UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2000
Check here if Amendment [ ]; Amendment Number:
----
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Laurel Trust Company
Address: 551 Main Street
Johnstown, PA 15901
Form 13F File Number: 28-07668
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Mr. Kim Craig
Title: President and Chief Operating Officer
Phone: 814 536 2110
Signature, Place, and Date of Signing:
/s/ Kim Craig JOHNSTOWN, PENNSYLVANIA MAY 10, 2000
- ------------------ ----------------------- ------------
[Signature] [City, State] [Date]
Report Type:
[ X ] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
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Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 85
Form 13F Information Table Value Total: $161,857
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
No. Form 13F File Number Name
1 28-07666 BT Financial Corporation
2 28-5411 Laurel Investment Advisors, Inc.
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<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
TITLE OF CUSIP VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER CLASS NUMBER (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
- ------------------------------ ---------- ----------- -------- -------- ---- ------ ---------- -------- ----------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT & T CORP COM 001957109 329 5852 SH OTHER 1,2 5852 0 0
ABBOTT LABS COM 002824100 2305 65543 SH OTHER 1,2 65071 11 461
AMERICA ONLINE INC DEL COM 02364J104 1321 19593 SH OTHER 1,2 19593 0 0
AMERICAN EXPRESS CO COM 025816109 219 1475 SH OTHER 1,2 1475 0 0
AMERICAN GENERAL CORP COM 026351106 204 3648 SH OTHER 1,2 3648 0 0
AMERICAN HOME PRODS CORP COM 026609107 348 6489 SH OTHER 1,2 6489 0 0
AMERICAN INTL GROUP INC COM 026874107 4028 36791 SH OTHER 1,2 36501 20 270
AMGEN INC COM 031162100 5050 82301 SH OTHER 1,2 82301 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 4004 82995 SH OTHER 1,2 82224 200 571
BT FINL CORP COM 055763106 2692 172391 SH DEFINED 1 172391 0 0
BT FINL CORP COM 055763106 311 19935 SH DEFINED 1 19935 0 0
BELL ATLANTIC CORP COM 077853109 965 15805 SH OTHER 1,2 15805 0 0
BELLSOUTH CORP COM 079860102 306 6548 SH OTHER 1,2 6548 0 0
CBS CORP COM 12490K107 4827 85260 SH OTHER 1,2 84546 42 672
CARDINAL HEALTH INC COM 14149Y108 1960 42750 SH OTHER 1,2 42568 182 0
CATERPILLAR INC DEL COM 149123101 701 17785 SH OTHER 1,2 17662 32 91
CISCO SYS INC COM 17275R102 11362 146977 SH OTHER 1,2 145417 400 1160
CISCO SYS INC COM 17275R102 402 5200 SH OTHER 1,2 5200 0 0
CITIGROUP INC COM 172967101 5457 91157 SH OTHER 1,2 88619 66 2472
COCA COLA CO COM 191216100 271 5775 SH OTHER 1,2 5775 0 0
COMPUTER ASSOC INTL INC COM 204912109 882 14905 SH OTHER 1,2 14905 0 0
DELL COMPUTER CORP COM 247025109 2287 42410 SH OTHER 1,2 42240 100 70
DU PONT E I DE NEMOURS & CO COM 263534109 1550 29292 SH OTHER 1,2 29207 0 85
E M C CORP MASS COM 268648102 7802 61926 SH OTHER 1,2 61726 200 0
EASTMAN KODAK CO COM 277461109 719 13248 SH OTHER 1,2 13174 25 49
EASTMAN KODAK CO COM 277461109 246 4547 SH OTHER 1,2 35 0 4512
EXXON MOBIL CORP COM 30231G102 2462 31599 SH OTHER 1,2 31483 38 78
EXXON MOBIL CORP COM 30231G102 537 6900 SH OTHER 1,2 6860 0 40
FEDERAL HOME LN MTG CORP COM 313400301 2099 47520 SH OTHER 1,2 47131 25 364
FIRST COMWLTH FINL CORP PA COM 319829107 208 24216 SH OTHER 1,2 22216 0 2000
GTE CORP COM 362320103 679 9569 SH OTHER 1,2 9569 0 0
GENERAL ELEC CO COM 369604103 5728 36812 SH OTHER 1,2 36574 14 224
GENERAL ELEC CO COM 369604103 455 2928 SH OTHER 1,2 1928 0 1000
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TITLE OF CUSIP VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER CLASS NUMBER (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
- ------------------------------ ---------- ----------- -------- -------- ---- ------ ---------- -------- ----------------------
