FRANKLIN RECEIVABLES LLC
8-K, EX-23, 2001-01-19
AUTO DEALERS & GASOLINE STATIONS
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                                                                    Exhibit 23.1


[LETTERHEAD OF PRICEWATERHOUSECOOPERS, NEW YORK]


                       CONSENT OF INDEPENDENT ACCOUNTANTS

         We consent to the incorporation by reference in the Prospectus
Supplement of Franklin Receivables LLC, relating to Franklin Auto Trust 2001-1,
of our report dated February 3, 2000, on our audits of the consolidated
financial statements of MBIA Insurance Corporation and Subsidiaries as of
December 31, 1999 and 1998 and for each of the three years in the period ended
December 31, 1999. We also consent to the reference to our Firm under the
caption "Experts".



/s/ PricewaterhouseCoopers LLP



January 19, 2001










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