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Previous: CNB HOLDINGS INC /GA/, 10QSB, 2000-08-11 |
Next: AMERICA FIRST TAX EXEMPT INVESTORS LP, 10-Q, 2000-08-11 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C> <C>
<PERIOD-TYPE> 6-MOS 3-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> JAN-01-2000 JAN-01-2000
<PERIOD-END> JUN-30-2000 MAR-31-2000
<CASH> 1,312,132 0
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 549,959 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 9,276,160 0
<INVESTMENTS-CARRYING> 488,000 0
<INVESTMENTS-MARKET> 488,000 0
<LOANS> 34,103,459 0
<ALLOWANCE> 491,000 0
<TOTAL-ASSETS> 47,292,339 0
<DEPOSITS> 35,914,965 0
<SHORT-TERM> 212,500 0
<LIABILITIES-OTHER> 408,816 0
<LONG-TERM> 2,000,000 0
0 0
0 0
<COMMON> 1,235,000 0
<OTHER-SE> 7,521,058 0
<TOTAL-LIABILITIES-AND-EQUITY> 47,292,339 0
<INTEREST-LOAN> 1,687,610 902,145
<INTEREST-INVEST> 249,433 130,943
<INTEREST-OTHER> 71,165 47,381
<INTEREST-TOTAL> 2,008,208 1,080,469
<INTEREST-DEPOSIT> 777,473 436,207
<INTEREST-EXPENSE> 841,855 31,470
<INTEREST-INCOME-NET> 1,166,353 612,792
<LOAN-LOSSES> 86,000 37,000
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 1,228,400 701,304
<INCOME-PRETAX> (33,325) (38,468)
<INCOME-PRE-EXTRAORDINARY> 0 0
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> (33,325) (38,468)
<EPS-BASIC> (0.03) (0.06)
<EPS-DILUTED> (0.03) (0.06)
<YIELD-ACTUAL> 9.71 9.88
<LOANS-NON> 0 0
<LOANS-PAST> 151,000 151,000
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 405,000 441,000
<CHARGE-OFFS> 0 0
<RECOVERIES> 0 0
<ALLOWANCE-CLOSE> 488,000 488,000
<ALLOWANCE-DOMESTIC> 488,000 488,000
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>
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