTNERSHIPS
648053106
4452
250
X
250
0
0
NEW PLAN EXCEL REALTY TRUST
PARTNERSHIPS
648053106
24043
1350
X
0
0
1350
NEW YORK TIMES COMPANY CL A
COMMON STOCK
650111107
30000
800
X
800
0
0
NEW YORK TIMES COMPANY CL A
COMMON STOCK
650111107
11250
300
X
300
0
0
NEWELL RUBBERMAID INC
COMMON STOCK
651229106
8568
300
X
300
0
0
NEWPORT NEWS SHIPBUILDING INC
COMMON STOCK
652228107
646
20
X
20
0
0
NIAGARA CORP
COMMON STOCK
653349100
15750
3500
X
3500
0
0
NIELSON MEDIA RESEARCH
COMMON STOCK
653929307
1226
33
X
33
0
0
NICOR INCORPORATED
COMMON STOCK
654086107
14872
400
X
0
400
0
NOBLE AFFILIATES INC
COMMON STOCK
654894104
53940
1860
X
1860
0
0
NOKIA CORPORATION ADR "A"
FOREIGN EQUITIES
654902204
136151
1515
X
1515
0
0
NOBLE DRILLING CORPORATION
COMMON STOCK
655042109
6561
300
X
300
0
0
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
12862
525
X
525
0
0
NORTEL NETWORKS CORPORATION
COMMON STOCK
656569100
20400
400
X
400
0
0
NORTH EUROPEAN OIL ROYALTY TRUST
COMMON STOCK
659310106
35688
2400
X
2400
0
0
NORTH FORK BANCORPORATION
COMMON STOCK
659424105
3900
200
X
200
0
0
NORTHEAST UTILS COM
COMMON STOCK
664397106
73571
4005
X
4005
0
0
NORTHERN STATES POWER CI MN
COMMON STOCK
665772109
22271
1033
X
1033
0
0
NORTHERN STATES POWER CI MN
COMMON STOCK
665772109
89517
4152
X
3152
1000
0
NORTHERN TRUST CORPORATION
COMMON STOCK
665859104
87925
1053
X
1053
0
0
NORTHERN TRUST CORPORATION
COMMON STOCK
665859104
25050
300
X
300
0
0
NORTHWEST AIRLINES CORP
COMMON STOCK
667280101
10200
400
X
400
0
0
NORTHWEST BANCORP INC
COMMON STOCK
667328108
20412
2368
X
2368
0
0
NORTHWEST NATURAL GAS
COMMON STOCK
667655104
30972
1200
X
1200
0
0
NOVADIGM INC
COMMON STOCK
669937104
5848
400
X
400
0
0
NOVELL INC
COMMON STOCK
670006105
289520
14000
X
14000
0
0
NOVELL INC
COMMON STOCK
670006105
8272
400
X
400
0
0
NOVELLUS SYSTEMS INC
COMMON STOCK
670008101
16856
250
X
250
0
0
NSTAR
COMMON STOCK
67019E107
27125
700
X
700
0
0
NSTAR
COMMON STOCK
67019E107
146475
3780
X
3780
0
0
NUVEEN CONNECTICUT PREMIUM INCOME MUNI FD SBI
MUTUAL FUNDS-NON TAX
67060D107
156961
10340
X
10040
300
0
NUVEEN MASSACHUSETTS PREMIUM INCOME MUNICIPAL FD
MUTUAL FUNDS-NON TAX
67061E104
10029
666
X
666
0
0
NUVEEN PENNSYLVANIA PREMIUM INCOME MUNI FUND 2
MUTUAL FUNDS-NON TAX
67061F101
18661
1450
X
0
1450
0
NUVEEN INV QUALITY MUNI FD
MUTUAL FUNDS-NON TAX
67062E103
48335
3500
X
3500
0
0
NUVEEN MUNI ADVANTAGE FUND INC
MUTUAL FUNDS-NON TAX
67062H106
10150
700
X
0
700
0
NUVEEN INSD QUALITY MUNI FD
MUTUAL FUNDS-NON TAX
67062N103
30646
2200
X
2200
0
0
NUVEEN PERFORMANCE PLUS MUNI FUND INC
MUTUAL FUNDS-NON TAX
67062P108
254826
19800
X
19800
0
0
NUVEEN PREMIUM INCOME
MUTUAL FUNDS-NON TAX
67062T100
53550
4200
X
4200
0
0
NUVEEN PREMIUM INCOME
MUTUAL FUNDS-NON TAX
67062T100
12750
1000
X
1000
0
0
NUVEEN MUNICIPAL MARKET OPPORTUNITY FD INC
MUTUAL FUNDS-NON TAX
67062W103
14560
1000
X
0
1000
0
NUVEEN SELECT TAX FREE INC PORTFOLIO 2-SBI
MUTUAL FUNDS-NON TAX
67063C106
2800
200
X
0
200
0
NUVEEN PREMIUM INCOME MUNI FD #2 INC
MUTUAL FUNDS-NON TAX
67063W102
49361
3333
X
3333
0
0
NVEST LP UNITS LTD PARTNER INT
PARTNERSHIPS
67065F107
23604
1124
X
1124
0
0
NVEST LP UNITS LTD PARTNER INT
PARTNERSHIPS
67065F107
12600
600
X
600
0
0
OGE ENERGY CORP
COMMON STOCK
670837103
35600
1600
X
1600
0
0
NUVEEN MUN VALUE FUND INC
MUTUAL FUNDS-NON TAX
670928100
8430
1000
X
1000
0
0
NUVEEN FLORIDA INV QUAL MUNI
MUTUAL FUNDS-NON TAX
670970102
15370
1000
X
1000
0
0
NUVEEN QUALITY INCOME
MUTUAL FUNDS-NON TAX
670977107
50442
3406
X
2406
1000
0
NUVEEN FL QUALITY INCOME MUNI FUND
MUTUAL FUNDS-NON TAX
670978105
34411
2333
X
2333
0
0
NUVEEN INSURED MUNICIPAL OPPORTUNITY FUND INC
MUTUAL FUNDS-NON TAX
670984103
94870
6840
X
6840
0
0
OCCIDENTAL PETROLEUM
COMMON STOCK
674599105
13872
600
X
600
0
0
OFFICE DEPOT
COMMON STOCK
676220106
7087
675
X
675
0
0
OGDEN CORP
COMMON STOCK
676346109
14518
1400
X
1400
0
0
OLSTEN CORP
COMMON STOCK
681385100
5215
500
X
500
0
0
OMNICARE INC
COMMON STOCK
681904108
9620
1000
X
1000
0
0
OMNICOM GROUP INC
COMMON STOCK
681919106
47508
600
X
600
0
0
ORACLE CORP
COMMON STOCK
68389X105
265764
5841
X
5841
0
0
ORACLE CORP
COMMON STOCK
68389X105
71981
1582
X
1382
200
0
OPPENHEIMER MULTI-SECTOR INCOME TRUST -SBI-
CLOSED END FIXED INCOME
683933105
8370
1000
X
0
1000
0
ORBITAL SCIENCES CORPORATION
COMMON STOCK
685564106
21000
1200
X
1200
0
0
ORBITAL SCIENCES CORPORATION
COMMON STOCK
685564106
5250
300
X
0
300
0
OXFORD HEALTH PLANS INC
COMMON STOCK
691471106
8937
715
X
715
0
0
PECO ENERGY CO
COMMON STOCK
693304107
2250
60
X
60
0
0
P G & E CORP
COMMON STOCK
69331C108
7761
300
X
300
0
0
PIMCO ADVISORS HOLDINGS L.P
PARTNERSHIPS
69338P102
9450
300
X
300
0
0
PIMCO ADVISORS HOLDINGS L.P
PARTNERSHIPS
69338P102
63000
2000
X
2000
0
0
PNC BANK CORP
COMMON STOCK
693475105
56051
1064
X
1064
0
0
PNC BANK CORP
COMMON STOCK
693475105
98775
1875
X
1425
450
0
PP & L RES INC
COMMON STOCK
693499105
2706
100
X
100
0
0
PP & L RES INC
COMMON STOCK
693499105
8118
300
X
0
300
0
PPG INDUSTRIES INC
COMMON STOCK
693506107
24000
400
X
400
0
0
PPG INDUSTRIES INC
COMMON STOCK
693506107
39600
660
X
660
0
0
PRI AUTOMATION INC
COMMON STOCK
69357H106
31784
880
X
880
0
0
PACIFIC CENTURY FINANCIAL CORP
COMMON STOCK
694058108
26150
1280
X
1280
0
0
PACIFICORP COM
COMMON STOCK
695114108
6961
346
X
346
0
0
PACIFICORP COM
COMMON STOCK
695114108
44786
2226
X
2226
0
0
PALL CORP
COMMON STOCK
696429307
43345
1870
X
1870
0
0
PARAMETRIC TECHNOLOGY CO
COMMON STOCK
699173100
53458
3960
X
3960
0
0
PARAMETRIC TECHNOLOGY CO
COMMON STOCK
699173100
11272
835
X
435
400
0
PARK PLACE ENTERTAINMENT CORP
COMMON STOCK
700690100
23124
1850
X
1850
0
0
PAYCHEX INC
COMMON STOCK
704326107
29308
859
X
859
0
0
PAYLESS SHOESOURCE INC
COMMON STOCK
704379106
10100
200
X
200
0
0
PAYLESS SHOESOURCE INC
COMMON STOCK
704379106
7575
150
X
150
0
0
J.C. PENNEY COMPANY, INC.
COMMON STOCK
708160106
20700
600
X
600
0
0
J.C. PENNEY COMPANY, INC.
