UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDER YEAR OR QUARTER ENDED: SEPTEMBER 30, 1999
CHECK HERE IF ADMENDMENT []; ADMENDMENT NUMBER:
THIS ADMENDMENT (CHECK ONLY ONE ) [] IS A RESTATEMENT.
[] ADDS NEW HOLDING ENTRIES.
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: NIAGARA INVESTMENT ADVISORS INC /NY
ADDRESS: 3FOUNTAIN PLAZA
SUITE 100
BUFFALO, NEW YORK 14203
13F FILE NUMBER:
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY
WHOM IT IS SIGNED HERBY REPRESENT THAT THE PERSONSIGNING THE REPORT
IS AUTHORIZED TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE
CORRECT AND COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS,
STATEMENTS, SCHEDUELS, LISTS AND TABLES ARE CONSIDERED INTERGRAL PARTS OF THIS
FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: D. STEINWACHS
PHONE: 716.853.3000
SIGNATURE, PLACE, AND DATE OF SIGNING:
D.STEINWACHS BUFFALO, NEW YORK NOVEMBER 12, 1999
REPORT TYPE (CHECK ONLY ONE):
[X] 13F HOLDINGS REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
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NIAGARA INVESTMENT ADVISORS
FORM 13F SUMMARY PAGE
AS OF DATE: 09/30/99
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 63
FORM 13F INFORMATION TABLE VALUE TOTAL: $132,015,000
LIST OF OTHER INCLUDED MANAGERS:
NO. 13F FILE NUMBER NAME
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NIAGARA INVESTMENT ADVISORS INC /NY
<C> <C> <C>
FORM 13F INFORMATION TABLE
AS OF DATE: 09/30/99
TITLE SH/
OF VALUE PRN SH/ INVSTMT VOTING AUTHORITY
NAME OF ISSUER CLASS CUSIP (x$1K) AMT PRN DSCRETN SOLE SHARED NONE
- ------------------------------------------- ------ ---- --- -------- ---- ----- ----
A T & T CORP. COM 001957109 1473 33871 SH DEFINED 32371 1500 0
ABBOTT LABS COM 002824100 789 21500 SH DEFINED 20200 1300 0
AMERICA ONLINE INC COM 02364J104 1662 15970 SH DEFINED 14745 1225 0
AMERICAN INTL GROUP INC COM 026874107 2996 34456 SH SOLE 34456 0 0
AMGEN INC COM 031162100 2767 33950 SH DEFINED 33550 400 0
AUTOMATIC DATA PROCESSING COM 053015103 286 6400 SH SOLE 6400 0 0
BANK OF AMERICA COM 060505104 1364 24500 SH SOLE 24500 0 0
BESTFOODS COM 08658U101 510 10500 SH SOLE 10500 0 0
BRISTOL MYERS SQUIBB COM 110122108 2612 38700 SH DEFINED 37600 1100 0
CBS CORPORATION COM 12490K107 1496 32350 SH DEFINED 29350 3000 0
CHASE MANHATTAN CORPORATION COM 16161A108 2114 28050 SH DEFINED 26600 1450 0
CHEVRON CORP COM 166751107 802 9040 SH DEFINED 8400 640 0
CISCO SYSTEMS COM 17275R102 6707 97912 SH DEFINED 95837 2075 0
CITIGROUP INC. COM 172967101 2362 53672 SH DEFINED 50336 3336 0
COPYTELE INC COM 217721109 12 10000 SH SOLE 10000 0 0
CORNING INC COM 219350105 1355 19763 SH DEFINED 16823 2940 0
DANAHER CORP COM 235851102 2574 48850 SH SOLE 48850 0 0
DELL COMPUTER CORP COM 247025109 4438 106130 SH DEFINED 102980 3150 0
DELTA AIR LINES INC DEL COM 247361108 799 16475 SH DEFINED 14925 1550 0
E M C CORP MASS COM 268648102 3336 46700 SH DEFINED 46500 200 0
EMERSON ELEC CO COM 291011104 1257 19900 SH DEFINED 18075 1825 0
EXXON CORP COM 302290101 1756 23130 SH SOLE 23130 0 0
FLEET FINANCIAL GROUP COM 338915101 864 23600 SH DEFINED 23000 600 0
GENERAL ELECTRIC COM 369604103 6105 51490 SH DEFINED 50290 1200 0
GILLETTE CO COM 375766102 200 5900 SH SOLE 5900 0 0
GRAINGER W W INC COM 384802104 1043 21700 SH DEFINED 19800 1900 0
HALLIBURTON COMPANY COM 406216101 2161 52700 SH DEFINED 52400 300 0
HEWLETT PACKARD COM 428236103 1044 11500 SH DEFINED 11400 100 0
HOME DEPOT COM 437076102 3749 54625 SH DEFINED 54325 300 0
