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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF MURFREESBORO BANCORP FOR THE QUARTER ENDED JUNE 30, 2000
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,107
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 1,850
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 16,413
<INVESTMENTS-CARRYING> 8,852
<INVESTMENTS-MARKET> 8,591
<LOANS> 72,268
<ALLOWANCE> 903
<TOTAL-ASSETS> 108,517
<DEPOSITS> 91,388
<SHORT-TERM> 4,460
<LIABILITIES-OTHER> 882
<LONG-TERM> 3,000
0
0
<COMMON> 9,068
<OTHER-SE> (281)
<TOTAL-LIABILITIES-AND-EQUITY> 108,517
<INTEREST-LOAN> 3,072
<INTEREST-INVEST> 757
<INTEREST-OTHER> 50
<INTEREST-TOTAL> 3,879
<INTEREST-DEPOSIT> 2,104
<INTEREST-EXPENSE> 2,354
<INTEREST-INCOME-NET> 1,525
<LOAN-LOSSES> 93
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,556
<INCOME-PRETAX> 88
<INCOME-PRE-EXTRAORDINARY> 88
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 88
<EPS-BASIC> 0.10
<EPS-DILUTED> 0.09
<YIELD-ACTUAL> 8.14
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 817
<CHARGE-OFFS> 8
<RECOVERIES> 1
<ALLOWANCE-CLOSE> 903
<ALLOWANCE-DOMESTIC> 903
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 903
</TABLE>
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