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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from SEC Form
10-QSB and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> MAR-31-2001
<PERIOD-END> JUN-30-2000
<CASH> 211,051
<INT-BEARING-DEPOSITS> 590,000
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 149,688
<INVESTMENTS-MARKET> 149,688
<LOANS> 6,832,424
<ALLOWANCE> 32,700
<TOTAL-ASSETS> 7,882,976
<DEPOSITS> 5,177,111
<SHORT-TERM> 0
<LIABILITIES-OTHER> 96,448
<LONG-TERM> 1,000,000
0
0
<COMMON> 911
<OTHER-SE> 1,586,148
<TOTAL-LIABILITIES-AND-EQUITY> 7,882,976
<INTEREST-LOAN> 146,791
<INTEREST-INVEST> 1,736
<INTEREST-OTHER> 14,681
<INTEREST-TOTAL> 163,208
<INTEREST-DEPOSIT> 70,179
<INTEREST-EXPENSE> 86,074
<INTEREST-INCOME-NET> 77,134
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 56,128
<INCOME-PRETAX> 22,299
<INCOME-PRE-EXTRAORDINARY> 22,299
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 16,899
<EPS-BASIC> .19
<EPS-DILUTED> .19
<YIELD-ACTUAL> 8.01
<LOANS-NON> 0
<LOANS-PAST> 95,155
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 32,700
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 32,700
<ALLOWANCE-DOMESTIC> 32,700
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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