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Previous: FLORIDA BANKS INC, 10-Q, 2000-11-14 |
Next: IMMERSION CORP, 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-START> Jan-01-2000
<PERIOD-END> Sep-30-2000
<CASH> 10,333,594
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 15,247
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 33,025,449
<INVESTMENTS-CARRYING> 33,635,889
<INVESTMENTS-MARKET> 3,036,392
<LOANS> 260,902,056
<ALLOWANCE> 3,361,881
<TOTAL-ASSETS> 331,379,462
<DEPOSITS> 267,929,848
<SHORT-TERM> 22,926,063
<LIABILITIES-OTHER> 2,548,924
<LONG-TERM> 5,000,000
0
0
<COMMON> 59,298
<OTHER-SE> 37,915,329
<TOTAL-LIABILITIES-AND-EQUITY> 37,974,627
<INTEREST-LOAN> 13,804,320
<INTEREST-INVEST> 1,961,162
<INTEREST-OTHER> 901,492
<INTEREST-TOTAL> 16,666,974
<INTEREST-DEPOSIT> 8,597,015
<INTEREST-EXPENSE> 9,515,278
<INTEREST-INCOME-NET> 7,151,696
<LOAN-LOSSES> 1,586,302
<SECURITIES-GAINS> (4,203)
<EXPENSE-OTHER> 7,992,250
<INCOME-PRETAX> (1,822,547)
<INCOME-PRE-EXTRAORDINARY> (1,822,547)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (1,136,723)
<EPS-BASIC> (0.20)
<EPS-DILUTED> (0.20)
<YIELD-ACTUAL> 0
<LOANS-NON> 2,654,839
<LOANS-PAST> 3,840,618
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,858,040
<CHARGE-OFFS> 154,287
<RECOVERIES> 71,180
<ALLOWANCE-CLOSE> 3,361,881
<ALLOWANCE-DOMESTIC> 3,361,881
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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