<PAGE> 1
EXHIBIT 4(a)
% NONCUMULATIVE PERPETUAL MONTHLY INCOME
PREFERRED STOCK, SERIES B
PAR VALUE $1.00 PER SHARE
SHARES
FIRST BANCORP.
INCORPORATED UNDER THE LAWS OF THE COMMONWEALTH OF PUERTO RICO
CUSIP
SEE REVERSE FOR CERTAIN DEFINITIONS
THIS IS TO CERTIFY that
is the owner of
FULLY PAID AND NON-ASSESSABLE SHARES OF % NONCUMULATIVE
PERPETUAL MONTHLY INCOME PREFERRED STOCK, SERIES B, OF THE PAR VALUE
OF $1 EACH OF FIRST BANCORP., transferable on the books of the Corporation in
person or by duly authorized attorney upon surrender of this certificate
properly endorsed. This certificate is not valid until countersigned and
registered by the Transfer Agent and Registrar.
WITNESS the facsimile seal of the Corporation and the facsimile
signatures of its duly authorized officers.
Dated:
<TABLE>
<S> <C> <C>
/s/ Antonio Escriba-Oliver /s/ Angel Alvarez
Secretary [First BanCorp. Seal] President
</TABLE>
COUNTERSIGNED AND REGISTERED:
Bank of New York
TRANSFER AGENT
AND REGISTRAR
BY:
AUTHORIZED SIGNATURE
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FIRST BANCORP.
The Corporation will furnish without charge to each shareholder who so
requests the powers, designations, preferences and relative participating,
optional or other special rights of each class of stock or series which the
Corporation is authorized to issue and the qualifications, limitations or
restrictions of such preferences and/or rights. Any request should be made to
the Secretary of the Corporation.
The following abbreviations, when used in the inscription on the face
of this certificate, shall be construed as though they were written our in full
according to applicable laws or regulations:
<TABLE>
<S> <C> <C>
TEN COM - as tenants in common UNIF GIFT MIN ACT -_ _ _ _ _ _CUSTODIAN_ _ _ _ _ _
TEN ENT - as tenant by the entireties (Cust) (Minor)
JT TEN - as joint tenants with rights of survivorship Under Uniform Gifts to Minors
and not as tenants in common Act _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
</TABLE>
Additional abbreviations may also be used though not in the above list.
FOR VALUE RECEIVED, ___________________ hereby sell, assign and transfer
unto
PLEASE INSERT SOCIAL SECURITY OR OTHER
IDENTIFYING NUMBER OF ASSIGNEE
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Please print or typewrite name and address,
including postal zip code of assignee.
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________________ Shares of the capital stock represented by the within
certificate, and do hereby irrevocably constitute and appoint
_________________________ Attorney, to transfer said stock on the books of the
within-named Corporation with full power of substitution in the premises.
Dated,
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