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Previous: AF BANKSHARES INC, 10KSB, EX-13, 2000-09-28 |
Next: EQUITY SECURITIES TRUST SER 19 SIG SE ZAC ALLSTAR ANA TR IV, 24F-2NT, 2000-09-28 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
(Replace this text with the legend)
</LEGEND>
<CIK> 0001064025
<NAME> AF BANKSHARES
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS
<S> <C> <C>
<PERIOD-TYPE> YEAR 12-MOS
<FISCAL-YEAR-END> JUN-30-2000 JUN-30-1998
<PERIOD-START> JUL-01-1999 JUL-01-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999
<EXCHANGE-RATE> 1,000 1,000
<CASH> 4,824 8,222
<INT-BEARING-DEPOSITS> 2,599 8,173
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 8,860 10,976
<INVESTMENTS-CARRYING> 975 822
<INVESTMENTS-MARKET> 975 822
<LOANS> 108,778 82,280
<ALLOWANCE> 979 1,323
<TOTAL-ASSETS> 133,370 109,931
<DEPOSITS> 102,680 93,106
<SHORT-TERM> 0 0
<LIABILITIES-OTHER> 2,407 1,788
<LONG-TERM> 15,742 2,819
0 0
0 0
<COMMON> 11 11
<OTHER-SE> 12,529 12,207
<TOTAL-LIABILITIES-AND-EQUITY> 133,370 109,931
<INTEREST-LOAN> 8,598 6,807
<INTEREST-INVEST> 605 501
<INTEREST-OTHER> 189 571
<INTEREST-TOTAL> 9,393 7,878
<INTEREST-DEPOSIT> 4,069 3,770
<INTEREST-EXPENSE> 4,685 3,957
<INTEREST-INCOME-NET> 4,708 3,912
<LOAN-LOSSES> (88) 20
<SECURITIES-GAINS> 95 166
<EXPENSE-OTHER> 5,660 4,348
<INCOME-PRETAX> 781 749
<INCOME-PRE-EXTRAORDINARY> 781 749
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 453 514
<EPS-BASIC> .45 .52
<EPS-DILUTED> .45 .52
<YIELD-ACTUAL> 8.62 8.18
<LOANS-NON> 411 60
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 40 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 1,123 1,164
<CHARGE-OFFS> (328) (74)
<RECOVERIES> 96 13
<ALLOWANCE-CLOSE> 979 1,123
<ALLOWANCE-DOMESTIC> 979 1,123
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>
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