UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 12/31/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: First Virginia Bank
ADDRESS: Room 840
6400 Arlington Blvd
Falls Church, VA 22042
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: Mary Turner
TITLE: Trust Operations
PHONE: (703)533-6250
SIGNATURE,PLACE,AND DATE OF SIGNING:
Mary Turner Falls Church, VA 1/8/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 899
FORM 13F INFORMATION TABLE VALUE TOTAL: $464,610
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
AAR CORPORATION COMMON STOCK 000361105 8 430 SH OTHER 430 0 0
ABBOTT LABS COMMON STOCK 002824100 1607 44246 SH DEFINED 40796 0 3450
ABBOTT LABS COMMON STOCK 002824100 955 26290 SH OTHER 26090 0 200
ABERCROMBIE & FITCH CL A COMMON STOCK 002896207 0 8 SH DEFINED 0 0 8
ADAMS RESOURCES & ENERGY COMMON STOCK 006351308 3 406 SH DEFINED 406 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 28 390 SH OTHER 390 0 0
AETNA INC. COMMON STOCK 008117103 45 800 SH DEFINED 800 0 0
AETNA INC. COMMON STOCK 008117103 45 800 SH OTHER 800 0 0
AFFILIATED COMPUTER SVCS-A COMMON STOCK 008190100 9 200 SH OTHER 0 200 0
AFLAC INC COMMON STOCK 001055102 311 6600 SH DEFINED 6600 0 0
AGL RESOURCES, INC. COMMON STOCK 001204106 5 296 SH OTHER 296 0 0
AGRIBRANDS INTERNATIONAL COMMON STOCK 00849R105 2 40 SH DEFINED 0 0 40
ALBEMARLE CORP COMMON STOCK 012653101 2 102 SH OTHER 102 0 0
ALBERTSONS INC COMMON STOCK 013104104 190 5900 SH DEFINED 5900 0 0
ALBERTSONS INC COMMON STOCK 013104104 81 2525 SH OTHER 2525 0 0
ALCOA INC COMMON STOCK 013817101 700 8430 SH DEFINED 7680 0 750
ALCOA INC COMMON STOCK 013817101 58 700 SH OTHER 700 0 0
ALEXANDER & BALDWIN COMMON STOCK 014482103 9 400 SH DEFINED 0 0 400
ALLEGHENY ENERGY, INC COMMON STOCK 017361106 20 760 SH DEFINED 760 0 0
ALLEGHENY ENERGY, INC COMMON STOCK 017361106 11 400 SH OTHER 400 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 21 758 SH DEFINED 758 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 11 397 SH OTHER 397 0 0
ALLIANT TECHSYSTEMS INC COMMON STOCK 018804104 5 75 SH DEFINED 75 0 0
ALLIANT TECHSYSTEMS INC COMMON STOCK 018804104 3 50 SH OTHER 50 0 0
ALLIED CAPITAL CORP (NEW) COMMON STOCK 01903Q108 12 640 SH OTHER 640 0 0
ALLMERICA FINANCIAL CORP COMMON STOCK 019754100 41 741 SH DEFINED 493 0 248
ALLMERICA FINANCIAL CORP COMMON STOCK 019754100 25 445 SH OTHER 445 0 0
ALLMERICA SECURITIES TRUST COMMON STOCK 019921105 6 700 SH DEFINED 700 0 0
ALLMERICA SECURITIES TRUST COMMON STOCK 019921105 2 200 SH OTHER 200 0 0
ALLSTATE CORP COMMON STOCK 020002101 243 10104 SH DEFINED 6768 0 3336
ALLSTATE CORP COMMON STOCK 020002101 46 1924 SH OTHER 1184 740 0
ALLTEL CORP COMMON STOCK 020039103 57 688 SH DEFINED 688 0 0
ALLTEL CORP COMMON STOCK 020039103 8 92 SH OTHER 92 0 0
ALZA CORP COMMON STOCK 022615108 21 600 SH DEFINED 600 0 0
AMERADA HESS CORP COMMON STOCK 023551104 37 648 SH DEFINED 648 0 0
AMEREN CORP COMMON STOCK 023608102 3 100 SH DEFINED 100 0 0
AMEREN CORP COMMON STOCK 023608102 7 206 SH OTHER 206 0 0
AMERICA ONLINE INC COMMON STOCK 02364J104 364 4800 SH DEFINED 3800 0 1000
