UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2000
Check here if Amendment [ ]; Amendment Number: _____
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Laurel Trust Company
Address: 551 Main Street
Johnstown, PA 15901
Form 13F File Number: 28-07668
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Mr. Kim Craig
Title: President and Chief Operating Officer
Phone: 814 536 2110
Signature, Place, and Date of Signing:
/s/ Kim Craig Johnstown, Pennsylvania November 13, 2000
--------------------- ----------------------- -----------------
Report Type:
[ X ] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
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Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 100
Form 13F Information Table Value Total: $181,986
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
No. Form 13F File Number Name
1 28-07666 BT Financial Corporation
2 28-5411 Laurel Investment Advisors, Inc.
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<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
TITLE OF CUSIP NUMBER VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER CLASS (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------------ ---------- ------------ -------- ------- --- ---- ---------- -------- -------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ABBOTT LABS COM 002824100 3690 77608 SH OTHER 77136 11 461
AGILENT TECHNOLOGIES INC COM 00846U101 577 11803 SH OTHER 11803 0 0
ALCATEL SPONSORED 013904305 221 3519 SH OTHER 3519 0 0
ADR
AMERICA ONLINE INC DEL COM 02364J104 494 9193 SH OTHER 9193 0 0
AMERICAN EXPRESS CO COM 025816109 347 5724 SH OTHER 5724 0 0
AMERICAN GENERAL CORP COM 026351106 284 3648 SH OTHER 3648 0 0
AMERICAN HOME PRODS CORP COM 026609107 361 6389 SH OTHER 6389 0 0
AMERICAN INTL GROUP INC COM 026874107 6133 64111 SH OTHER 63676 30 405
AMGEN INC COM 031162100 6055 86727 SH OTHER 86727 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 6079 90918 SH OTHER 90147 200 571
BP AMOCO PLC SPONSORED 055622104 391 7396 SH OTHER 7396 0 0
ADR
BT FINL CORP COM 055763106 3269 176730 SH OTHER 176730 0 0
BT FINL CORP COM 055763106 467 25279 SH DEFINED 25179 0 100
BANK OF AMERICA CORP COM 060505104 327 6245 SH OTHER 6245 0 0
BANKNORTH GROUP INC NEW COM 06646R107 230 12892 SH OTHER 12892 0 0
BEA SYSTEMS INC COM 073325102 1059 13602 SH OTHER 13602 0 0
BELLSOUTH CORP COM 079860102 263 6546 SH OTHER 6546 0 0
BOEING COMPANY COM 097023105 264 4200 SH OTHER 4200 0 0
CARDINAL HEALTH INC COM 14149Y108 555 6297 SH OTHER 6297 0 0
CATERPILLAR INC COM 149123101 568 16834 SH OTHER 16802 32 0
CENDANT CORP COM 151313103 516 47542 SH OTHER 47542 0 0
CISCO SYS INC COM 17275R102 8700 157484 SH OTHER 155924 400 1160
CISCO SYS INC COM 17275R102 295 5345 SH DEFINED 5345 0 0
CITIGROUP INC COM 172967101 6961 128774 SH OTHER 125392 88 3294
COCA COLA CO COM 191216100 318 5775 SH OTHER 5775 0 0
COMPUTER ASSOC INTL INC COM 204912109 367 14605 SH OTHER 14605 0 0
DELL COMPUTER CORP COM 247025109 1528 49602 SH OTHER 49432 100 70
DU PONT E I DE NEMOURS & CO COM 263534109 1157 27940 SH OTHER 27940 0 0
E M C CORP MASS COM 268648102 12113 122214 SH OTHER 121814 400 0
E M C CORP MASS COM 268648102 289 2920 SH DEFINED 2920 0 0
EASTMAN KODAK CO COM 277461109 736 18050 SH OTHER 12413 25 5612
EXXON MOBIL CORP COM 30231G102 3475 39000 SH OTHER 38962 38 0
<PAGE>
FEDERAL HOME LN MTG CORP COM 313400301 3122 57764 SH OTHER 57375 25 364
FEDERAL NATL MTG ASSN COM 313586109 411 5760 SH OTHER 5760 0 0
FIRST COMWLTH FINL CORP PA COM 319829107 224 23216 SH OTHER 22216 0 1000
GEMSTAR-TV GUIDE INTL INC COM 36866W106 874 10035 SH OTHER 10035 0 0
GENERAL ELEC CO COM 369604103 7027 121831 SH OTHER 121117 42 672
GENERAL ELEC CO COM 369604103 517 8975 SH DEFINED 5975 0 3000
GENERAL MTRS CORP COM 370442105 924 14216 SH OTHER 14190 26 0
GILLETTE CO COM 375766102 1152 37353 SH OTHER 36903 17 433
