<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
ANNUAL REPORT ON FORM 10-KSB AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 293
<INT-BEARING-DEPOSITS> 2,890
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 8,760
<INVESTMENTS-CARRYING> 3,741
<INVESTMENTS-MARKET> 0
<LOANS> 39,850
<ALLOWANCE> 186
<TOTAL-ASSETS> 58,095
<DEPOSITS> 44,734
<SHORT-TERM> 6,000
<LIABILITIES-OTHER> 0
<LONG-TERM> 1,597
0
0
<COMMON> 38
<OTHER-SE> 3,396
<TOTAL-LIABILITIES-AND-EQUITY> 58,095
<INTEREST-LOAN> 3,151
<INTEREST-INVEST> 730
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 3,881
<INTEREST-DEPOSIT> 1,597
<INTEREST-EXPENSE> 505
<INTEREST-INCOME-NET> 1,779
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,848
<INCOME-PRETAX> 186
<INCOME-PRE-EXTRAORDINARY> 186
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 124
<EPS-BASIC> .36
<EPS-DILUTED> .36
<YIELD-ACTUAL> 3.29
<LOANS-NON> 212
<LOANS-PAST> 335
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 176
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 186
<ALLOWANCE-DOMESTIC> 186
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>