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Previous: FRONTIER NATIONAL CORP, 10-Q, EX-11, 2000-11-14 |
Next: INTEGRATED INFORMATION SYSTEMS INC, 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 7,728,075
<INT-BEARING-DEPOSITS> 355,477
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 43,298,035
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 159,064,451
<ALLOWANCE> 1,979,293
<TOTAL-ASSETS> 227,504,180
<DEPOSITS> 177,456,422
<SHORT-TERM> 1,547,406
<LIABILITIES-OTHER> 1,529,833
<LONG-TERM> 25,442,000
0
0
<COMMON> 3,498
<OTHER-SE> 21,525,021
<TOTAL-LIABILITIES-AND-EQUITY> 227,504,180
<INTEREST-LOAN> 11,071,919
<INTEREST-INVEST> 2,228,462
<INTEREST-OTHER> 131,418
<INTEREST-TOTAL> 13,431,799
<INTEREST-DEPOSIT> 5,148,776
<INTEREST-EXPENSE> 1,182,636
<INTEREST-INCOME-NET> 7,100,387
<LOAN-LOSSES> 470,616
<SECURITIES-GAINS> (1,142)
<EXPENSE-OTHER> 6,850,217
<INCOME-PRETAX> 2,453,077
<INCOME-PRE-EXTRAORDINARY> 1,869,720
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,869,720
<EPS-BASIC> .55
<EPS-DILUTED> .54
<YIELD-ACTUAL> 4.67
<LOANS-NON> 1,214,149
<LOANS-PAST> 274,553
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,849,356
<CHARGE-OFFS> 610,017
<RECOVERIES> 269,338
<ALLOWANCE-CLOSE> 1,979,293
<ALLOWANCE-DOMESTIC> 1,979,293
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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