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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<CIK> 0001057672
<NAME> PBOC HOLDINGS, INC.
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 33,201
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 22,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 731,691
<INVESTMENTS-CARRYING> 3,938
<INVESTMENTS-MARKET> 3,891
<LOANS> 2,611,085
<ALLOWANCE> 24,835
<TOTAL-ASSETS> 3,546,694
<DEPOSITS> 1,867,172
<SHORT-TERM> 345,494
<LIABILITIES-OTHER> 51,796
<LONG-TERM> 1,077,109
0
0
<COMMON> 219
<OTHER-SE> 204,904
<TOTAL-LIABILITIES-AND-EQUITY> 3,546,694
<INTEREST-LOAN> 97,519
<INTEREST-INVEST> 25,783
<INTEREST-OTHER> 4,496
<INTEREST-TOTAL> 127,798
<INTEREST-DEPOSIT> 41,970
<INTEREST-EXPENSE> 88,531
<INTEREST-INCOME-NET> 39,267
<LOAN-LOSSES> 3,000
<SECURITIES-GAINS> 127
<EXPENSE-OTHER> 22,835
<INCOME-PRETAX> 15,535
<INCOME-PRE-EXTRAORDINARY> 37,526
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 35,788
<EPS-BASIC> 1.80
<EPS-DILUTED> 1.80
<YIELD-ACTUAL> 7.28
<LOANS-NON> 4,345
<LOANS-PAST> 0
<LOANS-TROUBLED> 5,193
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 21,051
<CHARGE-OFFS> 1,542
<RECOVERIES> 242
<ALLOWANCE-CLOSE> 24,835
<ALLOWANCE-DOMESTIC> 24,835
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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