AMERICA ONLINE INC COMMON STOCK 02364J104 38 500 SH OTHER 300 200 0
AMERICAN CAPITAL STRATEGIES LT COMMON STOCK 024937104 11 500 SH OTHER 500 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 174 5407 SH DEFINED 5407 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 68 2108 SH OTHER 2108 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 775 4659 SH DEFINED 4564 0 95
AMERICAN GENERAL CORP COMMON STOCK 026351106 480 6324 SH DEFINED 6304 0 20
AMERICAN HOME PRODS CP COMMON STOCK 026609107 2830 72095 SH DEFINED 69295 0 2800
AMERICAN HOME PRODS CP COMMON STOCK 026609107 637 16220 SH OTHER 12500 2120 1600
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 4157 38447 SH DEFINED 35388 0 3059
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 1882 17404 SH OTHER 17404 0 0
AMERICAN SCIENCE & ENGINEERING COMMON STOCK 029429107 323 44500 SH DEFINED 44500 0 0
AMERICAN WATER WORKS COMMON STOCK 030411102 13 600 SH OTHER 400 200 0
AMERON INTERNATIONAL CORP COMMON STOCK 030710107 12 300 SH DEFINED 0 0 300
AMGEN INC COMMON STOCK 031162100 102 1700 SH DEFINED 1600 0 100
AMSOUTH BANCORPORATION COMMON STOCK 032165102 33 1718 SH OTHER 1718 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 1088 15350 SH DEFINED 14950 0 400
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 156 2200 SH OTHER 2200 0 0
ANNAPOLIS NATIONAL BANCORP COMMON STOCK 035848100 4 1000 SH DEFINED 1000 0 0
AON CORP COMMON STOCK 037389103 120 3000 SH DEFINED 3000 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 21 200 SH OTHER 200 0 0
APPLIED MATERIALS COMMON STOCK 038222105 2816 22225 SH DEFINED 21350 0 875
APPLIED MATERIALS COMMON STOCK 038222105 475 3750 SH OTHER 3050 200 500
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 16 1327 SH DEFINED 602 0 725
ASSOCIATES FIRST CAPITAL CL A COMMON STOCK 046008108 56 2034 SH DEFINED 1206 0 828
ASSOCIATES FIRST CAPITAL CL A COMMON STOCK 046008108 246 8953 SH OTHER 8953 0 0
AT&T CORP. COMMON STOCK 001957109 3775 74294 SH DEFINED 67963 300 6031
AT&T CORP. COMMON STOCK 001957109 1358 26734 SH OTHER 24822 750 1162
ATLANTIC FINANCIAL COMMON STOCK 04853R100 15 1033 SH DEFINED 1033 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 733 8474 SH DEFINED 7724 400 350
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 35 400 SH OTHER 300 0 100
ATRION CORP COMMON STOCK 049904105 33 3067 SH DEFINED 3067 0 0
AUTOLIV INC COMMON STOCK 052800109 9 306 SH DEFINED 306 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 4827 89591 SH DEFINED 83391 0 6200
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 1395 25900 SH OTHER 23400 1700 800
AVON PRODS INC COMMON STOCK 054303102 13 400 SH OTHER 400 0 0
AZURIX CORP COMMON STOCK 05501M104 3 300 SH OTHER 300 0 0
B.I. INC COMMON STOCK 055467203 4 500 SH DEFINED 500 0 0
BAKER HUGHES INC COMMON STOCK 057224107 2 100 SH DEFINED 0 0 100
BANK NEW YORK INC COMMON STOCK 064057102 128 3200 SH DEFINED 3200 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1650 32868 SH DEFINED 18353 0 14515
BANK OF AMERICA CORP COMMON STOCK 060505104 98 1947 SH OTHER 1947 0 0
