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<TABLE> <S> <C>
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<S> <C>
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<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
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<TRADING-ASSETS> 0
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<INVESTMENTS-MARKET> 478
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<ALLOWANCE> 1,218
<TOTAL-ASSETS> 233,248
<DEPOSITS> 163,054
<SHORT-TERM> 13,128
<LIABILITIES-OTHER> 1,245
<LONG-TERM> 34,577
0
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<COMMON> 147
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<INTEREST-DEPOSIT> 3,947
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<SECURITIES-GAINS> (61)
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<ALLOWANCE-CLOSE> 1,218
<ALLOWANCE-DOMESTIC> 1,218
<ALLOWANCE-FOREIGN> 0
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</TABLE>
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