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<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE AUDITED
FINANCIAL STATEMENTS CONTAINED IN FORM 10-K OF WHICH THIS SCHEDULE FORMS A PART
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 1,093,613
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 6,121
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 1,212,906
<CASH> 631
<RECOVER-REINSURE> 426,653
<DEFERRED-ACQUISITION> 4,881
<TOTAL-ASSETS> 1,835,672
<POLICY-LOSSES> 1,129,432
<UNEARNED-PREMIUMS> 102,685
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 11,667
0
0
<COMMON> 166
<OTHER-SE> 258,402
<TOTAL-LIABILITY-AND-EQUITY> 1,835,672
79,926
<INVESTMENT-INCOME> 42,381
<INVESTMENT-GAINS> (597)
<OTHER-INCOME> 5,126
<BENEFITS> 165,923
<UNDERWRITING-AMORTIZATION> 0
<UNDERWRITING-OTHER> 19,137
<INCOME-PRETAX> (65,557)
<INCOME-TAX> (24,443)
<INCOME-CONTINUING> (41,114)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (41,114)
<EPS-BASIC> (2.85)
<EPS-DILUTED> (2.84)
<RESERVE-OPEN> 647,188
<PROVISION-CURRENT> 107,799
<PROVISION-PRIOR> 58,124
<PAYMENTS-CURRENT> 738
<PAYMENTS-PRIOR> 109,594
<RESERVE-CLOSE> 702,779
<CUMULATIVE-DEFICIENCY> 58,124
</TABLE>
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