COMMON STOCK
708160106
55200
1600
X
1600
0
0
PENN REAL ESTATE INVESTMENT TRUST
COMMON STOCK
709102107
8019
425
X
0
0
425
PEOPLESOFT INC
COMMON STOCK
712713106
13544
800
X
800
0
0
PEPSICO INC
COMMON STOCK
713448108
464362
15225
X
12825
600
1800
PEPSICO INC
COMMON STOCK
713448108
452925
14850
X
14850
0
0
PETROLEUM GEO-SERVICES ADR
FOREIGN EQUITIES
716597109
59562
3125
X
3125
0
0
PHARMACIA UPJOHN INC
COMMON STOCK
716941109
41432
835
X
835
0
0
PFIZER INC
COMMON STOCK
717081103
689668
19227
X
19227
0
0
PFIZER INC
COMMON STOCK
717081103
3987808
111174
X
102165
9009
0
PHILADELPHIA SUBURBAN CORP
COMMON STOCK
718009608
6738
286
X
286
0
0
PHILIP MORRIS COS COM
COMMON STOCK
718154107
341800
10000
X
8500
900
600
PHILIP MORRIS COS COM
COMMON STOCK
718154107
2158467
63150
X
60950
2200
0
PHILLIPS PETROLEUM CO
COMMON STOCK
718507106
58500
1200
X
1200
0
0
PHILLIPS PETROLEUM CO
COMMON STOCK
718507106
26812
550
X
550
0
0
PILGRIM AMERICA PRIME RATE TRUST
MUTUAL FUNDS-TAXABLE
72146W103
123500
13000
X
13000
0
0
PINNACLE WEST CAP CORP
COMMON STOCK
723484101
7274
200
X
200
0
0
PITNEY BOWES INC
COMMON STOCK
724479100
225743
3705
X
2105
1600
0
PLUM CREEK TIMBER COMPANY
COMMON STOCK
729251108
18822
600
X
600
0
0
POST PROPERTIES INC
PARTNERSHIPS
737464107
24175
615
X
615
0
0
POTLATCH CORP
COMMON STOCK
737628107
12354
300
X
300
0
0
PRAXAIR INC
COMMON STOCK
74005P104
133400
2900
X
2900
0
0
PRENTISS PROPERTIES TRUST
PARTNERSHIPS
740706106
11090
500
X
500
0
0
T ROWE PRICE ASSOCIATES INC
COMMON STOCK
741477103
39086
1425
X
1425
0
0
PROCTER & GAMBLE CO COM
COMMON STOCK
742718109
1158183
12354
X
11954
0
400
PROCTER & GAMBLE CO COM
COMMON STOCK
742718109
1550343
16537
X
15837
700
0
PROGRESSIVE CORP OHIO
COMMON STOCK
743315103
49008
600
X
600
0
0
PROMEDCO MANAGEMENT COMPANY
COMMON STOCK
74342L105
50312
15200
X
15200
0
0
PROMEDCO MANAGEMENT COMPANY
COMMON STOCK
74342L105
29790
9000
X
9000
0
0
PROVIDENCE & WORCESTER RAILROAD CO
COMMON STOCK
743737108
21240
2000
X
0
2000
0
PROVIDIAN FINANCIAL CORP
COMMON STOCK
74406A102
114332
1444
X
1444
0
0
PROVIDIAN FINANCIAL CORP
COMMON STOCK
74406A102
5542
70
X
70
0
0
PUBLIC SERVICE ENTERPRISE GROUP INC
COMMON STOCK
744573106
38620
1000
X
1000
0
0
PUBLIC SERVICE ENTERPRISE GROUP INC
COMMON STOCK
744573106
61792
1600
X
1600
0
0
PUBLIC STORAGE INC COM WAS STORAGE EQUITIES
COMMON STOCK
74460D109
36233
1439
X
1439
0
0
PUGET SOUND ENERGY INC
COMMON STOCK
745332106
25076
1118
X
1118
0
0
PUTNAM HIGH INCOME CONV AND BOND FUND
CLOSED END EQUITY
746779107
20848
2606
X
2606
0
0
PUTNAM INVESTMENT GRADE MUNI TRUST
MUTUAL FUNDS-NON TAX
746805100
49720
4000
X
4000
0
0
PUTNAM INVESTMENT GRADE MUNICIPAL TRUST III
MUTUAL FUNDS-NON TAX
746807106
43480
4000
X
4000
0
0
PUTNAM PREMIUM INC
CLOSED END FIXED INCOME
746853100
37785
5500
X
5500
0
0
PUTNAM MASTER INC TR SH BEN INT
CLOSED END FIXED INCOME
746909100
99716
15508
X
15508
0
0
PUTNAM MASTER INC TR SH BEN INT
CLOSED END FIXED INCOME
746909100
3858
600
X
600
0
0
QUALCOMM INCORPORATED
COMMON STOCK
747525103
236475
1250
X
1250
0
0
QUALCOMM INCORPORATED
COMMON STOCK
747525103
104049
550
X
550
0
0
QUANTUM CORP-DLT & STORAGE SYSTEMS
COMMON STOCK
747906204
2812
200
X
200
0
0
QUANTUM CORP-HARD DISK DRIVE
COMMON STOCK
747906303
742
100
X
100
0
0
QUINTILES TRANSNATIONAL CORP
COMMON STOCK
748767100
8562
450
X
450
0
0
QWEST COMMUNICATIONS INTERNATIONAL INC
COMMON STOCK
749121109
146616
4960
X
4960
0
0
RCM STRATEGIC GLOBAL GOVERNMENT FUND
CLOSED END FIXED INCOME
74936A101
95400
10600
X
10600
0
0
RCM STRATEGIC GLOBAL GOVERNMENT FUND
CLOSED END FIXED INCOME
74936A101
18000
2000
X
2000
0
0
R.H. DONNELLEY CORPORATION
COMMON STOCK
74955W307
1489
80
X
80
0
0
R.H. DONNELLEY CORPORATION
COMMON STOCK
74955W307
372
20
X
20
0
0
RGS ENERGY GROUP INC
COMMON STOCK
74956K104
16660
680
X
680
0
0
RALCORP HOLDINGS INC
COMMON STOCK
751028101
13436
760
