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Exhibit 23
Consent of Independent Auditors
The Board of Directors
Hudson River Bancorp, Inc.
We consent to incorporation by reference in the following registration
statements:
File No. 333-58615 on Form S-8,
File No. 333-94567 on Form S-8, and
File No. 333-94571 on Form S-8
of Hudson River Bancorp, Inc. of our report dated May 5, 2000, relating to the
consolidated balance sheets of Hudson River Bancorp, Inc. and subsidiary as of
March 31, 2000 and 1999, and the related consolidated income statements,
statements of changes in shareholders' equity and cash flows for each of the
years in the three-year period ended March 31, 2000, which report appears in the
March 31, 2000 Annual Report on Form 10-K of Hudson River Bancorp, Inc.
/s/ KPMG LLP
Albany, New York
June 16, 2000
