<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) December 20, 2000
PULASKI FINANCIAL CORP.
-----------------------
(Exact name of registrant as specified in its charter)
Delaware 0-24571 43-1816913
-------- --------- ----------
(State or other Jurisdiction of (Commission (IRS Employer
incorporation or organization) File Number) Identification No.)
12300 Olive Boulevard, St. Louis, Missouri 63141
------------------------------------------------
(Address of principal executive offices)
(314) 878-2210
---------------
(Registrant's telephone number, including area code)
Not Applicable
--------------
(Former name or former address, if changed since last report)
<PAGE> 2
ITEM 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT
---------------------------------------------
(a) Deloitte & Touche LLP was previously the principal accountants for
Pulaski Financial Corp. (the "Company"). On December 20, 2000, that
firm's appointment as principal accountants was terminated by the
Company. The decision to change accountants was approved by the
board of directors. In connection with the audits of the two fiscal
years ended September 30, 2000, there were no disagreements with
Deloitte & Touche on any matter of accounting principles or
practices, financial statement disclosure, or auditing scope or
procedures, which disagreements if not resolved to their
satisfaction would have caused them to make reference to the subject
matters of the disagreements in connection with their report. In
addition, such financial statements contained no adverse opinion or
a disclaimer of opinion, and were not qualified or modified as to
uncertainty, audit scope, or accounting principles.
The Company requested that Deloitte & Touche furnish the Company
with a letter, as promptly as possible, addressed to the Securities
and Exchange Commission, stating whether it agrees with the
statements made in response to Item 304(a) of Securities and
Exchange Commission Regulation S-K in this Item 4, and if not,
stating the respects in which they do not agree. That letter is
filed as Exhibit 99.1 to this Report.
(b) On December 20, 2000, the Company engaged Ernst & Young LLP as the
Company's principal accountants.
ITEM 7(C). EXHIBITS
--------
Exhibit 99.1 Letter from Deloitte & Touche LLP regarding its agreement
with the disclosure provided under Item 4.
<PAGE> 3
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: December 28, 2000 By: /s/ William A. Donius
----------------------------------------
William A. Donius
President and Chief Executive Officer