Exhibit 23.2
Consent of Beard & Company
We consent to the reference to our firm under the caption
"Experts" in Post-Effective Amendment No. 1 to the Registration
Statement (Form S-3), pertaining to the Main Street Bancorp,
Inc. Shareholder Automatic Dividend Reinvestment and Stock
Purchase Plan, and to the incorporation by reference therein of
our report dated January 21, 2000, with respect to the
consolidated financial statements of Main Street Bancorp, Inc.
included in its Annual Report (Form 10-K) for the year ended
December 31, 1999 filed with the Securities and Exchange
Commission.
/s/BEARD & COMPANY
Reading, Pennsylvania
August 3, 2000
