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<TABLE> <S> <C>
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<S> <C>
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<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 4,083
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<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 1,593
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<ALLOWANCE> 1,452
<TOTAL-ASSETS> 314,000
<DEPOSITS> 229,514
<SHORT-TERM> 13,200
<LIABILITIES-OTHER> 3,594
<LONG-TERM> 47,103
0
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<COMMON> 36
<OTHER-SE> 20,589
<TOTAL-LIABILITIES-AND-EQUITY> 314,000
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<INTEREST-DEPOSIT> 7,108
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<LOAN-LOSSES> 150
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<EPS-BASIC> .17
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<ALLOWANCE-CLOSE> 1,453
<ALLOWANCE-DOMESTIC> 1,162
<ALLOWANCE-FOREIGN> 0
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</TABLE>
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