UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 26, 1999
CENTEX HOME EQUITY CORPORATION
Home Equity Loan Asset-Backed Certs., Series 1999-1 Trust
New York (governing law of 333-54027 52-2154821
Pooling and Servicing Agreement) (Commission 52-2154845
(State or other File Number) IRS EIN
jurisdiction
c/o Norwest Bank Minnesota, N.A.
11000 Broken Land Parkway 21044
Columbia, MD (Zip Code)
(Address of principal executive offices)
Registrant's telephone number, including area code: (410) 884-2000
Former name or former address, if changed since last report)
ITEM 5. Other Events
On July 26, 1999 a distribution was made to holders of CENTEX HOME EQUITY
CORPORATION, Home Equity Loan Asset-Backed Certs., Series 1999-1 Trust.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of
Regulation S-K
Exhibit Number Description
Monthly report distributed to holders of
EX-99.1 Home Equity Loan Asset-Backed Certs.,
Series 1999-1 Trust, relating to the July
26, 1999 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CENTEX HOME EQUITY CORPORATION
Home Equity Loan Asset-Backed Certs., Series 1999-1 Trust
By: Norwest Bank Minnesota, N.A., as Trustee
By: /s/ Sherri J. Sharps, Vice President
By: Sherri J. Sharps, Vice President
Date: 8/2/99
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Home Equity Loan
Asset-Backed Certs., Series 1999-1 Trust, relating to the July
26, 1999 distribution.
<TABLE>
<CAPTION>
Centex Home Equity Corporation
Mortgage Pass-Through Certificates
Record Date: 6/30/99
Distribution Date: 7/26/99
CHEC Series: 1999-1
Contact: Customer Service - Columbia, MD
Norwest Bank Minnesota, N.A.
Securities Administration Services
11000 Broken Land Parkway
Columbia, MD 21044
Telephone: (301) 815-6600
Fax: (410) 884-2369
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 152314AW0 SEQ 6.07000% 57,533,002.24 291,021.10 2,694,319.23
A-2 152314AX8 SEQ 6.04500% 20,000,000.00 100,750.00 0.00
A-3 152314AY6 SEQ 6.24000% 33,000,000.00 171,600.00 0.00
A-4 152314AZ3 SEQ 6.39000% 27,000,000.00 143,775.00 0.00
A-5 152314BA7 SEQ 6.83500% 19,267,000.00 109,741.62 0.00
A-6 152314BB5 SEQ 6.45000% 18,000,000.00 96,750.00 0.00
A-7 152314BC3 SEQ 5.41250% 54,710,415.02 254,992.32 1,587,989.73
A-8 152314BD1 SEQ 6.00000% 20,000,000.00 100,000.00 0.00
X-IO CTX991XIO SEQ 0.00000% 0.00 0.00 0.00
OC CTX9901OC SUB 0.00000% 3,344,392.91 0.00 0.00
R-1 CTX9901R1 SEQ 0.00000% 0.00 0.00 0.00
R-2 CTX9901R2 SEQ 0.00000% 0.00 0.00 0.00
MBIA CTX9901FS SUB 1,200.00000% 0.00 31,189.00 0.00
Totals 252,854,810.17 1,299,819.04 4,282,308.96
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<S> <C> <C> <C> <C>
A-1 0.00 54,838,683.01 2,985,340.33 0.00
A-2 0.00 20,000,000.00 100,750.00 0.00
A-3 0.00 33,000,000.00 171,600.00 0.00
A-4 0.00 27,000,000.00 143,775.00 0.00
A-5 0.00 19,267,000.00 109,741.62 0.00
A-6 0.00 18,000,000.00 96,750.00 0.00
A-7 0.00 53,122,425.29 1,842,982.05 0.00
A-8 0.00 20,000,000.00 100,000.00 0.00
X-IO 0.00 0.00 0.00 0.00
OC 0.00 4,271,462.58 0.00 0.00
R-1 0.00 0.00 0.00 0.00
R-2 0.00 0.00 0.00 0.00
MBIA 0.00 0.00 31,189.00 0.00
Totals 0.00 249,499,570.88 5,582,128.00 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
Edward M. Frere, Jr.
