NIAGARA INVESTMENT ADVISORS INC /NY
FORM 13F SUMMARY PAGE
AS OF DATE: 09/30/00
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 85
FORM 13F INFORMATION TABLE VALUE TOTAL: $177,231,000
LIST OF OTHER INCLUDED MANAGERS:
NO. 13F FILE NUMBER NAME
NIAGARA INVESTMENT ADVISORS INC /NY
FORM 13F INFORMATION TABLE
AS OF DATE: 09/30/00
TITLE SH/
OF VALUE AMT SH/ INVSTM VOTING AUTHOR.
NAME OF ISSUER CLASS CUSIP (x$1k) PRN PRN DSCRETN SOLE SH NONE
------------------------------ ---------------- --------- -------- --------
AMCAST INDL CORP COM 023395106 264 28006 SH DEFINED 0 28006 0
AMERICA ONLINE INC COM 02364J104 2656 49405 SH DEFINED 40100 9305 0
AMERICA ONLINE INC COM 02364J104 5 100 SH OTHER 0 0 100
AMERICAN INTL GROUP INC COM 026874107 5763 60227 SH DEFINED 56018 4209 0
AMERICAN INTL GROUP INC COM 026874107 20 210 SH OTHER 0 0 210
AMGEN INC COM 031162100 4862 69625 SH DEFINED 65955 3670 0
AMSOUTH BANCORPORATION COM 032165102 285 22825 SH DEFINED 11025 11800 0
AUTOMATIC DATA PROCESSING COM 053015103 485 7250 SH DEFINED 6400 850 0
BAXTER INTL INC COM 071813109 1508 18900 SH DEFINED 12650 6250 0
BECKMAN COULTER INC COM 075811109 1435 18600 SH DEFINED 12425 6175 0
BP AMOCO ADS COM 055622104 322 6072 SH DEFINED 346 5726 0
BP AMOCO ADS COM 055622104 14 264 SH OTHER 0 0 264
BRISTOL MYERS SQUIBB COM 110122108 531 9300 SH DEFINED 7500 1800 0
CHASE MANHATTAN CORP. COM 16161A108 2752 59577 SH DEFINED 48045 11532 0
CHEVRON CORP COM 166751107 674 7910 SH DEFINED 5800 2110 0
CISCO SYSTEMS COM 17275R102 8628 156161SH DEFINED 139136 17025 0
CISCO SYSTEMS COM 17275R102 8 150 SH OTHER 0 0 150
CITIGROUP INC COM 172967101 4521 83632 SH DEFINED 67261 16371 0
COPYTELE INC COM 217721109 18 14000 SH DEFINED 9000 5000 0
CORNING INC COM 219350105 9281 93750 SH DEFINED 82875 10875 0
DALLAS SEMICONDUCTOR Com COM 235204104 760 23125 SH DEFINED 16325 6800 0
DELL COMPUTER CORP COM 247025109 1034 33625 SH DEFINED 26375 7250 0
DELL COMPUTER CORP COM 247025109 18 600 SH OTHER 0 0 600
DISNEY CO. COM 254687106 2532 66200 SH DEFINED 64600 1600 0
E M C CORP MASS COM 268648102 9896 99830 SH DEFINED 93200 6630 0
EMERSON ELEC CO COM 291011104 1323 19750 SH DEFINED 14750 5000 0
EXXON-MOBIL CORPORATION COM 30231G102 3033 34026 SH DEFINED 30040 3986 0
EXXON-MOBIL CORPORATION COM 30231G102 34 385 SH OTHER 0 0 385
FIRST NIAGARA FINL GROUP COM 33582U100 329 35600 SH DEFINED 0 35600 0
FLEET BOSTON FINANCIAL COM 339030108 741 19000 SH SOLE 19000 0 0
GANNETT INC DEL COM 364730101 566 10675 SH DEFINED 6100 4575 0
GENERAL ELECTRIC COM 369604103 1006 174425SH DEFINED 155715 18710 0
GENERAL ELECTRIC COM 369604103 87 1500 SH OTHER 0 0 1500
GLOBAL TECHNOVATIONS INC COM 37939M109 11 12000 SH SOLE 12000 0 0
HALLIBURTON COMPANY COM 406216101 3389 69250 SH DEFINED 63850 5400 0
HEWLETT PACKARD COM 428236103 606 12500 SH DEFINED 8800 3700 0
HOME DEPOT COM 437076102 4232 79748 SH DEFINED 74862 4886 0
IMAGING DIAGNOSTIC SYSINC COM 45244W100 84 30000 SH SOLE 30000 0 0
INTEL CORP COM 458140100 6901 166040 SH DEFINED 151600 14440 0
I.B.M. COM 459200101 5974 53100 SH DEFINED 46450 6650 0
INTUIT INC COM 461202103 1059 18575 SH DEFINED 13550 5025 0
JOHNSON & JOHNSON COM 478160104 3284 34960 SH DEFINED 31980 2980 0
JOHNSON & JOHNSON COM 478160104 9 100 SH OTHER 0 0 100
KOHLS CORP COM 500255104 326 5650 SH DEFINED 4900 750 0
LILLY ELI & CO COM 532457108 1408 17350 SH DEFINED 12650 4700 0
LILLY ELI & CO COM 532457108 4 50 SH OTHER 0 0 50
LUCENT TECHNOLOGIES INC COM 549463107 673 22014 SH DEFINED 14390 7624 0
LUCENT TECHNOLOGIES INC COM 549463107 7 228 SH OTHER 0 0 228
MEDTRONIC INC COM 585055106 4129 79700 SH DEFINED 74600 5100 0
MELLON FINL CORP COM 58551A108 1721 37105 SH DEFINED 26380 10725 0
MELLON FINL CORP COM 58551A108 5 100 SH OTHER 0 0 100
NIAGARA INVESTMENT ADVISORS INC /NY
FORM 13F INFORMATION TABLE
AS OF DATE: 09/30/00
TITLE SH/
OF VALUE AMT SH/ INVSTM VOTING AUTHOR.
