WEST ESSEX BANCORP INC
POS AM, 1999-02-11
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<PAGE> 1

    As filed with the Securities and Exchange Commission on  February 11, 1999
                                                   Registration No. 333-56729

================================================================================




                            SECURITIES AND EXCHANGE COMMISSION
                                  WASHINGTON, D.C.  20549

                           POST-EFFECTIVE AMENDMENT NO. 1 TO THE
                                          FORM S-1
                                  REGISTRATION STATEMENT
                             UNDER THE SECURITIES ACT OF 1933

                                 WEST ESSEX BANCORP, INC.

                                 WEST ESSEX BANK, F.S.B.
                               401(K) EMPLOYEE BENEFIT PLAN
                  (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

     UNITED STATES                         6035                  22-3597632
(State or Other Jurisdiction of (Primary Standard Industrial   (IRS Employer
Incorporation or Organization)   Classification Code Number  Identification No.)
                                         
                                
                                   417 BLOOMFIELD AVENUE
                                CALDWELL, NEW JERSEY 07006
                                      (973) 226-7911
                    (Address, including zip code, and telephone number,
             including area code, of registrant's principal executive offices)

                                   LEOPOLD W. MONTANARO
                           PRESIDENT AND CHIEF EXECUTIVE OFFICER
                                      WEST ESSEX BANK
                                   417 BLOOMFIELD AVENUE
                                CALDWELL, NEW JERSEY 07006
                                      (973) 226-7911
                 (Name, Address, Including Zip Code, and Telephone Number,
                        Including Area Code, of Agent for Service)

                                        Copies to:
                               DOUGLAS P. FAUCETTE, ESQUIRE
                                LORI M. BERESFORD, ESQUIRE
                               MULDOON, MURPHY & FAUCETTE LLP
                                5101 WISCONSIN AVENUE, N.W.
                                  WASHINGTON, D.C. 20016
                                      (202) 362-0840



















                       SALE TO THE PUBLIC CONCLUDED OCTOBER 2, 1998


================================================================================



<PAGE> 2




      This  Post-Effective   Amendment  No.  1  is  filed  for  the  purpose  of
deregistering  635,473  shares of the $.01 par value  Common  Stock (the "Common
Stock") of West Essex Bancorp,  Inc. (the "Company")  heretofore  registered and
offered  pursuant  to the terms of the  Prospectus  dated  August 13,  1998 (the
"Prospectus").  The  remaining  1,847,112  shares  registered  pursuant  to this
Registration  Statement on Form S-1 have been issued and sold in accordance with
the  Prospectus  in the  Subscription  Offering  and Direct  Community  Offering
described therein.

      The Company has determined  that no further  shares will be offered,  sold
and  issued  pursuant  to  the  Prospectus.   The  Company  therefore   requests
deregistration  of the unissued  shares of Common Stock  registered  pursuant to
this  Registration  Statement as soon as is practicable  after the filing of the
Post-Effective Amendment No. 1.



<PAGE> 3



CONFORMED
                                  SIGNATURES

      Pursuant to the requirements of the Securities Act of 1933, the registrant
has duly caused this  registration  statement  to be signed on its behalf by the
undersigned,  thereunto duly authorized,  in the City of Caldwell,  State of New
Jersey, on  February 11, 1999.
               

West Essex Bancorp, Inc.



By:   /s/ Leopold W. Montanaro
      -----------------------------------
      Leopold W. Montanaro
      President, Chief Executive
      Officer and Director


      Pursuant  to  the  requirements  of  the  Securities  Act  of  1933,  this
registration  statement  has  been  signed  by  the  following  persons  in  the
capacities and on the dates indicated.

    Name                        Title                             Date
    ----                        -----                             ----

/s/ Leopold W. Montanaro        President, Chief Executive     February 11, 1999
- ----------------------------    Officer and Director         
Leopold W. Montanaro            (principal executive officer)

/s/ Dennis A. Petrello          Executive Vice President and   February 11, 1999
- ----------------------------    Chief Financial Officer          
Dennis A. Petrello              (principal accounting) and
                                financial officer)


            *                   Chairman of the Board
- ----------------------------
William J. Foody


            *                    Director
- ----------------------------
David F. Brandley


            *                    Director
- ----------------------------
Everett N. Leonard


            *                    Director
- ----------------------------
James P. Vreeland


            *                    Director
- ----------------------------
John J. Burke


*Pursuant  to a Power of Attorney  dated June 12, 1998 and filed as Exhibit 24.1
to the  Registration  Statement on Form S-1 of West Essex Bancorp,  Inc. on June
12, 1998.


/s/ Leopold W. Montanaro         President, Chief Executive    February 11, 1999
- ----------------------------     Officer and Director                      
Leopold W. Montanaro   




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