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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF CNBT BANCSHARES, INC. AT SEPTEMBER 30, 2000, AND FOR THE
NINE MONTHS THEN ENDED AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 15,807
<INT-BEARING-DEPOSITS> 257
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 121,968
<INVESTMENTS-CARRYING> 107,921
<INVESTMENTS-MARKET> 104,251
<LOANS> 171,983
<ALLOWANCE> 1,582
<TOTAL-ASSETS> 431,710
<DEPOSITS> 357,697
<SHORT-TERM> 29,300
<LIABILITIES-OTHER> 3,152
<LONG-TERM> 8,000
0
0
<COMMON> 5,100
<OTHER-SE> 30,449
<TOTAL-LIABILITIES-AND-EQUITY> 431,710
<INTEREST-LOAN> 11,492
<INTEREST-INVEST> 11,230
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 22,722
<INTEREST-DEPOSIT> 9,765
<INTEREST-EXPENSE> 11,472
<INTEREST-INCOME-NET> 11,250
<LOAN-LOSSES> 570
<SECURITIES-GAINS> (18)
<EXPENSE-OTHER> 8,203
<INCOME-PRETAX> 4,832
<INCOME-PRE-EXTRAORDINARY> 4,832
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,836
<EPS-BASIC> 0.78
<EPS-DILUTED> 0.77
<YIELD-ACTUAL> 7.64
<LOANS-NON> 0
<LOANS-PAST> 343
<LOANS-TROUBLED> 130
<LOANS-PROBLEM> 569
<ALLOWANCE-OPEN> 1,327
<CHARGE-OFFS> 421
<RECOVERIES> 106
<ALLOWANCE-CLOSE> 1,582
<ALLOWANCE-DOMESTIC> 1,582
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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