Vice President, Norwest Bank Minnesota, N.A.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<S> <C> <C> <C> <C> <C> <C>
A-1 65,000,000.00 57,533,002.24 0.00 2,694,319.23 0.00 0.00
A-2 20,000,000.00 20,000,000.00 0.00 0.00 0.00 0.00
A-3 33,000,000.00 33,000,000.00 0.00 0.00 0.00 0.00
A-4 27,000,000.00 27,000,000.00 0.00 0.00 0.00 0.00
A-5 19,267,000.00 19,267,000.00 0.00 0.00 0.00 0.00
A-6 18,000,000.00 18,000,000.00 0.00 0.00 0.00 0.00
A-7 58,863,000.00 54,710,415.02 0.00 1,587,989.73 0.00 0.00
A-8 20,000,000.00 20,000,000.00 0.00 0.00 0.00 0.00
X-IO 0.00 0.00 0.00 0.00 0.00 0.00
OC 14,482.41 3,344,392.91 0.00 0.00 0.00 0.00
R-1 0.00 0.00 0.00 0.00 0.00 0.00
R-2 0.00 0.00 0.00 0.00 0.00 0.00
MBIA 0.00 0.00 0.00 0.00 0.00 0.00
Totals 261,144,482.41 252,854,810.17 0.00 4,282,308.96 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C>
A-1 2,694,319.23 54,838,683.01 0.84367205 2,694,319.23
A-2 0.00 20,000,000.00 1.00000000 0.00
A-3 0.00 33,000,000.00 1.00000000 0.00
A-4 0.00 27,000,000.00 1.00000000 0.00
A-5 0.00 19,267,000.00 1.00000000 0.00
A-6 0.00 18,000,000.00 1.00000000 0.00
A-7 1,587,989.73 53,122,425.29 0.90247567 1,587,989.73
A-8 0.00 20,000,000.00 1.00000000 0.00
X-IO 0.00 0.00 0.00000000 0.00
OC 0.00 4,271,462.58 294.94142066 0.00
R-1 0.00 0.00 0.00000000 0.00
R-2 0.00 0.00 0.00000000 0.00
MBIA 0.00 0.00 0.00000000 0.00
Totals 4,282,308.96 249,499,570.88 0.95540817 4,282,308.96
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<S> <C> <C> <C> <C> <C>
A-1 65,000,000.00 885.12311138 0.00000000 41.45106508 0.00000000
A-2 20,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-3 33,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-4 27,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-5 19,267,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-6 18,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
A-7 58,863,000.00 929.45339211 0.00000000 26.97772336 0.00000000
A-8 20,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
X-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
OC 14,482.41 230927.92636032 0.00000000 0.00000000 0.00000000
R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000
MBIA 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(2) All Classes are per $1,000 denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 41.45106508 843.67204631 0.84367205 41.45106508
A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
A-7 0.00000000 26.97772336 902.47566876 0.90247567 26.97772336
A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
X-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
OC 0.00000000 0.00000000 294,941.42066134 294.94142066 0.00000000
R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
MBIA 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 65,000,000.00 6.07000% 57,533,002.24 291,021.10 0.00 0.00
A-2 20,000,000.00 6.04500% 20,000,000.00 100,750.00 0.00 0.00
A-3 33,000,000.00 6.24000% 33,000,000.00 171,600.00 0.00 0.00
A-4 27,000,000.00 6.39000% 27,000,000.00 143,775.00 0.00 0.00
A-5 19,267,000.00 6.83500% 19,267,000.00 109,741.62 0.00 0.00
A-6 18,000,000.00 6.45000% 18,000,000.00 96,750.00 0.00 0.00
A-7 58,863,000.00 5.41250% 54,710,415.02 254,992.33 0.00 0.00
A-8 20,000,000.00 6.00000% 20,000,000.00 100,000.00 0.00 0.00
X-IO 0.00 0.00000% 0.00 0.00 0.00 0.00
OC 14,482.41 0.00000% 3,344,392.91 0.00 0.00 0.00
R-1 0.00 0.00000% 0.00 0.00 0.00 0.00
R-2 0.00 0.00000% 0.00 0.00 0.00 0.00
MBIA 0.00 1,200.00000% 0.00 31,189.00 0.00 0.00
Totals 261,144,482.41 1,299,819.05 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00 0.00 291,021.10 0.00 54,838,683.01
A-2 0.00 0.00 100,750.00 0.00 20,000,000.00
A-3 0.00 0.00 171,600.00 0.00 33,000,000.00
A-4 0.00 0.00 143,775.00 0.00 27,000,000.00
A-5 0.00 0.00 109,741.62 0.00 19,267,000.00
A-6 0.00 0.00 96,750.00 0.00 18,000,000.00
A-7 0.00 0.00 254,992.32 0.00 53,122,425.29
A-8 0.00 0.00 100,000.00 0.00 20,000,000.00
X-IO 0.00 0.00 0.00 0.00 0.00
OC 0.00 0.00 0.00 0.00 4,271,462.58
R-1 0.00 0.00 0.00 0.00 0.00
R-2 0.00 0.00 0.00 0.00 0.00
MBIA 0.00 0.00 31,189.00 0.00 0.00
Totals 0.00 0.00 1,299,819.04 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate/ Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A-1 65,000,000.00 6.07000% 885.12311138 4.47724769 0.00000000 0.00000000
