|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 65,601,676
<INT-BEARING-DEPOSITS> 5,591,387
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 1,702,757,268
<INVESTMENTS-CARRYING> 307,476,324
<INVESTMENTS-MARKET> 290,212,748
<LOANS> 3,063,952,972
<ALLOWANCE> 74,100,412
<TOTAL-ASSETS> 5,280,614,302
<DEPOSITS> 2,987,292,385
<SHORT-TERM> 1,781,752,573
<LIABILITIES-OTHER> 52,169,066
<LONG-TERM> 148,356,146
0
90,000,000
<COMMON> 26,889,452
<OTHER-SE> 194,154,680
<TOTAL-LIABILITIES-AND-EQUITY> 5,280,614,302
<INTEREST-LOAN> 154,649,915
<INTEREST-INVEST> 62,379,775
<INTEREST-OTHER> 598,357
<INTEREST-TOTAL> 217,628,047
<INTEREST-DEPOSIT> 67,279,221
<INTEREST-EXPENSE> 120,970,404
<INTEREST-INCOME-NET> 96,657,643
<LOAN-LOSSES> 23,178,000
<SECURITIES-GAINS> 4,789,583
<EXPENSE-OTHER> 56,268,536
<INCOME-PRETAX> 40,443,021
<INCOME-PRE-EXTRAORDINARY> 40,443,021
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 32,828,439
<EPS-BASIC> 1.08
<EPS-DILUTED> 1.08
<YIELD-ACTUAL> 4.13
<LOANS-NON> 49,779,000
<LOANS-PAST> 15,735,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 71,784,237
<CHARGE-OFFS> 26,405,786
<RECOVERIES> 5,543,961
<ALLOWANCE-CLOSE> 74,100,412
<ALLOWANCE-DOMESTIC> 74,100,412
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
|
|