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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE ANNUAL
REPORT ON FORM 10-KSB FOR THE FISCAL YEAR ENDED MARCH 31, 2000 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> JUN-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 3,036,708
<INT-BEARING-DEPOSITS> 29,629,809
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 5,042,710
<INVESTMENTS-CARRYING> 41,844,835
<INVESTMENTS-MARKET> 41,405,019
<LOANS> 53,399,055
<ALLOWANCE> 368,885
<TOTAL-ASSETS> 137,225,490
<DEPOSITS> 126,870,476
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,098,297
<LONG-TERM> 0
<COMMON> 3,640
0
0
<OTHER-SE> 9,253,077
<TOTAL-LIABILITIES-AND-EQUITY> 137,225,490
<INTEREST-LOAN> 3,690,971
<INTEREST-INVEST> 4,782,342
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 8,473,313
<INTEREST-DEPOSIT> 4,963,447
<INTEREST-EXPENSE> 4,963,447
<INTEREST-INCOME-NET> 3,509,866
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,839,458
<INCOME-PRETAX> 550,818
<INCOME-PRE-EXTRAORDINARY> 550,818
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 371,934
<EPS-BASIC> 1.02
<EPS-DILUTED> 1.01
<YIELD-ACTUAL> 2.65
<LOANS-NON> 445,095
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 365,863
<CHARGE-OFFS> 0
<RECOVERIES> 3,022
<ALLOWANCE-CLOSE> 368,885
<ALLOWANCE-DOMESTIC> 183,768
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 185,117
</TABLE>
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