A-2 20,000,000.00 6.04500% 1000.00000000 5.03750000 0.00000000 0.00000000
A-3 33,000,000.00 6.24000% 1000.00000000 5.20000000 0.00000000 0.00000000
A-4 27,000,000.00 6.39000% 1000.00000000 5.32500000 0.00000000 0.00000000
A-5 19,267,000.00 6.83500% 1000.00000000 5.69583329 0.00000000 0.00000000
A-6 18,000,000.00 6.45000% 1000.00000000 5.37500000 0.00000000 0.00000000
A-7 58,863,000.00 5.41250% 929.45339211 4.33196286 0.00000000 0.00000000
A-8 20,000,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000
X-IO 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
OC 14,482.41 0.00000% 230927.92636032 0.00000000 0.00000000 0.00000000
R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
MBIA 0.00 1,200.00000% 0.00000000 955.51606875 0.00000000 0.00000000
<FN>
(5) All Classes are per $1,000 denomination
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate/
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A-1 0.00000000 0.00000000 4.47724769 0.00000000 843.67204631
A-2 0.00000000 0.00000000 5.03750000 0.00000000 1000.00000000
A-3 0.00000000 0.00000000 5.20000000 0.00000000 1000.00000000
A-4 0.00000000 0.00000000 5.32500000 0.00000000 1000.00000000
A-5 0.00000000 0.00000000 5.69583329 0.00000000 1000.00000000
A-6 0.00000000 0.00000000 5.37500000 0.00000000 1000.00000000
A-7 0.00000000 0.00000000 4.33196269 0.00000000 902.47566876
A-8 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000
X-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
OC 0.00000000 0.00000000 0.00000000 0.00000000 294941.42066134
R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
MBIA 0.00000000 0.00000000 955.51606875 0.00000000 0.00000000
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
CERTIFICATEHOLDERS ACCOUNT STATEMENT
<S> <C>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 5,622,385.83
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 66,126.42
Realized Losses 0.00
Total Deposits 5,688,512.25
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 106,384.25
Payment of Interest and Principal 5,582,128.00
Total Withdrawals (Pool Distribution Amount) 5,688,512.25
Ending Balance 0.00
</TABLE>
<TABLE>
<CAPTION>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<S> <C>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
</TABLE>
<TABLE>
<CAPTION>
SERVICING FEES
<S> <C>
Gross Servicing Fee 105,330.69
Pool Insurance Fee 0.00
Trustee Fee - Norwest Bank 1,053.56
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 106,384.25
</TABLE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
Financial Guaranty 0.00 0.00 0.00 0.00
Financial Guaranty 0.00 0.00 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Certificate Deliquency / Credit Enhancement Statement
DELINQUENCY STATUS
Percentage Delinquent
Based On
Current Unpaid
Number Principal Number Unpaid
Of Loans Balance Of Loans Balance
<S> <C> <C> <C> <C>
30 Days 42 2,128,626.77 1.189465% 0.853158%
60 Days 30 2,074,385.64 0.849618% 0.831419%
90+ Days 5 440,673.87 0.141603% 0.176623%
Foreclosure 35 2,406,746.17 0.991221% 0.964629%
REO 1 60,800.00 0.028321% 0.024369%
Totals 113 7,111,232.45 3.200227% 2.850198%
</TABLE>
<TABLE>
<CAPTION>
OTHER INFORMATION
<S> <C>
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 0.00
Current Period Class A Insufficient Funds
Principal Balance of Contaminated Properties 0.00
Periodic Advance 66,126.42
</TABLE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed Mixed & 6 Month LIBOR
Weighted Average Gross Coupon 11.073262%
Weighted Average Net Coupon 10.573382%
Weighted Average Pass-Through Rate 10.568383%
Weighted Average Maturity(Stepdown Calculation ) 353
Beginninh Scheduled Collateral Loan Count 3,572
Number Of Loans Paid In Full 41
Ending Scheduled Collateral Loan Count 3,531
Beginning Scheduled Collateral Balance 252,854,810.17
Ending Scheduled Collateral Balance 249,499,570.88
Ending Actual Collateral Balance at 30-Jun-1999 249,499,570.88
Monthly P &I Constant 2,508,711.07
Ending Scheduled Balance for Premium Loans 249,499,570.88
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
Largest Loan Balance - Group 1 747,469.46
Largest Loan Balance - Group 2 476,781.29
Number and Balance of Balloon Loans - 6 loans: bal. 297,533.37
Group 1
Number and Balance of Balloon Loans - 0 loans bal. 0.
