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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 11,637
<INT-BEARING-DEPOSITS> 177
<FED-FUNDS-SOLD> 22,000
<TRADING-ASSETS> 0
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<INVESTMENTS-MARKET> 0
<LOANS> 850,809
<ALLOWANCE> 12,502
<TOTAL-ASSETS> 1,213,035
<DEPOSITS> 852,138
<SHORT-TERM> 206,158
<LIABILITIES-OTHER> 12,749
<LONG-TERM> 87,917
0
0
<COMMON> 1,256
<OTHER-SE> 52,817
<TOTAL-LIABILITIES-AND-EQUITY> 1,213,035
<INTEREST-LOAN> 61,830
<INTEREST-INVEST> 9,979
<INTEREST-OTHER> 406
<INTEREST-TOTAL> 72,215
<INTEREST-DEPOSIT> 34,176
<INTEREST-EXPENSE> 48,058
<INTEREST-INCOME-NET> 24,157
<LOAN-LOSSES> 3,763
<SECURITIES-GAINS> (447)
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<INCOME-PRETAX> 8,238
<INCOME-PRE-EXTRAORDINARY> 8,238
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<CHANGES> 0
<NET-INCOME> 7,734
<EPS-BASIC> 6.16
<EPS-DILUTED> 6.16
<YIELD-ACTUAL> 9.33
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<LOANS-PAST> 0
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<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 11,114
<CHARGE-OFFS> 3,811
<RECOVERIES> 1,436
<ALLOWANCE-CLOSE> 12,502
<ALLOWANCE-DOMESTIC> 12,502
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 12,502
</TABLE>
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