BANK ONE CORP COMMON STOCK 06423A103 378 11799 SH DEFINED 10690 0 1109
BANK ONE CORP COMMON STOCK 06423A103 112 3506 SH OTHER 3506 0 0
BATTLE MOUNTAIN GOLD CO. COMMON STOCK 071593107 0 100 SH DEFINED 100 0 0
BAXTER INTERNATIONAL INC. COMMON STOCK 071813109 407 6475 SH DEFINED 3675 400 2400
BAXTER INTERNATIONAL INC. COMMON STOCK 071813109 165 2620 SH OTHER 2620 0 0
BB&T CORPORATION COMMON STOCK 054937107 418 15252 SH DEFINED 15252 0 0
BB&T CORPORATION COMMON STOCK 054937107 27 1000 SH OTHER 1000 0 0
BEAR STEARNS COS INC COMMON STOCK 073902108 42 992 SH DEFINED 992 0 0
BEAR STEARNS COS INC COMMON STOCK 073902108 30 700 SH OTHER 0 0 700
BECTON DICKINSON & CO COMMON STOCK 075887109 22 800 SH DEFINED 0 0 800
BECTON DICKINSON & CO COMMON STOCK 075887109 11 400 SH OTHER 400 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 7601 123475 SH DEFINED 115758 0 7717
BELL ATLANTIC CORP COMMON STOCK 077853109 1505 24444 SH OTHER 23144 1200 100
BELLSOUTH CORP COMMON STOCK 079860102 6667 142424 SH DEFINED 124797 1600 16027
BELLSOUTH CORP COMMON STOCK 079860102 1287 27502 SH OTHER 27502 0 0
BEMA GOLD CORP COMMON STOCK 08135F107 1 1000 SH DEFINED 0 0 1000
BERGEN BRUNSWIG CORP CL A COMMON STOCK 083739102 9 1120 SH DEFINED 0 0 1120
BERINGER WINE ESTATES-B COMMON STOCK 084102102 4 100 SH DEFINED 0 0 100
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670207 18 10 SH DEFINED 10 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670207 38 21 SH OTHER 21 0 0
BEST BUY INC COMMON STOCK 086516101 20 400 SH DEFINED 400 0 0
BESTFOODS COMMON STOCK 08658U101 352 6705 SH DEFINED 5705 0 1000
BESTFOODS COMMON STOCK 08658U101 291 5538 SH OTHER 4838 0 700
BJ'S WHOLESALE CLUB COMMON STOCK 05548J106 35 950 SH OTHER 950 0 0
BLACK & DECKER CORP COMMON STOCK 091797100 35 670 SH DEFINED 270 0 400
BOB EVANS FARMS COMMON STOCK 096761101 2 150 SH OTHER 0 150 0
BOEING CO COMMON STOCK 097023105 276 6650 SH DEFINED 5300 0 1350
BOEING CO COMMON STOCK 097023105 61 1466 SH OTHER 1466 0 0
BOISE CASCADE CORP. COMMON STOCK 097383103 20 500 SH DEFINED 500 0 0
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 4805 74857 SH DEFINED 67532 2200 5125
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 990 15430 SH OTHER 15030 0 400
BROADWING INC COMMON STOCK 111620100 176 4775 SH DEFINED 3825 0 950
BROADWING INC COMMON STOCK 111620100 70 1900 SH OTHER 1900 0 0
BROOKTROUT INC COMMON STOCK 114580103 42 2250 SH DEFINED 2250 0 0
BRUNSWICK CORP COMMON STOCK 117043109 66 2970 SH DEFINED 2970 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 315 13005 SH DEFINED 12025 0 980
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 59 2421 SH OTHER 2421 0 0
BURLINGTON RES INC COMMON STOCK 122014103 12 348 SH DEFINED 348 0 0
C & F FINANCIAL CORP COMMON STOCK 12466Q104 38 2400 SH OTHER 0 0 2400
CAMPBELL SOUP CO COMMON STOCK 134429109 70 1800 SH DEFINED 1000 0 800
CAMPBELL SOUP CO COMMON STOCK 134429109 196 5074 SH OTHER 3474 1600 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 1503 31181 SH DEFINED 21950 0 9231
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 627 13010 SH OTHER 1260 0 11750