ILLINOIS TOOL WORKS INC COM 452308109 2252 30200 SH SOLE 30200 0 0
INTEL CORP COM 458140100 5395 72600 SH DEFINED 72350 250 0
INTERNATIONAL BUS.MACHINE COM 459200101 5651 46700 SH DEFINED 46350 350 0
JOHNSON & JOHNSON COM 478160104 2940 32000 SH SOLE 32000 0 0
KEYCORP NEW COM 493267108 533 20667 SH DEFINED 19117 1550 0
LILLY ELI & CO COM 532457108 995 15500 SH DEFINED 14225 1275 0
LUCENT TECHNOLOGIES INC COM 549463107 5505 84863 SH DEFINED 82063 2800 0
MCDONALDS CORP COM 580135101 303 7000 SH SOLE 7000 0 0
MEDTRONIC INC COM 585055106 2102 59200 SH DEFINED 59000 200 0
MELLON BK CORP COM 585509102 1152 34260 SH DEFINED 30960 3300 0
MERCK & CO INC COM 589331107 2518 38850 SH DEFINED 37350 1500 0
MERRILL LYNCH & CO INC COM 590188108 2052 30450 SH SOLE 30450 0 0
MICROSOFT CORP COM 594918104 6604 72925 SH DEFINED 72575 350 0
MOBIL CORP COM 607059102 524 5200 SH DEFINED 4550 650 0
NCR CORP NEW COM 62886E108 440 13300 SH SOLE 13300 0 0
PFIZER INC COM 717081103 2271 63200 SH SOLE 63200 0 0
PHARMACIA & UPJOHN, Inc. COM 716941109 1290 26000 SH DEFINED 23975 2025 0
RALSTON PURINA CO COM 751277302 737 26425 SH DEFINED 24225 2200 0
SAKS INC COM 79377W108 517 34025 SH DEFINED 31200 2825 0
SBC COMMUNICATIONS, INC. COM 78387G103 1125 22040 SH DEFINED 20840 1200 0
SCHLUMBERGER COM 806857108 2464 39550 SH SOLE 39550 0 0
SMITHKLINE BEECHAM PLC ADR&R COM 832378301 937 16260 SH DEFINED 15035 1225 0
NIAGARA INVESTMENT ADVISORS PAGE 2
FORM 13F INFORMATION TABLE
AS OF DATE: 09/30/99
TITLE SH/
OF VALUE PRN SH/ INVSTMT VOTING AUTHORITY
NAME OF ISSUER CLASS CUSIP (x$1K) AMT PRN DSCRETN SOLE SHARED NONE
- --------------------------- ----- --------- ----- ------ --- ------- ---- ------ ----
SOUTHWEST AIRLINES COM 844741108 1805 118850 SH SOLE 118850 0 0
STATE STREET CORP COM 857477103 2346 36300 SH DEFINED 36000 300 0
SUN MICROSYSTEM INC COM 866810104 1288 13850 SH DEFINED 12800 1050 0
TIME WARNER INC COM 887315109 4026 66275 SH DEFINED 64500 1775 0
TJX COS INC NEW COM 872540109 2079 74100 SH SOLE 74100 0 0
TOP SOURCE TECHNOLOGIES INC COM 890530108 16 12000 SH SOLE 12000 0 0
TRANSOCEAN OFFSHORE INC ORD COM G90076103 1153 37650 SH SOLE 37650 0 0
TYCO INTL LTD NEW COM 902124106 5454 105650 SH DEFINED 105450 200 0
UNITED TECHNOLOGIES CORP COM 913017109 243 4100 SH DEFINED 3400 700 0
WAL MART STORES INC COM 931142103 3363 70700 SH SOLE 70700 0 0
WARNER LAMBERT CO COM 934488107 1226 18475 SH DEFINED 17300 1175 0
WELLS FARGO NEW COM 949746101 2076 52400 SH SOLE 52400 0 0
LINE COUNT: 63
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NIAGARA INVESTMENT ADVISORS INC /NY
FORM 13F SUMMARY PAGE
AS OF DATE: 09/30/99
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 5
FORM 13F INFORMATION TABLE VALUE TOTAL: $2,029,000
LIST OF OTHER INCLUDED MANAGERS:
NO. 13F FILE NUMBER NAME
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<C> <C> <C>
NIAGARA INVESTMENT ADVISORS INC /NY
NIAGARA INVESTMENT ADVISORS
FORM 13F INFORMATION TABLE
AS OF DATE: 09/30/99
TITLE SH/
OF VALUE PRN SH/ INVSTMT VOTING AUTHORITY
NAME OF ISSUER CLASS CUSIP (x$1K) AMT AMT DSCRETN SOLE SHARED NONE
- ----------------------- ----- -------- ----- ------- ------- ---- ---- ------
BRISTOL MYERS SQUIBB COM 110122108 275 4080 SH OTHER 0 0 4080
GENERAL ELECTRIC COM 369604103 332 2800 SH OTHER 0 0 2800
LUCENT TECHNOLOGIES INC COM 549463107 337 5196 SH OTHER 0 0 5196
MERCK & CO INC COM 589331107 324 5000 SH OTHER 0 0 5000
MICROSOFT CORP COM 594918104 761 8400 SH OTHER 0 0 8400
LINE COUNT: 5
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