Exhibit 23.4
June 20, 2000
Wayne A. Whitham, Jr. Esq.
Williams, Mullen, Clark & Dobbins
1021 East Cary Street
Richmond, VA 23219
CONSENT OF INVESTMENT BANKERS
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Gentlemen:
We consent to the use, quotation and summarization in the Registration Statement
on Form S-4 of our fairness opinion dated June __, 2000 rendered to the Board of
Directors of Cardinal Financial Corporation in connection with its merger with
Heritage Bancorp, Inc. and the use of our name, and the statements with respect
to us, appearing in the Registration Statement.
Sincerely,
SCOTT & STRINGFELLOW, INC.
/s/ Gary S. Penrose
Gary S. Penrose
Managing Director
Financial Institutions Group