NAME OF ISSUER CLASS CUSIP (x$1k) PRN PRN DSCRETN SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- ---
MERCK & CO INC COM 589331107 2888 38800 SH DEFINED 34400 4400 0
MERCK & CO INC COM 589331107 45 600 SH OTHER 0 0 600
MERRILL LYNCH & CO INC COM 590188108 3765 57050 SH DEFINED 54950 2100 0
MICROSOFT CORP COM 594918104 4780 79250 SH DEFINED 71175 8075 0
MICROSOFT CORP COM 594918104 48 800 SH OTHER 0 0 800
MORGAN J.P. & CO INC COM 616880100 2117 12960 SH DEFINED 8875 4085 0
MORGAN J.P. & CO INC COM 616880100 33 200 SH OTHER 0 0 200
MRV COMMUNICATIONS INC COM 553477100 498 11000 SH SOLE 11000 0 0
NASDAQ 100 TR UNIT SER 1 COM 631100104 2652 29900 SH DEFINED 29000 900 0
ORACLE SYS CORP COM 68389X105 7541 191530 SH DEFINED165410 26120 0
ORACLE SYS CORP COM 68389X105 24 600 SH OTHER 0 0 600
PFIZER INC COM 717081103 3876 86249 SH DEFINED 76924 9325 0
PHARMACIA CORP COM 71713U102 967 16060 SH DEFINED 10253 5807 0
PHILLIPS PETE CO COM 718507106 1086 17310 SH DEFINED 11125 6185 0
PNC FINANCIAL CORP COM 693475105 1087 16725 SH DEFINED 10925 5800 0
PNC FINANCIAL CORP COM 693475105 46 700 SH OTHER 0 0 700
RALSTON PURINA CO COM 751277302 214 9050 SH DEFINED 7200 1850 0
SBC COMMUNICATIONS, INC. COM 78387G103 976 19525 SH DEFINED 10875 8650 0
SBC COMMUNICATIONS, INC. COM 78387G103 70 1400 SH OTHER 0 0 1400
SCHLUMBERGER COM 806857108 3772 45825 SH DEFINED 43100 2725 0
SMITHKLINE BEECHAM P L C COM 832378301 726 10585 SH DEFINED 7860 2725 0
STATE STREET CORP COM 857477103 4893 37635 SH DEFINED 36100 1535 0
SUN MICROSYSTEM INC COM 866810104 5640 48100 SH DEFINED 39875 8225 0
TEXACO INC COM 881694103 1188 22625 SH DEFINED 15500 7125 0
TEXAS INSTRS INC COM 882508104 824 17452 SH DEFINED 10561 6891 0
TIME WARNER INC COM 887315109 4642 59325 SH DEFINED 54900 4425 0
TRANSOCEAN SEDCO FOREX COM G90078109 3259 55585 SH DEFINED 51150 4435 0
TYCO INTL LTD NEW COM 902124106 4046 78000 SH DEFINED 72600 5400 0
UNITED TECHNOLOGIES CORP COM 913017109 280 4050 SH DEFINED 3200 850 0
VANGUARD TOTAL SK MKT IND COM 922908306 442 13469 SH DEFINED 0 13469 0
VIACOM INC CL B COM 925524308 2036 34796 SH DEFINED 25231 9565 0
VIACOM INC CL B COM 925524308 6 108 SH OTHER 0 0 108
WAL MART STORES INC COM 931142103 2440 50700 SH DEFINED 46500 4200 0
WELLS FARGO NEW COM 949746101 2055 44725 SH DEFINED 40550 4175 0
LINE COUNT: 85
NIAGARA INVESTMENT ADVISORS
FORM 13F INFORMATION TABLE
AS OF DATE: 09/30/00
TITLE SH/
OF VALUE AMT SH/ INVSTM VOTING AUTHOR.
NAME OF ISSUER CLASS CUSIP (x$1k) PRN PRN DSCRETN SOLE SHARED NONE
---------------------- ---------------- --------- -------- -------- ---
GENERAL ELECTRIC COM 369604103 22 375 SH DEFINED 0 375 0
GENERAL ELECTRIC COM 369604103 242 4200 SH OTHER 0 0 4200
MICROSOFT CORP COM 594918104 217 3600 SH OTHER 0 0 3600
LINE COUNT: 3
NIAGARA INVESTMENT ADVISORS
FORM 13F SUMMARY PAGE
AS OF DATE: 09/30/00
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 3
FORM 13F INFORMATION TABLE VALUE TOTAL: $481,000
LIST OF OTHER INCLUDED MANAGERS:
NO. 13F FILE NUMBER NAME
