CNBT BANCSHARES INC
10-Q, EX-27, 2000-08-10
NATIONAL COMMERCIAL BANKS
Previous: CNBT BANCSHARES INC, 10-Q, 2000-08-10
Next: BETA OIL & GAS INC, PRER14A, 2000-08-10



<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF CNBT BANCSHARES, INC. AT JUNE 30, 2000, AND FOR THE SIX
MONTHS THEN ENDED AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          14,867
<INT-BEARING-DEPOSITS>                             163
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    122,264
<INVESTMENTS-CARRYING>                         111,629
<INVESTMENTS-MARKET>                           106,593
<LOANS>                                        160,376
<ALLOWANCE>                                      1,448
<TOTAL-ASSETS>                                 423,820
<DEPOSITS>                                     346,860
<SHORT-TERM>                                    34,100
<LIABILITIES-OTHER>                              2,363
<LONG-TERM>                                      8,000
                                0
                                          0
<COMMON>                                         5,100
<OTHER-SE>                                      27,397
<TOTAL-LIABILITIES-AND-EQUITY>                 423,820
<INTEREST-LOAN>                                  7,317
<INTEREST-INVEST>                                7,516
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                14,833
<INTEREST-DEPOSIT>                               6,247
<INTEREST-EXPENSE>                               7,373
<INTEREST-INCOME-NET>                            7,460
<LOAN-LOSSES>                                      345
<SECURITIES-GAINS>                                (18)
<EXPENSE-OTHER>                                  5,437
<INCOME-PRETAX>                                  3,146
<INCOME-PRE-EXTRAORDINARY>                       3,146
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,555
<EPS-BASIC>                                       0.52
<EPS-DILUTED>                                     0.52
<YIELD-ACTUAL>                                    7.54
<LOANS-NON>                                          2
<LOANS-PAST>                                       240
<LOANS-TROUBLED>                                   131
<LOANS-PROBLEM>                                    575
<ALLOWANCE-OPEN>                                 1,327
<CHARGE-OFFS>                                      294
<RECOVERIES>                                        70
<ALLOWANCE-CLOSE>                                1,448
<ALLOWANCE-DOMESTIC>                             1,448
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission