MONEY STORE HOME EQUITY LOAN TRUST 1998-A
8-K, 2000-11-13
MORTGAGE BANKERS & LOAN CORRESPONDENTS
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<PAGE>   1

                       SECURITIES AND EXCHANGE COMMISSION

                              Washington, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT



                     PURSUANT TO SECTION 13 OR 15 (d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


         Date of Report (date of earliest event report OCTOBER 16, 2000

              First Union National Bank (as Representative under a
          Pooling and Servicing Agreement dated as of February 28, 1998
                           providing for the issuance
                  of The Money Store Trust, Series 1998-A) and
                   each of the Originators listed on Schedule
                               A attached hereto.
--------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)


             *                         033-32775                        *
--------------------------------------------------------------------------------
State or other jurisdiction          (Commission                 (IRS Employer
     of incorporation)               File Number)                  ID Number)


         c/o First Union National Bank, 401 South Tryon Street - NC1179
                               Charlotte, NC 28288
--------------------------------------------------------------------------------
                    (Address of principal executive officer)

       Registrant's Telephone Number, including area code: (704) 383-9568

--------------------------------------------------------------------------------
          (Former name or former address, if changed since last report)


*        See Schedule A

<PAGE>   2

Item 5            Other Events

                  Attached herein as Exhibit 20.1 hereto is a copy of the
                  Monthly Statement sent to Class A Certificate holders with
                  respect to the OCTOBER 16, 2000 Remittance Date.

Item 7            Financial Statements and Exhibits



Item 601 (a) of Regulation
S-K Exhibit Number
------------------

20.1 Monthly statement to Class A Certificate holders with respect to the
OCTOBER 16, 2000 Remittance Date.


<PAGE>   3

                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


FIRST UNION NATIONAL BANK



By: \s\ Robert Ashbaugh
    -------------------
Name: Robert Ashbaugh
Title: Vice President                                    Dated: OCTOBER 31, 2000


<PAGE>   4

                                  Exhibit Index


20.1 Monthly statement sent to Class A Certificate holders with respect to the
OCTOBER 16, 2000 Remittance Date.


<PAGE>   5

                                   Schedule A


                                             State of          IRS Employer
Registrant                                   Incorporation     ID Number
----------                                   -------------     ------------
TMS Mortgage Inc.                            New Jersey        22-3217781
The Money Store/D.C. Inc.                    D.C.              22-2133027
The Money Store/Kentucky Inc.                Kentucky          22-2459832
The Money Store Home Equity Corp.            Kentucky          22-2522232
The Money Store/Minnesota Inc.               Minnesota         22-3003495



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