CAPITAL TRUST-CL A COMMON STOCK 14052H100 2 300 SH OTHER 300 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 94 1971 SH DEFINED 1374 0 597
CAREMARK RX INC COMMON STOCK 141705103 5 937 SH DEFINED 484 0 453
CAREY DIVERSIFIED LLC COMMON STOCK 14174P105 28 1649 SH OTHER 1649 0 0
CARNIVAL CORP COMMON STOCK 143658102 469 9800 SH DEFINED 8950 0 850
CARNIVAL CORP COMMON STOCK 143658102 29 600 SH OTHER 200 0 400
CAROLINA POWER & LIGHT CO COMMON STOCK 144141108 110 3600 SH DEFINED 3600 0 0
CATERPILLAR, INC COMMON STOCK 149123101 48 1026 SH DEFINED 1026 0 0
CATERPILLAR, INC COMMON STOCK 149123101 66 1400 SH OTHER 1400 0 0
CBS CORPORATION COMMON STOCK 12490K107 98 1536 SH DEFINED 1536 0 0
CBS CORPORATION COMMON STOCK 12490K107 281 4400 SH OTHER 4400 0 0
CENDANT CORPORATION COMMON STOCK 151313103 21 792 SH DEFINED 792 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 120 6000 SH DEFINED 6000 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 132 6610 SH OTHER 6610 0 0
CFW COMMUNICATIONS CO COMMON STOCK 124923103 1124 32350 SH DEFINED 0 0 32350
CHALONE WINE GROUP LTD COMMON STOCK 157639105 1 100 SH DEFINED 0 0 100
CHAMPION INTERNATIONAL COMMON STOCK 158525105 6 100 SH DEFINED 100 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 667 17450 SH DEFINED 16325 0 1125
CHARLES SCHWAB CORP COMMON STOCK 808513105 38 1000 SH OTHER 1000 0 0
CHASE MANHATTAN CORP (NEW) COMMON STOCK 16161A108 180 2320 SH DEFINED 1680 0 640
CHASE MANHATTAN CORP (NEW) COMMON STOCK 16161A108 16 200 SH OTHER 200 0 0
CHEMED CORP COMMON STOCK 163596109 11 400 SH DEFINED 0 0 400
CHESAPEAKE CORP COMMON STOCK 165159104 37 1200 SH DEFINED 1200 0 0
CHESAPEAKE CORP COMMON STOCK 165159104 24 800 SH OTHER 800 0 0
CHEVRON CORPORATION COMMON STOCK 166751107 1574 18172 SH DEFINED 16847 0 1325
CHEVRON CORPORATION COMMON STOCK 166751107 688 7946 SH OTHER 7846 0 100
CHIRON CORP COMMON STOCK 170040109 21 500 SH OTHER 500 0 0
CHOICEPOINT INC COMMON STOCK 170388102 14 340 SH DEFINED 100 0 240
CHOICEPOINT INC COMMON STOCK 170388102 7 180 SH OTHER 180 0 0
CHUBB CORP COMMON STOCK 171232101 90 1600 SH DEFINED 1600 0 0
CHUBB CORP COMMON STOCK 171232101 26 470 SH OTHER 470 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 11 400 SH DEFINED 0 0 400
CINERGY CORP COMMON STOCK 172474108 89 3700 SH DEFINED 3200 0 500
CINERGY CORP COMMON STOCK 172474108 98 4095 SH OTHER 4095 0 0
CIRCUIT CITY GROUP COMMON STOCK 172737108 586 13000 SH DEFINED 2800 0 10200
CIRCUIT CITY GROUP COMMON STOCK 172737108 68 1500 SH OTHER 1200 300 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 7027 65600 SH DEFINED 61050 0 4550
CISCO SYSTEMS INC COMMON STOCK 17275R102 1683 15712 SH OTHER 14438 600 674
CITIGROUP INC. COMMON STOCK 172967101 158 2841 SH DEFINED 2616 0 225
CITIGROUP INC. COMMON STOCK 172967101 675 12128 SH OTHER 10331 1797 0
CITIZENS UTILITIES CL B COMMON STOCK 177342201 96 6791 SH OTHER 0 6791 0
CITY INVESTING CO LIQ TR COMMON STOCK 177900107 0 210 SH DEFINED 210 0 0
CK WITCO CORPORATION COMMON STOCK 12562C108 15 1154 SH DEFINED 1154 0 0
CLARCOR INC COMMON STOCK 179895107 81 4500 SH DEFINED 4500 0 0
