SUPPLEMENT DATED JUNE 22, 2000
TO PROSPECTUS
DATED MAY 5, 2000
for
FLEXIBLE PREMIUM LAST SURVIVOR
VARIABLE LIFE INSURANCE CONTRACTS
issued by
EQUITRUST LIFE INSURANCE COMPANY
EQUITRUST LIFE VARIABLE ACCOUNT II
On page 31, in the section titled "General Provisions -
Incontestability," the following is incorporated after the
first sentence:
(If you reside in Arizona, Minnesota, Oklahoma, Oregon
or Wisconsin, there is no exception for fraudulent
statements made in the application or supplemental
applications.)
June 22, 2000 V.1
