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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE FINANCIAL DATA SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM JUNE 30, 2000 10-Q CONSOLIDATED BALANCE SHEETS CONSOLIDATED STATEMENTS OF
INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 25,732
<INT-BEARING-DEPOSITS> 464,103
<FED-FUNDS-SOLD> 2,610
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 153,665
<INVESTMENTS-CARRYING> 153,665
<INVESTMENTS-MARKET> 153,665
<LOANS> 437,242
<ALLOWANCE> 4,604
<TOTAL-ASSETS> 673,035
<DEPOSITS> 562,597
<SHORT-TERM> 11,900
<LIABILITIES-OTHER> 36,433
<LONG-TERM> 0
0
0
<COMMON> 24
<OTHER-SE> 0
<TOTAL-LIABILITIES-AND-EQUITY> 673,035
<INTEREST-LOAN> 19,065
<INTEREST-INVEST> 4,735
<INTEREST-OTHER> 662
<INTEREST-TOTAL> 24,462
<INTEREST-DEPOSIT> 9,872
<INTEREST-EXPENSE> 10,994
<INTEREST-INCOME-NET> 13,468
<LOAN-LOSSES> 110
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 11,878
<INCOME-PRETAX> 6,562
<INCOME-PRE-EXTRAORDINARY> 6,562
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,176
<EPS-BASIC> 1.76
<EPS-DILUTED> 1.68
<YIELD-ACTUAL> 8.25
<LOANS-NON> 1,408
<LOANS-PAST> 189
<LOANS-TROUBLED> 32
<LOANS-PROBLEM> 60
<ALLOWANCE-OPEN> 4,573
<CHARGE-OFFS> 581
<RECOVERIES> 451
<ALLOWANCE-CLOSE> 44,604
<ALLOWANCE-DOMESTIC> 4,604
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 4,254
</TABLE>
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