CLECO CORPORATION COMMON STOCK 12561W105 21 664 SH DEFINED 664 0 0
CLEVELAND INDIANS BASEBALL INC COMMON STOCK 186202107 2 100 SH DEFINED 100 0 0
CLOROX CO COMMON STOCK 189054109 594 11800 SH DEFINED 11000 0 800
CLOROX CO COMMON STOCK 189054109 154 3050 SH OTHER 3050 0 0
CNF TRANSPORTATION INC COMMON STOCK 12612W104 22 640 SH DEFINED 525 0 115
COASTAL CORP COMMON STOCK 190441105 4 110 SH DEFINED 110 0 0
COCA COLA BOTTLING CO CONSOL COMMON STOCK 191098102 5 110 SH OTHER 0 110 0
COCA COLA CO COMMON STOCK 191216100 3477 59699 SH DEFINED 54314 1600 3785
COCA COLA CO COMMON STOCK 191216100 1256 21567 SH OTHER 20765 400 402
COLGATE PALMOLIVE CO COMMON STOCK 194162103 416 6400 SH DEFINED 5600 0 800
COLGATE PALMOLIVE CO COMMON STOCK 194162103 291 4472 SH OTHER 4472 0 0
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 32 502 SH OTHER 352 150 0
COLUMBUS MCKINNON CORP COMMON STOCK 199333105 28 2750 SH DEFINED 2750 0 0
COMCAST CORP SPECIAL-CLASS A COMMON STOCK 200300200 10 200 SH DEFINED 0 0 200
COMERICA INC COMMON STOCK 200340107 33 700 SH DEFINED 700 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 109 4010 SH DEFINED 3610 0 400
COMVERSE TECHNOLOGY INC COMMON STOCK 205862402 141 975 SH DEFINED 975 0 0
CONAGRA INC COMMON STOCK 205887102 35 1550 SH DEFINED 0 0 1550
CONAGRA INC COMMON STOCK 205887102 19 858 SH OTHER 858 0 0
CONECTIV INC CL A COMMON STOCK 206829202 1 31 SH DEFINED 31 0 0
CONECTIV, INC. COMMON STOCK 206829103 84 5000 SH DEFINED 4500 0 500
CONECTIV, INC. COMMON STOCK 206829103 13 750 SH OTHER 0 0 750
CONEXANT SYSTEMS COMMON STOCK 207142100 214 3230 SH DEFINED 1630 0 1600
CONEXANT SYSTEMS COMMON STOCK 207142100 53 800 SH OTHER 800 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 138 4013 SH DEFINED 1445 0 2568
CONSOLIDATED EDISON INC COMMON STOCK 209115104 38 1108 SH OTHER 1108 0 0
CONSOLIDATED GRAPHICS INC COMMON STOCK 209341106 47 3136 SH DEFINED 3136 0 0
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 546 8405 SH DEFINED 8405 0 0
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 308 4750 SH OTHER 4650 100 0
CONSOLIDATED STORES CORP COMMON STOCK 210149100 5 300 SH DEFINED 300 0 0
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 710 24473 SH DEFINED 23923 0 550
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 391 13492 SH OTHER 11192 300 2000
CONVERGYS CORP COMMON STOCK 212485106 9 300 SH DEFINED 100 0 200
CONVERGYS CORP COMMON STOCK 212485106 40 1300 SH OTHER 1300 0 0
COOPER CAMERON CORP COMMON STOCK 216640102 14 278 SH DEFINED 278 0 0
COOPER INDUSTRIES INC COMMON STOCK 216669101 6 160 SH DEFINED 160 0 0
CORDANT TECHNOLOGIES INC COMMON STOCK 218412104 8 240 SH DEFINED 240 0 0
CORN PRODUCTS INTERNATIONAL COMMON STOCK 219023108 8 250 SH OTHER 250 0 0
CORNERSTONE PROPERTIES COMMON STOCK 21922H103 15 1000 SH OTHER 1000 0 0
CORNING INC COMMON STOCK 219350105 84 650 SH DEFINED 650 0 0
CORNING INC COMMON STOCK 219350105 52 400 SH OTHER 400 0 0
COVANCE INC COMMON STOCK 222816100 1 100 SH DEFINED 100 0 0
CRESTLINE CAPITAL COMMON STOCK 226153104 33 1624 SH DEFINED 1624 0 0
