U. S. SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934,
Section 17(a) of the Public Utility Holding Company Act of 1935 or
Section 30(f) of the Investment Company Act of 1940
[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5
obligatons may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
(Last) Kristul (First) Joseph (Middle)
(Street) 401 Taraval Stree.
(City) San Francisco (State) CA (Zip) 94116
2. Issuer Name and Ticker or Trading Symbol TFN
3. IRS or Social Security Number of Reporting Person (Voluntary)
4. Statement for Month/Year March 1998
5. If Amendment, Date of Original (Month/Year)
6. Relationship of Reporting Person to Issuer
(Check all applicable)
( X ) Director ( X ) 10% Owner
( X ) Officer (give title below) ( ) Other (specify below)
Chief Executive Officer
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<TABLE>
<CAPTION>
Table I -- Non-Derivative Securities Beneficially Owned
1. Title of Security 2. Trans- 3. Trans- 4. Securities Acquired(A) 5. Amount of 6. Owner- 7. Nature
(Instr. 3) action action or Disposed of (D) Securities ship of In-
Date Code (Instr. 3, 4 and 5) Beneficially Form: direct
(Instr. 8) Owned at Direct Bene-
(Month/ End of (D) ficial
Day/ Month Indirect Owner-
Year) Code V Amount (A) or Price (Instr. 3 and 4) (I) ship
(D) (Instr 4.) (Instr.
4.)
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<S> <C> <C> <C> <C> <C> <C> <C>
Common Stock 2/5/99 D 8,100 D $6.125
Common Stock 3/3/99 D 2,000 D $5.000
Common Stock 3/25/99 D 2,000 D $5.125
2,352,060 D
</TABLE>
* If the Form is filed by more than one Reporting Person, see
Instruction 5(b)(v)
Reminder: Report on a separate line for each class of securities beneficially
owned directly or indirectly.
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FORM 4 (continued)
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<CAPTION>
Table II -- Derivative Securities Beneficially
Owned (e.g., puts, calls, warrants, options, convertible
securities)
1.Title of 2.Conver- 3.Trans- 4.Transac- 5.Number of 6.Date Exer- 7. Title and Amount 8.Price 9.Number 10.Owner- 11.Na-
Derivative sion or action tion Code Derivative cisable and Ex- of Underlying of of Deriv- ship ture
Security Exercise Date (Instr. 8) Securities piration Date Securities Deriv- ative Form of In-
(Instr 3.) Price of Acquired (A) (Instr. 3 and 4) ative Secur- of De- direct
Deriv- (Month/ or Disposed (Month/Day/ Secur- ities rivative Bene-
ative Day/ of (D) Year) ity Bene- Secu- ficial
Year) (Instr. 3, ficially rity: Owner-
4, and 5) (Instr. Owned Direct ship
5) at End (D) or (Instr.
of Indi- 4)
Month rect (I)
Date Expira- Amount or (Instr. 4) (Instr. 4)
Exer- tion Title Number of
Code V (A) (D) cisable Date Shares
<S> <C>
</TABLE>
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Explanation of Responses:
/s/ Joseph Kristul May 10, 1999
**Signature of Reporting {Person) Date
** Intentional misstatements or omissions of facts constitute Federal
Criminal Violations.
See 18 U.S.C. 1001 and 15 U.S.C. 78(ff)(a)
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Note: File three copies of this Form, one of which must be manually signed.
If space provided is insufficient. See Instruction 6 for procedure.
Alternatively, this form is permitted to be submitted to the Commission
in electronic format at the option of the reporting person pursuant to Rule
101(b) (4) of Regulation S-T.
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