BANC ONE AUTO GRANTOR TRUST 1997-B
8-K, 2000-06-20
ASSET-BACKED SECURITIES
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT


                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934


  Date of Report (Date of earliest event reported):              June 20, 2000
                                                                 -------------


                       BANC ONE AUTO GRANTOR TRUST 1997-B
--------------------------------------------------------------------------------
                    (Issuer with respect to the Certificates)


                              BANK ONE, TEXAS, N.A.
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             (Exact name of registrant as specified in its charter)


                                  United States
                                  -------------
         (State or other jurisdiction of incorporation or organization)


         333-38681                                     75-2270994
         ---------                                     ----------
   (Commission File Number)              (IRS Employer Identification Number)



1717  Main Street, Dallas, Texas                                         75201
--------------------------------------------------------------------------------
(Address of principal executive offices)                             (Zip Code)


                  (214) 290-7437
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Registrant's telephone number, including area code



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Item 5. Other Events

            On June 20, 2000, the Banc One Auto Grantor Trust 1997-B (the
            "Trust") made a regular monthly distribution of principal and/or
            interest to holders of the Trust's Class A 6.29% Asset Backed
            Certificates and Class B 6.46% Asset Backed Certificates. Exhibit
            99.1 of this Form 8-K, the Monthly Statement and certain additional
            information, was distributed to the Certificateholders of record.

            This report on Form 8-K is being filed in accordance with a
            no-action letter dated August 16, 1995 issued by the staff of the
            Division of Corporate Finance of the Securities and Exchange
            Commission to Bank One, Texas, N.A., as originator and servicer of
            Banc One Auto Trust 1995-A. Consistent with such no-action letter,
            the Trust is hereby filing the Monthly Statement and certain
            additional information reflecting the Trust's activities for the
            Interest Period from May 22, 2000 through June 19, 2000 and for the
            Collection Period from May 1, 2000 through May 31, 2000.

Item 7. Exhibits

            See page 4 for Exhibit Index.


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                                    SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                              BANC ONE AUTO GRANTOR TRUST 1997-B

                              By:   Bank One, Texas, N.A., as Servicer
                                      on behalf of the Trust


                              By:    /s/  Tracie H. Klein
                                     ----------------------
                              Name:  Tracie H. Klein
                              Title: Vice President

Date:  June 20, 2000
     -----------------

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EXHIBIT INDEX

Exhibit     Description                                                  Page
-------     -----------                                                  ----

99.1        Monthly Statement and Additional Information.................5-13





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