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Previous: GOUVERNEUR BANCORP INC, 10-K, EX-21, 2000-12-22 |
Next: TOYOTA AUTO LEASE TRUST 1998-B, 10-K, 2000-12-22 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
The Schedule contains summary financial information extracted from the financial
statements for the twelve months ended September 30, 2000 and is qualified in
its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0001063942
<NAME> Gouverneur Bancorp, Inc.
<MULTIPLIER> 1,000
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1,000
<CASH> 1,528
<INT-BEARING-DEPOSITS> 760
<FED-FUNDS-SOLD> 1,100
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 11,368
<INVESTMENTS-CARRYING> 4,263
<INVESTMENTS-MARKET> 4,204
<LOANS> 54,297
<ALLOWANCE> 663
<TOTAL-ASSETS> 74,900
<DEPOSITS> 46,800
<SHORT-TERM> 10,800
<LIABILITIES-OTHER> 1,311
<LONG-TERM> 0
0
0
<COMMON> 24
<OTHER-SE> 15,965
<TOTAL-LIABILITIES-AND-EQUITY> 74,900
<INTEREST-LOAN> 4,432
<INTEREST-INVEST> 1,053
<INTEREST-OTHER> 101
<INTEREST-TOTAL> 5,586
<INTEREST-DEPOSIT> 1,904
<INTEREST-EXPENSE> 2,581
<INTEREST-INCOME-NET> 3,005
<LOAN-LOSSES> 158
<SECURITIES-GAINS> 67
<EXPENSE-OTHER> 1,994
<INCOME-PRETAX> 1,159
<INCOME-PRE-EXTRAORDINARY> 1,159
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 725
<EPS-BASIC> 0.33
<EPS-DILUTED> 0.32
<YIELD-ACTUAL> 4.29
<LOANS-NON> 409
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 620
<CHARGE-OFFS> 179
<RECOVERIES> 64
<ALLOWANCE-CLOSE> 663
<ALLOWANCE-DOMESTIC> 663
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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