<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 10,572
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 9,800
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 46,268
<INVESTMENTS-CARRYING> 35,798
<INVESTMENTS-MARKET> 35,569
<LOANS> 149,079
<ALLOWANCE> 2,030
<TOTAL-ASSETS> 257,916
<DEPOSITS> 214,555
<SHORT-TERM> 5,195
<LIABILITIES-OTHER> 523
<LONG-TERM> 6,442
0
0
<COMMON> 8,847
<OTHER-SE> 22,354
<TOTAL-LIABILITIES-AND-EQUITY> 257,916
<INTEREST-LOAN> 10,508
<INTEREST-INVEST> 3,317
<INTEREST-OTHER> 444
<INTEREST-TOTAL> 14,269
<INTEREST-DEPOSIT> 6,375
<INTEREST-EXPENSE> 6,845
<INTEREST-INCOME-NET> 7,424
<LOAN-LOSSES> 180
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,200
<INCOME-PRETAX> 3,521
<INCOME-PRE-EXTRAORDINARY> 3,521
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,635
<EPS-BASIC> 3.74
<EPS-DILUTED> 3.74
<YIELD-ACTUAL> 4.23
<LOANS-NON> 100
<LOANS-PAST> 358
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,888
<CHARGE-OFFS> 202
<RECOVERIES> 164
<ALLOWANCE-CLOSE> 2,030
<ALLOWANCE-DOMESTIC> 2,030
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>