X
760
0
0
RANGE RESOURCES CORPORATION
COMMON STOCK
75281A109
64
13
X
13
0
0
RAYONIER INC
COMMON STOCK
754907103
13524
322
X
0
322
0
RAYTHEON COMPANY CLASS A
COMMON STOCK
755111309
7565
156
X
156
0
0
RAYTHEON COMPANY CLASS A
COMMON STOCK
755111309
679
14
X
14
0
0
RAYTHEON COMPANY CLASS B
COMMON STOCK
755111408
99240
2000
X
800
1200
0
READ-RITE CORPORATION
COMMON STOCK
755246105
8800
2000
X
2000
0
0
RELIANT ENERGY INC
COMMON STOCK
75952J108
27060
1000
X
1000
0
0
RELIANT ENERGY INC
COMMON STOCK
75952J108
32038
1184
X
1184
0
0
RELIASTAR FINL CORP WKA NWNL
COMMON STOCK
75952U103
36575
1100
X
1100
0
0
RELIASTAR FINL CORP WKA NWNL
COMMON STOCK
75952U103
26600
800
X
0
800
0
RESPIRONICS INC
COMMON STOCK
761230101
4124
500
X
500
0
0
REYNOLDS METAL CO
COMMON STOCK
761763101
18111
300
X
300
0
0
REYNOLDS METAL CO
COMMON STOCK
761763101
25657
425
X
425
0
0
RJ REYNOLDS TOBACCO HOLDINGS INC
COMMON STOCK
76182K105
2052
76
X
76
0
0
RITE AID CORPORATION
COMMON STOCK
767754104
6076
440
X
440
0
0
ROCKWELL INTL CORP NEW
COMMON STOCK
773903109
20475
390
X
390
0
0
ROHM & HAAS COMPANY
COMMON STOCK
775371107
1986
55
X
55
0
0
ROHM & HAAS COMPANY
COMMON STOCK
775371107
23947
663
X
663
0
0
ROPER INDUSTRIES INC
COMMON STOCK
776696106
52020
1360
X
1360
0
0
ROYAL BANCSHARES OF PENN INC
COMMON STOCK
780081105
94448
6145
X
6145
0
0
ROYAL BANK OF CANADA
FOREIGN EQUITIES
780087102
6243
150
X
150
0
0
ROYAL BANK OF SCOTLAND GROUP ADR RR
FOREIGN EQUITIES
780097408
17584
700
X
700
0
0
ROYAL BANK OF SCOTLAND GROUP ADR RR
FOREIGN EQUITIES
780097408
15072
600
X
600
0
0
ROYAL BANK SCOTLAND PFD 9% SERIES ADR
FOREIGN EQUITIES
780097705
24870
1000
X
1000
0
0
ROYAL BANK SCOTLAND PFD 9% SERIES ADR
FOREIGN EQUITIES
780097705
12435
500
X
500
0
0
ROYAL DUTCH PETRO NY SHARES
FOREIGN EQUITIES
780257804
453283
7675
X
7675
0
0
ROYAL DUTCH PETRO NY SHARES
FOREIGN EQUITIES
780257804
98039
1660
X
860
800
0
ROYCE VALUE TRUST
CLOSED END EQUITY
780910105
24579
1987
X
1987
0
0
ROYCE MICRO CAP TR INC
COMMON STOCK
780915104
12750
1500
X
1500
0
0
RYDER SYSTEM INC
COMMON STOCK
783549108
24444
1200
X
1200
0
0
S&T BANCORP INC
COMMON STOCK
783859101
45500
2000
X
2000
0
0
SBC COMM INC
COMMON STOCK
78387G103
494411
9683
X
9683
0
0
SBC COMM INC
COMMON STOCK
78387G103
572174
11206
X
9371
1835
0
SLM HOLDING CORPORATION
COMMON STOCK
78442A109
8600
200
X
200
0
0
SLM HOLDING CORPORATION
COMMON STOCK
78442A109
6450
150
X
150
0
0
STANDARD & POOR'S DEPOSITARY RECEIPTS
COMMON STOCK
78462F103
75312
585
X
585
0
0
STANDARD & POOR'S DEPOSITARY RECEIPTS
COMMON STOCK
78462F103
2832
22
X
0
22
0
SAFECO CORP
COMMON STOCK
786429100
33040
1180
X
1180
0
0
SAFETY-KLEEN CORP
COMMON STOCK
78648R203
28942
2400
X
2400
0
0
SAFEWAY INC
COMMON STOCK
786514208
77793
2044
X
2044
0
0
ST JOE COMPANY
COMMON STOCK
790148100
21560
1000
X
1000
0
0
ST JOE COMPANY
COMMON STOCK
790148100
21560
1000
X
0
1000
0
ST PAUL COMPANIES
COMMON STOCK
792860108
96580
3512
X
3512
0
0
ST PAUL COMPANIES
COMMON STOCK
792860108
8250
300
X
300
0
0
SALOMON BROTHERS HIGH INCOME FUND II INC
MUTUAL FUNDS-TAXABLE
794907105
41975
3650
X
3650
0
0
SALOMON BROTHERS FUND INC
CLOSED END EQUITY
795477108
58422
3106
X
3106
0
0
SANMINA CORP
COMMON STOCK
800907107
23210
300
X
300
0
0
SANTA FE ENERGY TRUST
COMMON STOCK
802013102
9030
500
X
0
500
0
SAP AG SPONS ADR
COMMON STOCK
803054204
7550
200
X
200
0
0
SARA LEE CORP
COMMON STOCK
803111103
198645
8500
X
8500
0
0
SARA LEE CORP
COMMON STOCK
803111103
335359
14350
X
1850
12500
0
SCANA CORP
COMMON STOCK
805898103
31626
1308
X
0
1308
0
SCANA CORP
COMMON STOCK
805898103
43524
1800
X
1800
0
0
SCHERING PLOUGH CORP
COMMON STOCK
806605101
227696
5220
X
5220
0
0
SCHERING PLOUGH CORP
COMMON STOCK
806605101
1218872
27943
X
22640
3000
2303
SCHLUMBERGER LTD
COMMON STOCK
806857108
179140
2875
X
2875
0
0
SCHLUMBERGER LTD
COMMON STOCK
806857108
26481
425
X
325
100