HEWLETT PACKARD CO COM 428236103 789 8141 SH OTHER 8141 0 0
HOME DEPOT INC COM 437076102 2065 38936 SH OTHER 38838 0 98
HONEYWELL INTL CORP COM 438516106 296 8325 SH OTHER 8325 0 0
HUNTINGTON BANCSHARES INC COM 446150104 4931 335933 SH OTHER 335933 0 0
INTEL CORP COM 458140100 5371 129255 SH OTHER 128440 0 815
INTEL CORP COM 458140100 241 5817 SH DEFINED 5817 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 6708 59630 SH OTHER 59308 22 300
INTERNATIONAL BUSINESS MACHS COM 459200101 283 2523 SH DEFINED 1523 0 1000
INTL PAPER CO COM 460146103 223 7781 SH OTHER 7767 14 0
ISHARES TR S & P 500 464287200 502 3500 SH OTHER 3500 0 0
INDEX
JOHNSON & JOHNSON COM 478160104 591 6295 SH OTHER 6295 0 0
JUNIPER NETWORKS INC COM 48203R104 996 4554 SH OTHER 4554 0 0
LILLY ELI & CO COM 532457108 701 8653 SH OTHER 8653 0 0
LINEAR TECHNOLOGY CORP COM 535678106 1281 19787 SH OTHER 19787 0 0
MBNA CORPORATION COM 55262L100 5120 133002 SH OTHER 132041 63 898
MAXIM INTEGRATED PRODS INC COM 57772K101 1457 18122 SH OTHER 18122 0 0
MCDONALDS CORP COM 580135101 267 8880 SH OTHER 8880 0 0
MEDTRONIC INC COM 585055106 5270 101734 SH OTHER 99482 48 2204
MELLON FINL CORP COM 58551A108 326 7045 SH OTHER 7045 0 0
MERCK & CO INC COM 589331107 4646 62434 SH OTHER 62100 20 314
MERCK & CO INC COM 589331107 319 4293 SH DEFINED 4293 0 0
MERRILL LYNCH & CO INC COM 590188108 6007 91025 SH OTHER 90297 100 628
MICROSOFT CORP COM 594918104 2732 45303 SH OTHER 44951 30 322
MICRON TECHNOLOGY INC COM 595112103 367 7993 SH OTHER 7993 0 0
MINNESOTA MNG & MFG CO COM 604059105 1196 13132 SH OTHER 13110 22 0
MORGAN J P & CO INC COM 616880100 1787 10945 SH OTHER 10926 19 0
MYLAN LABS INC COM 628530107 233 8668 SH OTHER 8668 0 0
<PAGE>
NORTEL NETWORKS CORP NEW COM 656568102 560 9416 SH OTHER 9416 0 0
NORTHERN TRUST CORP COM 665859104 6560 73828 SH OTHER 73210 100 518
ORACLE CORP COM 68389X105 3115 39563 SH OTHER 39413 100 50
PNC FINL SVCS GROUP INC COM 693475105 248 3830 SH OTHER 3830 0 0
PEPSICO INC COM 713448108 772 16790 SH OTHER 16790 0 0
PFIZER INC COM 717081103 2998 66734 SH OTHER 66497 6 231
PHARMACIA CORP COM 71713U102 234 3890 SH OTHER 3890 0 0
PROCTER & GAMBLE CO COM 742718109 489 7310 SH OTHER 7310 0 0
QUALCOMM INC COM 747525103 273 3834 SH OTHER 3834 0 0
RAMBUS INC DEL COM 750917106 1578 20000 SH OTHER 20000 0 0
ROYAL DUTCH PETE CO NY REG 780257804 209 3500 SH OTHER 3500 0 0
GLD 1.25
S & T BANCORP INC COM 783859101 228 12032 SH OTHER 12032 0 0
SBC COMMUNICATIONS INC COM 78387G103 1806 36156 SH OTHER 36105 51 0
SBC COMMUNICATIONS INC COM 78387G103 255 5105 SH DEFINED 4309 0 796
SAFEWAY INC COM 786514208 3443 73761 SH OTHER 73297 35 429
SCHERING PLOUGH CORP COM 806605101 420 9033 SH OTHER 9033 0 0
SCHWAB CHARLES CORP NEW COM 808513105 2800 78890 SH OTHER 78890 0 0
SUN MICROSYSTEMS INC COM 866810104 741 6350 SH OTHER 6350 0 0
SUSQUEHANNA BANCSHARES INC PA COM 869099101 764 50100 SH OTHER 50100 0 0
TELLABS INC COM 879664100 493 10326 SH OTHER 10326 0 0
TEXTRON INC COM 883203101 818 17755 SH OTHER 17755 0 0
THREE RIVERS BANCORP INC COM 88562Q107 415 51905 SH OTHER 51905 0 0
TIME WARNER INC COM 887315109 210 2685 SH OTHER 2685 0 0
TYCO INTL LTD NEW COM 902124106 3655 70482 SH OTHER 70482 0 0
TYCO INTL LTD NEW COM 902124106 206 3986 SH DEFINED 3986 0 0
US BANCORP DEL COM 902973106 425 18722 SH OTHER 18722 0 0
USBANCORP INC PA COM 917292104 400 102724 SH OTHER 102724 0 0
VERIZON COMMUNICATIONS COM 92343V104 1487 30706 SH OTHER 30706 0 0
VERITAS SOFTWARE CO COM 923436109 383 2700 SH OTHER 2700 0 0
VIACOM INC CLB 925524308 5796 99089 SH OTHER 98315 45 729
VIACOM INC CLB 925524308 224 3844 SH DEFINED 3628 0 216
WAL MART STORES INC COM 931142103 2618 54409 SH OTHER 53858 0 551
WORLDCOM INC GA NEW COM 98157D106 318 10477 SH OTHER 10477 0 0
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GRAND TOTALS 181986 3685700 3656350 2109 27241
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