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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,218
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 8,802
<INVESTMENTS-CARRYING> 3,807
<INVESTMENTS-MARKET> 0
<LOANS> 40,061
<ALLOWANCE> 186
<TOTAL-ASSETS> 57,723
<DEPOSITS> 43,749
<SHORT-TERM> 6,727
<LIABILITIES-OTHER> 0
<LONG-TERM> 1,400
403
0
<COMMON> 38
<OTHER-SE> 5,407
<TOTAL-LIABILITIES-AND-EQUITY> 57,723
<INTEREST-LOAN> 2,265
<INTEREST-INVEST> 589
<INTEREST-OTHER> 36
<INTEREST-TOTAL> 2,894
<INTEREST-DEPOSIT> 1,160
<INTEREST-EXPENSE> 385
<INTEREST-INCOME-NET> 1,349
<LOAN-LOSSES> 13
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,371
<INCOME-PRETAX> 104
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 104
<EPS-BASIC> .30
<EPS-DILUTED> .30
<YIELD-ACTUAL> .023
<LOANS-NON> 446
<LOANS-PAST> 139
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 186
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 186
<ALLOWANCE-DOMESTIC> 186
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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