CRESTLINE CAPITAL COMMON STOCK 226153104 21 1007 SH OTHER 1007 0 0
CROWN CORK & SEAL INC COMMON STOCK 228255105 6 263 SH OTHER 263 0 0
CSX CORP COMMON STOCK 126408103 661 21068 SH DEFINED 20268 0 800
CSX CORP COMMON STOCK 126408103 153 4862 SH OTHER 4462 200 200
CVS CORP COMMON STOCK 126650100 36 900 SH OTHER 900 0 0
CYTEC INDUSTRIES INC COMMON STOCK 232820100 8 342 SH OTHER 342 0 0
CYTOGEN CORP COMMON STOCK 232824102 1 500 SH DEFINED 500 0 0
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 24 311 SH DEFINED 311 0 0
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 103 1319 SH OTHER 72 0 1247
DANA CORP COMMON STOCK 235811106 49 1632 SH DEFINED 1104 0 528
DARDEN RESTAURANTS INC COMMON STOCK 237194105 13 700 SH DEFINED 700 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 25 1404 SH OTHER 1404 0 0
DATASCOPE CORP COMMON STOCK 238113104 128 3200 SH DEFINED 0 0 3200
DAYTON HUDSON CORP COMMON STOCK 239753106 3377 45990 SH DEFINED 43715 0 2275
DAYTON HUDSON CORP COMMON STOCK 239753106 735 10010 SH OTHER 9060 600 350
DEERE & CO COMMON STOCK 244199105 56 1300 SH DEFINED 1300 0 0
DEERE & CO COMMON STOCK 244199105 61 1400 SH OTHER 1400 0 0
DEL MONTE FOODS CO COMMON STOCK 24522P103 12 1000 SH OTHER 1000 0 0
DELHAIZE AMERICA INC -A COMMON STOCK 246688105 5 233 SH DEFINED 233 0 0
DELHAIZE AMERICA INC -B COMMON STOCK 246688204 1 33 SH DEFINED 33 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 305 19384 SH DEFINED 17732 0 1652
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 37 2359 SH OTHER 2290 0 69
DELTA AIRLINES, INC. COMMON STOCK 247361108 30 600 SH OTHER 600 0 0
DELUXE CORP COMMON STOCK 248019101 22 800 SH DEFINED 0 0 800
DELUXE CORP COMMON STOCK 248019101 27 1000 SH OTHER 1000 0 0
DEVON ENERGY CORPORATIOIN NEW COMMON STOCK 25179M103 1 22 SH DEFINED 22 0 0
DIAGNOSTIC PRODUCTS CORP COMMON STOCK 252450101 59 2400 SH DEFINED 0 0 2400
DIAL CORP NEW COMMON STOCK 25247D101 26 1050 SH DEFINED 410 0 640
DIAL CORP NEW COMMON STOCK 25247D101 15 600 SH OTHER 600 0 0
DIMON INC COMMON STOCK 254394109 4 1200 SH DEFINED 0 0 1200
DIMON INC COMMON STOCK 254394109 2 500 SH OTHER 0 500 0
DOMINION RESOURCES COMMON STOCK 257470104 1219 31063 SH DEFINED 28955 0 2108
DOMINION RESOURCES COMMON STOCK 257470104 367 9342 SH OTHER 9143 199 0
DOVER CORP COMMON STOCK 260003108 64 1400 SH OTHER 1400 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 657 4917 SH DEFINED 4567 0 350
DOW CHEMICAL CO COMMON STOCK 260543103 588 4398 SH OTHER 4398 0 0
DPL INC COMMON STOCK 233293109 58 3379 SH DEFINED 3379 0 0
DPL INC COMMON STOCK 233293109 79 4536 SH OTHER 4535 0 1
DQE, INC. COMMON STOCK 23329J104 36 1028 SH DEFINED 1028 0 0
DTE ENERGY COMPANY COMMON STOCK 233331107 18 555 SH DEFINED 555 0 0
DTE ENERGY COMPANY COMMON STOCK 233331107 4 113 SH OTHER 113 0 0
DUKE ENERGY CORP COMMON STOCK 264399106 1157 23073 SH DEFINED 21250 0 1823
DUKE ENERGY CORP COMMON STOCK 264399106 397 7917 SH OTHER 7317 100 500
E I DU PONT DE NEMOURS & CO. COMMON STOCK 263534109 3863 58639 SH DEFINED 55573 0 3066
E I DU PONT DE NEMOURS & CO. COMMON STOCK 263534109 1141 17328 SH OTHER 16478 100 750
