WEST ESSEX BANCORP INC
10QSB, EX-27, 2000-08-08
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Previous: WEST ESSEX BANCORP INC, 10QSB, EX-11, 2000-08-08
Next: CLUETT AMERICAN CORP, 8-K/A, 2000-08-08



<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-QSB FOR THE QUARTER ENDED JUNE 30, 2000, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO THE UNAUDITED FINANCIAL STATEMENTS CONTAINED THEREIN.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                       1,428,882
<INT-BEARING-DEPOSITS>                       3,080,616
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  2,916,560
<INVESTMENTS-CARRYING>                     164,183,451
<INVESTMENTS-MARKET>                       157,381,652
<LOANS>                                    165,907,180
<ALLOWANCE>                                  1,365,366
<TOTAL-ASSETS>                             352,983,922
<DEPOSITS>                                 235,410,999
<SHORT-TERM>                                13,000,000
<LIABILITIES-OTHER>                          2,085,982
<LONG-TERM>                                 54,050,553
                                0
                                          0
<COMMON>                                        41,972
<OTHER-SE>                                  48,394,416
<TOTAL-LIABILITIES-AND-EQUITY>             352,983,922
<INTEREST-LOAN>                              5,982,959
<INTEREST-INVEST>                            5,684,778
<INTEREST-OTHER>                               212,232
<INTEREST-TOTAL>                            11,879,969
<INTEREST-DEPOSIT>                           4,403,603
<INTEREST-EXPENSE>                           6,312,744
<INTEREST-INCOME-NET>                        5,567,225
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              3,201,399
<INCOME-PRETAX>                              2,651,597
<INCOME-PRE-EXTRAORDINARY>                   1,700,737
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 1,700,737
<EPS-BASIC>                                       0.44
<EPS-DILUTED>                                     0.44
<YIELD-ACTUAL>                                    3.31
<LOANS-NON>                                    142,376
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                90,702
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             1,400,366
<CHARGE-OFFS>                                   35,000
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                            1,365,366
<ALLOWANCE-DOMESTIC>                         1,009,366
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        356,000


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission