EQUITRUST LIFE VARIABLE ACCOUNT II
497, 2000-05-08
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May 8, 2000



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

Re:	EquiTrust Life Variable Account II (File No. 333-31446)

Gentlemen:

On behalf of the above-referenced registrant, and in lieu of filing a prospectus
pursuant to Rule 497(c) under the Securities Act of 1933, as amended, I
hereby certify pursuant to Rule 497(j) that the form of prospectus that would
have been filed would not have differed from the prospectus contained in the
registrant's most recent post-effective amendment filed with the Securities
and Exchange Commission on May 2, 2000.

Please contact the undersigned at 515-226-6028 if you have any questions
about this filing.

Sincerely,

/s/ Kristi Rojohn

Kristi Rojohn



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