NEW SOUTH BANCSHARES INC
10-Q, EX-27, 2000-08-08
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                           8,497
<INT-BEARING-DEPOSITS>                           5,456
<FED-FUNDS-SOLD>                                     0
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<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        835,710
<ALLOWANCE>                                     12,250
<TOTAL-ASSETS>                               1,141,397
<DEPOSITS>                                     791,843
<SHORT-TERM>                                   164,033
<LIABILITIES-OTHER>                             11,377
<LONG-TERM>                                    122,996
                                0
                                          0
<COMMON>                                         1,256
<OTHER-SE>                                      50,162
<TOTAL-LIABILITIES-AND-EQUITY>               1,141,397
<INTEREST-LOAN>                                 39,703
<INTEREST-INVEST>                                6,551
<INTEREST-OTHER>                                   257
<INTEREST-TOTAL>                                46,511
<INTEREST-DEPOSIT>                              21,665
<INTEREST-EXPENSE>                              30,283
<INTEREST-INCOME-NET>                           16,228
<LOAN-LOSSES>                                    2,410
<SECURITIES-GAINS>                                  71
<EXPENSE-OTHER>                                 28,204
<INCOME-PRETAX>                                  5,031
<INCOME-PRE-EXTRAORDINARY>                       5,031
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,717
<EPS-BASIC>                                       3.76
<EPS-DILUTED>                                     3.76
<YIELD-ACTUAL>                                    9.35
<LOANS-NON>                                      7,192
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                 2,883
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<CHARGE-OFFS>                                    2,170
<RECOVERIES>                                       896
<ALLOWANCE-CLOSE>                               12,250
<ALLOWANCE-DOMESTIC>                            12,250
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         12,250


</TABLE>


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