0
SCITEX CORPORATION LTD
COMMON STOCK
809090103
30604
2800
X
2800
0
0
SEA CONTAINERS LTD CL B
COMMON STOCK
811371103
36959
1300
X
1300
0
0
SEAGATE TECHNOLOGY
COMMON STOCK
811804103
57256
1870
X
1870
0
0
SEAGATE TECHNOLOGY
COMMON STOCK
811804103
7042
230
X
230
0
0
SEARS ROEBUCK & CO
COMMON STOCK
812387108
31370
1000
X
1000
0
0
SELECTIVE INSURANCE GROUP
COMMON STOCK
816300107
45288
2400
X
2400
0
0
SELECTIVE INSURANCE GROUP
COMMON STOCK
816300107
26418
1400
X
1400
0
0
SEMPRA ENERGY
COMMON STOCK
816851109
40662
1954
X
1954
0
0
SERVICE CORP INTL
COMMON STOCK
817565104
10559
1000
X
1000
0
0
SERVICEMASTER COMPANY LP
PARTNERSHIPS
81760N109
60947
3795
X
3795
0
0
SHANDONG HUANENG POWER CO LTD ADR
FOREIGN EQUITIES
819419102
26220
6000
X
6000
0
0
SHANDONG HUANENG POWER CO LTD ADR
FOREIGN EQUITIES
819419102
17480
4000
X
4000
0
0
SHERWIN-WILLIAMS COMPANY
COMMON STOCK
824348106
2093
100
X
100
0
0
SIEBEL SYSTEMS INC
COMMON STOCK
826170102
46634
700
X
700
0
0
SIGMA ALDRICH CORP
COMMON STOCK
826552101
28574
900
X
900
0
0
SIGCORP INC
COMMON STOCK
826912107
15656
614
X
614
0
0
SILKNET SOFTWARE INC
COMMON STOCK
827094103
9224
200
X
0
200
0
SIMON PROPERTY GROUP INC
PARTNERSHIPS
828806109
4486
200
X
200
0
0
SKY FINANCIAL GROUP INC
COMMON STOCK
83080P103
10340
440
X
440
0
0
SMITH BARNEY INTERMEDIATE MUNI FD INC
MUTUAL FUNDS-NON TAX
831802103
37240
4000
X
4000
0
0
SMITHKLINE BEECHAM PLC ADR
FOREIGN EQUITIES
832378301
149812
2600
X
1400
0
1200
SNAP-ON INCORPORATED
COMMON STOCK
833034101
32500
1000
X
1000
0
0
SNAP-ON INCORPORATED
COMMON STOCK
833034101
38999
1200
X
1200
0
0
SOLETRON CORP
COMMON STOCK
834182107
1077
15
X
15
0
0
SOLUTIA INC
COMMON STOCK
834376105
12866
720
X
720
0
0
SOLUTIA INC
COMMON STOCK
834376105
7148
400
X
0
0
400
SONAT INC.
COMMON STOCK
835415100
42219
1064
X
1064
0
0
SONAT INC.
COMMON STOCK
835415100
55790
1406
X
1106
300
0
SOUTHERN CO
COMMON STOCK
842587107
20600
800
X
800
0
0
SOUTHERN CO
COMMON STOCK
842587107
46350
1800
X
1800
0
0
SPRINT CORPORATION
COMMON STOCK
852061100
217000
4000
X
1600
2400
0
SPRINT CORPORATION
COMMON STOCK
852061100
558558
10296
X
10296
0
0
SPRINT CORP PCS GROUP
COMMON STOCK
852061506
319786
4289
X
3689
600
0
SPRINT CORP PCS GROUP
COMMON STOCK
852061506
211823
2841
X
2841
0
0
STANLEY WKS COM
COMMON STOCK
854616109
287453
11416
X
3910
7506
0
STANLEY WKS COM
COMMON STOCK
854616109
94928
3770
X
3770
0
0
STAPLES INC
COMMON STOCK
855030102
41111
1885
X
1885
0
0
STAPLES INC
COMMON STOCK
855030102
6543
300
X
300
0
0
STAR GAS PARTNERS L.P
PARTNERSHIPS
85512C105
8090
500
X
0
500
0
STARBUCKS CORPORATION
COMMON STOCK
855244109
11150
450
X
450
0
0
STARBUCKS CORPORATION
COMMON STOCK
855244109
17346
700
X
700
0
0
STARWOOD HOTELS &RESORTS WORLDWIDE INC
PARTNERSHIPS
85590A203
4082
183
X
0
0
183
STERLING SOFTWARE INC
COMMON STOCK
859547101
20000
1000
X
1000
0
0
STRATEGIC GLOBAL INC FD INC
CLOSED END FIXED INCOME
862719101
153750
15000
X
15000
0
0
STRATEGIC GLOBAL INC FD INC
CLOSED END FIXED INCOME
862719101
52275
5100
X
5100
0
0
STRIDE RITE CORP
COMMON STOCK
863314100
22960
3280
X
3280
0
0
STRYKER CORP
COMMON STOCK
863667101
10224
200
X
200
0
0
SUMMIT BANCORP
COMMON STOCK
866005101
48645
1500
X
1500
0
0
SUN MICROSYSTEMS
COMMON STOCK
866810104
598455
6435
X
6435
0
0
SUNGARD DATA SYSTEMS INC
COMMON STOCK
867363103
920
35
X
35
0
0
SUNOCO INC
COMMON STOCK
86764P109
10948
400
X
400
0
0
SUNTRUST BANKS INC
COMMON STOCK
867914103
243274
3700
X
3700
0
0
SYLVAN LEARNING SYSTEMS INC
COMMON STOCK
871399101
7748
400
X
400
0
0
SYSCO CORPORATION
COMMON STOCK
871829107
87650
2500
X
2500
0
0
SYSCO CORPORATION
COMMON STOCK
871829107
7012
200
X
200
0
0
SYSTEMAX INC
COMMON STOCK
871851101
373552
44630
X
44630
0
0
TCW DW TERM TR 2002-SBI
CLOSED END FIXED INCOME
87234T101
1874
200
X
0
200
0
TCW CONVERTIBLE SECURITIES
COMMON STOCK
872340104
8093
875
X
875
0
0