GENERAL MTRS CORP COM 370442105 1311 15836 SH OTHER 1,2 15741 26 69
GILLETTE CO COM 375766102 1574 41795 SH OTHER 1,2 41345 17 433
HEWLETT PACKARD CO COM 428236103 216 1630 SH OTHER 1,2 1630 0 0
HONEYWELL INTL INC COM 438516106 782 14857 SH OTHER 1,2 14857 0 0
HUNTINGTON BANCSHARES INC COM 446150104 7097 317265 SH OTHER 1,2 317265 0 0
ILLINOIS TOOL WKS INC COM 452308109 1153 20885 SH OTHER 1,2 20885 0 0
INTEL CORP COM 458140100 8143 61724 SH OTHER 1,2 61317 0 407
INTEL CORP COM 458140100 403 3055 SH OTHER 1,2 3055 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 6336 53701 SH OTHER 1,2 53379 22 300
INTERNATIONAL BUSINESS MACHS COM 459200101 294 2495 SH OTHER 1,2 1495 0 1000
INTL PAPER CO COM 460146103 349 8171 SH OTHER 1,2 8112 14 445
JOHNSON & JOHNSON COM 478160104 431 6145 SH OTHER 1,2 6145 0 0
LINEAR TECHNOLOGY CORP COM 535678106 841 15298 SH OTHER 1,2 15298 0 0
LUCENT TECHNOLOGIES INC COM 549463107 544 8898 SH OTHER 1,2 8898 0 0
MBNA CORP COM 55262L100 3032 118927 SH OTHER 1,2 117966 63 898
MAXIM INTEGRATED PRODS INC COM 57772K101 1005 14146 SH OTHER 1,2 14146 0 0
MCDONALDS CORP COM 580135101 1091 29204 SH OTHER 1,2 29204 0 0
MEDTRONIC INC COM 585055106 4835 94025 SH OTHER 1,2 91773 48 2204
MERCK & CO INC. COM 589331107 3336 53713 SH OTHER 1,2 53379 20 314
MERCK & CO INC COM 589331107 262 4231 SH OTHER 1,2 4231 0 0
MERRILL LYNCH & CO INC COM 590188108 4470 42572 SH OTHER 1,2 42208 50 314
MICROSOFT CORP COM 594918104 6088 57308 SH OTHER 1,2 56956 30 322
MICROSOFT CORP COM 594918104 234 2205 SH OTHER 1,2 2205 0 0
MINNESOTA MNG & MFG CO COM 604059105 1206 13630 SH OTHER 1,2 13571 22 37
MORGAN J P & CO INC COM 616880100 1345 10213 SH OTHER 1,2 10163 19 31
NASDAQ 100 TR UNIT SER 1 631100104 219 2000 OTHER 1,2 2000 0 0
NATIONAL CITY CORP COM 635405103 221 9000 SH OTHER 1,2 9000 0 0
NORTHERN TR CORP COM 665859104 4638 68666 SH OTHER 1,2 68048 100 518
ORACLE CORP COM 68389X105 1917 24561 SH OTHER 1,2 24411 100 50
ORTEL CORP COM 68749W102 2649 14115 SH OTHER 1,2 14043 0 72
PEOPLES HERITAGE FINL GROUP COM 711147108 193 12892 SH OTHER 1,2 12892 0 0
PEPSICO INC COM 713448108 585 16790 SH OTHER 1,2 16790 0 0
PFIZER INC COM 717081103 282 7718 SH OTHER 1,2 7712 6 0
PHILIP MORRIS COS INC COM 718154107 673 31912 SH OTHER 1,2 31783 48 81
PROCTER & GAMBLE CO COM 742718109 1228 21737 SH OTHER 1,2 21639 0 98
RAMBUS INC DEL COM 750917106 1767 6000 SH OTHER 1,2 6000 0 0
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TITLE OF CUSIP VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER CLASS NUMBER (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
- ------------------------------ ---------- ----------- -------- -------- ---- ------ ---------- -------- ----------------------
ROYAL DUTCH PETE CO NY REG 780257804 225 3900 SH OTHER 1,2 3900 0 0
GLD 1.25
S & T BANCORP INC COM 783859101 205 12032 SH OTHER 1,2 12032 0 0
SBC COMMUNICATIONS INC COM 78387G103 739 17563 SH OTHER 1,2 17489 51 23
SBC COMMUNICATIONS INC COM 78387G103 783 18605 SH OTHER 1,2 18524 0 81
SBC COMMUNICATIONS INC COM 78387G103 215 5128 SH OTHER 1,2 4332 0 796
SAFEWAY INC COM NEW 786514208 2918 64493 SH OTHER 1,2 64029 35 429
SCHERING PLOUGH CORP COM 806605101 270 7276 SH OTHER 1,2 7276 0 0
SCHWAB CHARLES CORP NEW COM 808513105 2360 41550 SH OTHER 1,2 41550 0 0
STERLING SOFTWARE INC COM 859547101 203 6200 SH OTHER 1,2 6200 0 0
SUSQUEHANNA BANCSHARES INC PA COM 869099101 691 50100 SH OTHER 1,2 50100 0 0
TEXTRON INC COM 883203101 1080 17755 SH OTHER 1,2 17755 0 0
TYCO INTL LTD NEW COM 902124106 3106 61983 SH OTHER 1,2 61983 0 0
US BANCORP DEL COM 902973106 446 20412 SH OTHER 1,2 20412 0 0
USBANCORP INC PA COM 917292104 1123 99898 SH OTHER 1,2 99898 0 0
WAL MART STORES INC COM 931142103 2442 43238 SH OTHER 1,2 42687 0 551
WARNER LAMBERT CO COM 934488107 1585 16228 SH OTHER 1,2 16144 0 84
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GRAND TOTALS 161857 2953823 2928521 2026 23276
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