EASTERN VIRGINIA BANKSHARES COMMON STOCK 277196101 38 2000 SH OTHER 0 0 2000
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 113 2367 SH DEFINED 1955 0 412
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 13 268 SH OTHER 168 100 0
EASTMAN KODAK CO COMMON STOCK 277461109 348 5253 SH DEFINED 4457 0 796
EASTMAN KODAK CO COMMON STOCK 277461109 114 1725 SH OTHER 1500 225 0
ECHELON INTL CORP COMMON STOCK 278747100 2 75 SH DEFINED 60 0 15
ECHELON INTL CORP COMMON STOCK 278747100 3 133 SH OTHER 133 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 20 778 SH DEFINED 778 0 0
EEX CORPORATION COMMON STOCK 26842V207 1 304 SH OTHER 304 0 0
EL PASO ENERGY COMMON STOCK 283905107 24 624 SH DEFINED 570 0 54
EL PASO ENERGY COMMON STOCK 283905107 39 1000 SH OTHER 1000 0 0
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 867 12947 SH DEFINED 12594 0 353
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 287 4292 SH OTHER 3592 400 300
EMC CORP MASS COMMON STOCK 268648102 2983 27300 SH DEFINED 27300 0 0
EMERSON ELECTRIC CO. COMMON STOCK 291011104 1204 20981 SH DEFINED 19341 0 1640
EMERSON ELECTRIC CO. COMMON STOCK 291011104 779 13575 SH OTHER 12774 0 801
EMS TECHNOLOGIES INC COMMON STOCK 26873N108 14 1210 SH DEFINED 1210 0 0
ENERGY EAST CORPORATION COMMON STOCK 29266M109 4 204 SH DEFINED 204 0 0
ENRON CORP COMMON STOCK 293561106 532 11980 SH DEFINED 11580 0 400
ENRON CORP COMMON STOCK 293561106 97 2196 SH OTHER 500 1696 0
ENSCO INTERNATIONAL COMMON STOCK 26874Q100 3 150 SH OTHER 150 0 0
ENTERGY CORP (NEW) COMMON STOCK 29364G103 10 400 SH DEFINED 400 0 0
EOG RESOURCES COMMON STOCK 26875P101 1 70 SH DEFINED 0 0 70
EQUIFAX INC COMMON STOCK 294429105 1278 54248 SH DEFINED 51098 0 3150
EQUIFAX INC COMMON STOCK 294429105 356 15125 SH OTHER 13925 500 700
EXXON MOBIL CORP COMMON STOCK 30231G102 19053 236500 SH DEFINED 227959 1000 7541
EXXON MOBIL CORP COMMON STOCK 30231G102 5388 66882 SH OTHER 63350 2532 1000
F & M NATIONAL CORP COMMON STOCK 302374103 371 13460 SH DEFINED 13460 0 0
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 32 675 SH DEFINED 600 0 75
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 38 800 SH OTHER 800 0 0
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 3929 62920 SH DEFINED 57470 0 5450
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 1307 20930 SH OTHER 18630 500 1800
FEDERAL SIGNAL CORP COMMON STOCK 313855108 17 1050 SH DEFINED 850 0 200
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VKM AMER CAPITAL INV GRADE MUN OTHER 920929106 13 1000 SH DEFINED N.A. N.A. N.A.
EIF UIT 1ST EXCH SER AT&T SHRS OTHER 294700703 85 420 SH DEFINED N.A. N.A. N.A.
TCW / DW TERM TRUST 2003 OTHER 87234U108 9 1000 SH OTHER N.A. N.A. N.A.
MSDW INSURED MUNICIPAL INCOME OTHER 61745P791 13 1000 SH OTHER N.A. N.A. N.A.
AMERICAN CMNTY PPTYS TRUST L.P OTHER 02520N106 4 1150 SH DEFINED N.A. N.A. N.A.
KINDER MORGAN ENERGY PARTNERS OTHER 494550106 8 200 SH DEFINED N.A. N.A. N.A.
NATIONAL REALTY L.P. OTHER 637353301 26 1524 SH DEFINED N.A. N.A. N.A.
NEWHALL LAND AND FARMING CO LP OTHER 651426108 108 4000 SH OTHER N.A. N.A. N.A.
</TABLE>