TCW CONVERTIBLE SECURITIES
COMMON STOCK
872340104
15984
1728
X
0
0
1728
TECO ENERGY INC COM
COMMON STOCK
872375100
47646
2256
X
2256
0
0
TECO ENERGY INC COM
COMMON STOCK
872375100
168960
8000
X
4800
3200
0
TEPPCO PARTNERS LP UNITS LTD PARTNERSHIP INT
PARTNERSHIPS
872384102
8000
400
X
400
0
0
TEPPCO PARTNERS LP UNITS LTD PARTNERSHIP INT
PARTNERSHIPS
872384102
24000
1200
X
600
0
600
TRW INC
COMMON STOCK
872649108
38008
764
X
764
0
0
TANDY CORPORATION
COMMON STOCK
875382103
109559
2120
X
2120
0
0
TANDY CORPORATION
COMMON STOCK
875382103
8268
160
X
160
0
0
TELECOMUNICACOES BRASILEIRAS S.A. ADR
FOREIGN EQUITIES
879287100
27
900
X
900
0
0
TELECOMUNICACOES BRASILEIRAS S.A. ADR
FOREIGN EQUITIES
879287100
12
400
X
400
0
0
TELECOMUNICACOES BRASILEIRAS S.A. ADR PFD BLOCK
FOREIGN EQUITIES
879287308
51975
700
X
700
0
0
TELECOMUNICACOES BRASILEIRAS S.A. ADR PFD BLOCK
FOREIGN EQUITIES
879287308
29700
400
X
400
0
0
TELEFLEX INC
COMMON STOCK
879369106
7886
200
X
0
200
0
TELEFONICA DE ARGENTINA S.A SPONS ADR
FOREIGN EQUITIES
879378206
22414
850
X
850
0
0
TELLTABS INC
COMMON STOCK
879664100
47534
835
X
835
0
0
TELLTABS INC
COMMON STOCK
879664100
4554
80
X
80
0
0
TEMPLETON GLOBAL GOVERNMENTSINCOME TRUST
CLOSED END INT'L INCOME
879929107
55528
8800
X
8800
0
0
TEMPLETON GLOBAL INCOME FUND
CLOSED END INT'L INCOME
880198106
51636
7800
X
7800
0
0
TEMPLETON GLOBAL INCOME FUND
CLOSED END INT'L INCOME
880198106
51636
7800
X
6500
0
1300
TENNECO INC
COMMON STOCK
88037E101
7650
450
X
450
0
0
TENNECO INC
COMMON STOCK
88037E101
3400
200
X
0
200
0
TEXACO INC
COMMON STOCK
881694103
470874
7460
X
7460
0
0
TEXACO INC
COMMON STOCK
881694103
62488
990
X
690
300
0
TEXAS INSTRUMENTS INC
COMMON STOCK
882508104
105690
1285
X
1285
0
0
TEXAS INSTRUMENTS INC
COMMON STOCK
882508104
98700
1200
X
400
800
0
TEXAS UTILITIES CO
COMMON STOCK
882848104
29848
800
X
800
0
0
TEXAS UTILITIES CO
COMMON STOCK
882848104
117785
3157
X
2630
0
527
TEXTRON INC
COMMON STOCK
883203101
415784
5374
X
4750
624
0
THERMO ELECTRON CORP
COMMON STOCK
883556102
7386
550
X
550
0
0
THERMO ELECTRON CORP
COMMON STOCK
883556102
8058
600
X
600
0
0
THOMAS & BETTS CORP
COMMON STOCK
884315102
56100
1100
X
1100
0
0
THOMAS & BETTS CORP
COMMON STOCK
884315102
28050
550
X
550
0
0
3 COM CORPORATION
COMMON STOCK
885535104
100625
3500
X
3500
0
0
TIME WARNER INC
COMMON STOCK
887315109
193185
3180
X
3180
0
0
TIME WARNER INC
COMMON STOCK
887315109
103275
1700
X
400
1300
0
TOO INC
COMMON STOCK
890333107
6383
356
X
356
0
0
TORONTO DOMINION BANK
FOREIGN EQUITIES
891160509
7800
400
X
400
0
0
TRANS WORLD AIRLS INC
COMMON STOCK
893349134
1
1
X
1
0
0
TRANS WORLD AIRLS INC COM PAR $0.01 NEW
COMMON STOCK
893349837
96
27
X
27
0
0
TRANSCANADA PIPELINES LTD
FOREIGN EQUITIES
893526103
23508
1800
X
1800
0
0
TRANSCANADA PIPELINES LTD
FOREIGN EQUITIES
893526103
26120
2000
X
2000
0
0
TRI-CONTINENTAL CORPORATION
COMMON STOCK
895436103
73242
2504
X
2504
0
0
TRIAD HOSPITAL INC
COMMON STOCK
89579K109
455
45
X
0
0
45
TRICON GLOBAL RESTAURANTS INC
COMMON STOCK
895953107
45839
1120
X
940
0
180
TRICON GLOBAL RESTAURANTS INC
COMMON STOCK
895953107
1227
30
X
30
0
0
TRIBUNE COMPANY
COMMON STOCK
896047107
39799
800
X
800
0
0
TRINET CORPORATE REALTY TR INC
COMMON STOCK
896287109
16667
700
X
700
0
0
TRINET CORPORATE REALTY TR INC
COMMON STOCK
896287109
34524
1450
X
1450
0
0
2002 TARGET TERM TR INC
CLOSED END FIXED INCOME
902106103
13618
1014
X
1014
0
0
TYCO INTERNATIONAL LTD
COMMON STOCK
902124106
52657
510
X
510
0
0
TYCO INTERNATIONAL LTD
COMMON STOCK
902124106
124415
1205
X
1075
130
0
UAL CORPORATION
COMMON STOCK
902549500
13062
200
X
200
0
0
UGI CORP
COMMON STOCK
902681105
20925
900
X
900
0
0
USX MARATHON GROUP
COMMON STOCK
902905827
29250
1000
X
1000
0
0
USX MARATHON GROUP
COMMON STOCK
902905827
53379
1825
X
1825
0
0
U.S. BANCORP
COMMON STOCK
902973106
94612
3135
X
3135
0
0
U.S. BANCORP
