CARDINAL FINANCIAL CORP
8-A12G, 1998-07-01
NATIONAL COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                   -----------

                                    FORM 8-A


                FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
                    PURSUANT TO SECTION 12(b) OR 12(g) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


                         CARDINAL FINANCIAL CORPORATION
             (Exact Name of Registrant as Specified in Its Charter)


                Virginia                                 54-1874630
(State of Incorporation or Organization)    (I.R.S. Employer Identification No.)

           10641 Lee Highway
           Fairfax, Virginia                               22030
(Address of Principal Executive Offices)                 (Zip Code)

If   this   form   relates   to   the      If   this   form   relates   to   the
registration of a class of securities      registration of a class of securities
pursuant  to  Section  12(b)  of  the      pursuant  to  Section  12(g)  of  the
Exchange   Act   and   is   effective      Exchange   Act   and   is   effective
pursuant   to   General   Instruction      pursuant   to   General   Instruction
A.(c),  please  check  the  following      A.(d),  please  check  the  following
box. [ ]                                   box. [X]                           


Securities Act registration statement file number to which this form relates:

                                                     333-52279   (If applicable)
                                                  ---------------

Securities to be registered pursuant to Section 12(b) of the Act:

           Title of Each Class                Name of Each Exchange on Which
           to be so Registered                Each Class is to be Registered
           -------------------                ------------------------------

                   none                                    none


Securities to be registered pursuant to Section 12(g) of the Act:

                     Common Stock, par value $1.00 per share
                                (Title of Class)



<PAGE>

                 INFORMATION REQUIRED IN REGISTRATION STATEMENT

Item 1.      Description of Registrant's Securities to be Registered.

         This  registration  statement  on Form 8-A relates to the  registration
under  Section  12(g) of the  Securities  Exchange Act of 1934,  as amended,  of
shares of the common stock, par value $1.00 per share (the "Common  Stock"),  of
Cardinal Financial Corporation,  a Virginia corporation (the "Registrant").  The
description  of the Common Stock to be  registered  hereunder is set forth under
the caption  "Description  of Capital Stock" in the Prospectus that is a part of
the Registration  Statement on Form SB-2  (Registration  No. 333-52279) filed by
the Registrant with the Securities and Exchange Commission on May 8, 1998, under
the Securities Act of 1933, as amended (the "Act"). The final Prospectus will be
filed pursuant to Rule 424(b) under the Act and shall be deemed  incorporated by
reference into this registration statement on Form 8-A.

Item 2.      Exhibits


             4.1     Articles of  Incorporation  of the Registrant,  included as
                     Exhibit 3.1 to the Registrant's  Registration  Statement on
                     Form SB-2,  Registration  No.  333-52279,  and incorporated
                     herein by reference.

             4.2     Bylaws of the  Registrant,  included  as Exhibit 3.2 to the
                     Registrant's   Registration   Statement   on   Form   SB-2,
                     Registration  No.  333-52279,  and  incorporated  herein by
                     reference.






                                      -2-
<PAGE>

                                   SIGNATURES

         Pursuant to the  requirements of Section 12 of the Securities  Exchange
Act of 1934, as amended,  the Registrant has caused this Registration  Statement
to be signed on its behalf by the undersigned, thereunto duly authorized.


                                       CARDINAL FINANCIAL CORPORATION



Dated:  June 16, 1998                  By: /s/ L. Burwell Gunn, Jr.
                                           -------------------------------------
                                           L. Burwell Gunn, Jr.
                                           President and Chief Executive Officer





                                      -3-
<PAGE>

                                INDEX TO EXHIBITS


Exhibit No.                           Description

   4.1          Articles of Incorporation of the Registrant, included as Exhibit
                3.1 to the  Registrant's  Registration  Statement  on Form SB-2,
                Registration  No.   333-52279,   and   incorporated   herein  by
                reference.

   4.2          Bylaws  of  the  Registrant,  included  as  Exhibit  3.2  to the
                Registrant's  Registration Statement on Form SB-2,  Registration
                No. 333-52279, and incorporated herein by reference.





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