<PAGE>
===============================================================================
+------------------+
UNITED STATES | OMB APPROVAL |
SECURITIES AND EXCHANGE COMMISSION +------------------+
Washington, D.C. 20549 | OMB Number: |
Commission File Number 000-23991 | 3235-0058 |
FORM 12b-25 | Expires: |
| January 31, 2002 |
NOTIFICATION OF LATE FILING | Estimated |
| average burden |
(Check One): [X] Form 10-K [ ] Form 20-F [ ] Form 11-K | hours per |
[ ] Form 10-Q [ ] Form N-SAR | response..2.50 |
+------------------+
December 31, 1999
For Period Ended: ________________________ +------------------+
| SEC FILE NUMBER |
[ ] Transition Report on Form 10-K | |
[ ] Transition Report on Form 20-F | |
[ ] Transition Report on Form 11-K +------------------+
[ ] Transition Report on Form 10-Q +------------------+
[ ] Transition Report on Form N-SAR | CUSIP NUMBER |
| |
Not Applicable | |
For the Transition Period Ended: ________________________ +------------------+
+------------------------------------------------------------------------------+
| Read Instruction (on back page) Before Preparing Form. Please Print or Type |
| Nothing in this form shall be construed to imply that the Commission has |
| verified any information contained herein. |
+------------------------------------------------------------------------------+
If the notification relates to a portion of the filing checked above, identify
the Item(s) to which the notification relates:
Not Applicable
- --------------------------------------------------------------------------------
PART I - REGISTRANT INFORMATION
CNB Holdings, Inc.
- --------------------------------------------------------------------------------
Full Name of Registrant
Not Applicable
- --------------------------------------------------------------------------------
Former Name if Applicable
7855 North Point Parkway, Suite 200
- --------------------------------------------------------------------------------
Address of Principal Executive Office (Street and Number)
Alpharetta, Georgia 30022-4849
- --------------------------------------------------------------------------------
City, State and Zip Code
PART II
RULE 12b-25 (b) and (c)
If the subject report could not be filed without unreasonable effort or
expense and the registrant seeks relief pursuant to Rule 12b-25(b), the
following should be completed. (Check box if appropriate.)
(a) The reasons described in reasonable detail in Part III of this form
could not be eliminated without unreasonable effort or expense;
(b) The subject annual report, semi-annual report, transition report on
Form 10-K, 10-KSB, 20-F, 11-K or Form N-SAR, or portion thereof will
be filed on or before the 15th calendar day following the prescribed
[X] due date; or the subject quarterly report or transition report on Form
10-Q, 10-QSB or portion thereof will be filed on or before the fifth
calendar day following the prescribed due date; and
(c) The accountant's statement or other exhibit required by Rule 12b-25(c)
has been attached if applicable.
PART III
NARRATIVE
State below in reasonable detail the reasons why Form 10-K, 10-KSB, 11-K, 20-
F, 10-Q, 10-QSB, N-SAR or the transition report portion thereof could not be
filed within the prescribed time period:
The Registrant experienced delays in gathering the information required to
complete the preparation of its financial statements as well as other portions
of its annual report on Form 10-KSB due to a recent relocation of its corporate
headquarters to a larger facility as well as personnel changes during the course
of such relocation. The Company expects to file its 1999 Form 10-KSB no later
than April 14, 2000, the 15th day following the prescribed due date.
PART IV
OTHER INFORMATION
(1) Name and telephone number of person to contact in regard to this
notification
Cal Smith (404) 885-3352
--------------------------------------- --------- ---------------
(Name) (Area code) (Telephone Number)
(2) Have all other periodic reports required under Section 13 or 15(d) of the
Securities Exchange Act of 1934 or Section 30 of the Investment Company Act
of 1940 during the preceding 12 months or for such shorter period that the
registrant was required to file such report(s) been filed? If the answer
is no, identify report(s).
[X] Yes [ ] No
(3) Is it anticipated that any significant change in results of operations from
the corresponding period for the last fiscal year will be reflected by the
earnings statements to be included in the subject report or portion
thereof?
[ ] Yes [X] No
If so, attach an explanation of the anticipated change, both narratively and
quantitatively, and, if appropriate, state the reasons why a reasonable estimate
of the results cannot be made.
CNB Holdings, Inc.
- --------------------------------------------------------------------------------
(Name of registrant as specified in charter)
Has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized:
Date: March 30, 2000 By: /s/ H.N. Padget, Jr.
--------------------
Name: H.N. Padget, Jr.
Title: President and Chief Executive
Officer