COMMON STOCK
902973106
4677
155
X
155
0
0
USG CORP NEW
COMMON STOCK
903293405
41667
875
X
875
0
0
UNIBANCO UNIAO SPONSORED GDR
FOREIGN EQUITIES
90458E107
77792
4400
X
4400
0
0
UNIBANCO UNIAO SPONSORED GDR
FOREIGN EQUITIES
90458E107
33592
1900
X
1900
0
0
UNIFI INC
COMMON STOCK
904677101
12100
1100
X
1100
0
0
UNILEVER N V NY SHARES NEW F ADR
FOREIGN EQUITIES
904784709
6675
98
X
98
0
0
UNILEVER N V NY SHARES NEW F ADR
FOREIGN EQUITIES
904784709
4495
66
X
66
0
0
UNICOM CORPORATION
COMMON STOCK
904911104
3693
100
X
100
0
0
UNICOM CORPORATION
COMMON STOCK
904911104
36930
1000
X
1000
0
0
UNION CARBIDE CORP COM
COMMON STOCK
905581104
22724
400
X
400
0
0
UNION PACIFIC CORP
COMMON STOCK
907818108
29893
622
X
622
0
0
UNION PACIFIC CORP
COMMON STOCK
907818108
14418
300
X
300
0
0
UNISYS CORPORATION
COMMON STOCK
909214108
7218
160
X
160
0
0
UNISYS CORPORATION
COMMON STOCK
909214108
22650
502
X
502
0
0
UNITED BANCORP INC/OHIO
COMMON STOCK
909911109
188800
11800
X
11800
0
0
UNITED DOMINION REALTY TR IN
COMMON STOCK
910197102
2236
200
X
200
0
0
UNITED ILLUMINATING COMPANY
COMMON STOCK
910637107
16929
350
X
350
0
0
UNITED ILLUMINATING COMPANY
COMMON STOCK
910637107
54222
1121
X
1121
0
0
US WEST INC
COMMON STOCK
91273H101
74005
1297
X
1297
0
0
US WEST INC
COMMON STOCK
91273H101
85590
1500
X
1500
0
0
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
354672
5980
X
5980
0
0
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
41517
700
X
700
0
0
UNIVERSAL CORPORATION VA
COMMON STOCK
913456109
109704
4200
X
4200
0
0
UNIVERSAL CORPORATION VA
COMMON STOCK
913456109
52240
2000
X
2000
0
0
UNOCAL CORPORATION
COMMON STOCK
915289102
23162
625
X
625
0
0
UNOVA INC
COMMON STOCK
91529B106
29946
2240
X
2240
0
0
UNUMPROVIDENT CORPORATION
COMMON STOCK
91529Y106
64451
2190
X
2190
0
0
UNUMPROVIDENT CORPORATION
COMMON STOCK
91529Y106
81109
2756
X
2756
0
0
USWEB CORPORATION
COMMON STOCK
917327108
32594
950
X
950
0
0
UTILICORP UNITED INC-DEL-
COMMON STOCK
918005109
102940
4888
X
4888
0
0
UTILICORP UNITED INC-DEL-
COMMON STOCK
918005109
5454
259
X
259
0
0
VAN KAMPEN HIGH INCOME TR II
MUTUAL FUNDS-TAXABLE
920913100
21540
3000
X
3000
0
0
VAN KAMPEN NY QUALITY MUNIC TRUST
MUTUAL FUNDS-NON TAX
920922101
10409
700
X
700
0
0
VAN KAMPEN OHIO QUALITY MUNICIPAL TRUST
MUTUAL FUNDS-NON TAX
920923109
75900
4400
X
4400
0
0
VAN KAMPEN MERRITT TR INVT GRADE FL MUN
MUTUAL FUNDS-NON TAX
920932100
26455
1667
X
1667
0
0
VAN KAMPEN MERRITT STRATEGIC SEC MUN TR
MUTUAL FUNDS-NON TAX
920943107
11620
1000
X
1000
0
0
VAN KAMPEN MERRITT MUNI OPP TR II
MUTUAL FUNDS-NON TAX
920944105
35790
3000
X
3000
0
0
VAN KAMPEN SENIOR INCOME TR
MUTUAL FUNDS-TAXABLE
920961109
36480
4000
X
4000
0
0
VAN KAMPEN AMERICAN CAPITAL ADVANTAGE MUN INC II
MUTUAL FUNDS-NON TAX
92112K107
22740
2000
X
2000
0
0
VAN KAMP AMER CAP SEL SEC MU
MUTUAL FUNDS-NON TAX
92112M103
11060
1000
X
1000
0
0
VAN KAMP AMER CAP SEL SEC MU
MUTUAL FUNDS-NON TAX
92112M103
11060
1000
X
1000
0
0
VAN KAMPEN MERRITT
COMMON STOCK
921132106
12370
1000
X
1000
0
0
VIAD CORP
COMMON STOCK
92552R109
10030
340
X
340
0
0
VIAD CORP
COMMON STOCK
92552R109
48911
1658
X
1658
0
0
VIACOM INC CL-B COM
COMMON STOCK
925524308
8450
200
X
200
0
0
VISHAY INTERTECHNOLOGY INC
COMMON STOCK
928298108
23750
1000
X
1000
0
0
VITESSE SEMICONDUCTOR CORP
COMMON STOCK
928497106
29878
350
X
350
0
0
VLASIC FOODS INTERNATIONAL INC
COMMON STOCK
928559103
18502
2670
X
2620
0
50
VODAFONE AIRTOUCH PLC SPONS ADRS
FOREIGN EQUITIES
92857T107
29479
124
X
124
0
0
VODAFONE AIRTOUCH PLC SPONS ADRS
FOREIGN EQUITIES
92857T107
23775
100
X
0
100
0
WD-40 CO
COMMON STOCK
929236107
11700
500
X
500
0
0
WPS RESOURCES CORPORATION
COMMON STOCK
92931B106
8418
300
X
300
0
0
WACHOVIA CORPORATION
COMMON STOCK
929771103
39310
500
X
500
0
0
WACHOVIA CORPORATION
COMMON STOCK
929771103
55034
700
X
700
0
0
WAL-MART STORES, INC.