Group 2 00
Annual Loss Percentage - Group 1 0.00%
Annual Loss Percentage - Group 2 0.00%
90+ Delinquency Percentage - Group 1 0.00400748%
90+ Delinquency Percentage - Group 2 0.00751581%
</TABLE>
<TABLE>
<CAPTION>
Group Level Collateral Statement
<S> <C>
Group ID 1 2 Total
Collateral Description Mixed Fixed Mixed ARM
Weighted Average Coupon Rate 11.111057 10.985044
Weighted Average Net Rate 10.606230 10.480044
Weighted Average Maturity 315.00 353.00
Beginning Loan Count 2,808 764 3,572
Loans Paid In Full 29 12 41
Ending Loan Count 2,779 752 3,531
Beginning Scheduled Balance 177,015,720.34 75,839,089.83 252,854,810.17
Ending scheduled Balance 174,950,471.29 74,549,099.59 249,499,570.88
Record Date 6/30/99 6/30/99
Principal And Interest Constant 1,786,689.58 722,021.49 2,508,711.07
Scheduled Principal 147,663.06 27,775.05 175,438.11
Unscheduled Principal 1,917,585.99 1,262,215.19 3,179,801.18
Scheduled Interest 1,639,026.52 694,246.44 2,333,272.96
Servicing Fees 73,731.06 31,599.63 105,330.69
Master Servicing Fees 0.00 0.00 0.00
Trustee Fee 0.00 0.00 0.00
FRY Amount 0.00 0.00 0.00
Special Hazard Fee 0.00 0.00 0.00
Other Fee 737.56 316.00 1,053.56
Pool Insurance Fee 0.00 0.00 0.00
Spread Fee 1 0.00 0.00 0.00
Spread Fee 2 0.00 0.00 0.00
Spread Fee 3 0.00 0.00 0.00
Net Interest 1,564,557.90 662,330.81 2,226,888.71
Realized Loss Amount 0.00 0.00 0.00
Cumulative Realized Loss 0.00 0.00 0.00
Percenage of Cummalative Losses 0.00 0.00 0.00
1 2 Total
Subordinate Amount 2,844,788.28 1,426,674.30 4,271,462.58
Subordinate Reduction Amount 0.00 0.00 0.00
Required Subordinate Amount 3,827,891.84 3,430,580.46 7,258,472.30
Subordinate Increase Amount 629,070.18 297,999.49 927,069.67
Extra Principal Distribution Amount 629,070.18 297,999.49 927,069.67
Excess Cash Amount 629,070.18 297,999.49 927,069.67
</TABLE>
<TABLE>
<CAPTION> Delinquency Status By Groups
<S> <C> <C> <C> <C> <C> <C>
Group
30 Days 60 Days 90 + Days Foreclosure REO Bankruptcy
1 Principal Balance 1,192,995.06 1,472,714.39 260,532.87 1,238,252.33 60,800.00 1,223,764.56
Percentage Of Balance 0.682% 0.842% 0.149% 0.708% 0.035% 0.699%
Loan Count 29 23 3 22 1 14
Percentage Of Loans 1.044% 0.828% 0.108% 0.792% 0.036% 0.504%
2 Principal Balance 935,631.71 601,671.25 180,141.00 1,168,493.84 0.00 634,928.12
Percentage Of Balance 1.255% 0.807% 0.242% 1.567% 0.000% 0.852%
Loan Count 13 7 2 13 0 7
Percentage Of Loans 1.729% 0.931% 0.266% 1.729% 0.000% 0.931%
Totals
Principal Balance 2,128,626.77 2,074,385.64 440,673.87 2,406,746.17 60,800.00 1,858,692.68
Percentage Of Balance 0.853% 0.831% 0.177% 0.965% 0.024% 0.745%
Loan Count 42 30 5 35 1 21
Percentage Of Loans 1.189% 0.850% 0.142% 0.991% 0.028% 0.595%
</TABLE>