COMMON STOCK
931142103
515452
10838
X
10838
0
0
WAL-MART STORES, INC.
COMMON STOCK
931142103
518878
10910
X
9110
1800
0
WALGREEN COMPANY COMMON
COMMON STOCK
931422109
10148
400
X
400
0
0
WALGREEN COMPANY COMMON
COMMON STOCK
931422109
30444
1200
X
600
600
0
WALLACE COMPUTER SERVICES INC
COMMON STOCK
932270101
28348
1400
X
1400
0
0
WARNACO GROUP INC
COMMON STOCK
934390105
33306
1825
X
1825
0
0
WARNER-LAMBERT COMPANY
COMMON STOCK
934488107
115482
1740
X
1740
0
0
WARNER-LAMBERT COMPANY
COMMON STOCK
934488107
597330
9000
X
9000
0
0
WASHINGTON GAS LIGHT COMPANY
COMMON STOCK
938837101
21696
800
X
800
0
0
WASHINGTON MUTUAL INC
COMMON STOCK
939322103
22113
756
X
756
0
0
WASTE MANAGEMENT INC NEW
COMMON STOCK
94106L109
35631
1851
X
1851
0
0
WASTE MANAGEMENT INC NEW
COMMON STOCK
94106L109
9625
500
X
500
0
0
WATSON PHARMACEUTICALS INC
COMMON STOCK
942683103
13752
450
X
450
0
0
WEATHERFORD INTERNATIONAL INC
COMMON STOCK
947074100
78720
2460
X
2460
0
0
WEATHERFORD INTERNATIONAL INC
COMMON STOCK
947074100
19200
600
X
600
0
0
WEBSTER FINANCIAL CORP
COMMON STOCK
947890109
11373
446
X
446
0
0
WELLPOINT HEALTH NETWORKS INC
COMMON STOCK
94973H108
570
10
X
10
0
0
WELLS FARGO COMPANY
COMMON STOCK
949746101
31696
800
X
800
0
0
WENDYS INTERNATIONAL INC
COMMON STOCK
950590109
64262
2425
X
2425
0
0
WENDYS INTERNATIONAL INC
COMMON STOCK
950590109
30475
1150
X
1150
0
0
WESTERN RESOURCES INC
COMMON STOCK
959425109
6411
300
X
300
0
0
WESTERN RESOURCES INC
COMMON STOCK
959425109
4487
210
X
210
0
0
WESTMORELAND COAL COMPANY
COMMON STOCK
960878106
350
100
X
100
0
0
WEYERHAUSER CO COM
COMMON STOCK
962166104
23048
400
X
400
0
0
WEYERHAUSER CO COM
COMMON STOCK
962166104
47535
825
X
825
0
0
WHOLE FOODS MARKET INC
COMMON STOCK
966837106
27868
852
X
852
0
0
WILLIAMS COMPANIES INC
COMMON STOCK
969457100
150477
4000
X
4000
0
0
WILLIAMS COMPANIES INC
COMMON STOCK
969457100
21631
575
X
575
0
0
WISCONSIN ENERGY
COMMON STOCK
976657106
14058
600
X
0
0
600
WISCONSIN ENERGY
COMMON STOCK
976657106
8200
350
X
0
350
0
WORTHINGTON INDUSTRIES INC
COMMON STOCK
981811102
27625
1625
X
1625
0
0
WRIGLEY WM JR CO
COMMON STOCK
982526105
36125
525
X
525
0
0
WYNDHAM INTERNATIONAL INC CL A
COMMON STOCK
983101106
4729
1805
X
1805
0
0
XEROX CORPORATION
COMMON STOCK
984121103
247632
5906
X
5306
0
600
XEROX CORPORATION
COMMON STOCK
984121103
227260
5420
X
5420
0
0
YPF SOCIEDAD ANOMIMA
FOREIGN EQUITIES
984245100
9148
235
X
235
0
0
YANKEE ENERGY SYS INC.
COMMON STOCK
984779108
34954
819
X
819
0
0
YELLOW CORPORATION
COMMON STOCK
985509108
30800
1860
X
1860
0
0
YOUNG & RUBICAM INC
COMMON STOCK
987425105
8800
200
X
200
0
0
ZWEIG TOTAL RETURN FUND
COMMON STOCK
989837109
15428
1900
X
0
0
1900
</TABLE>
