IBL BANCORP
8-A12G, 1998-09-23
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                SECURITIES AND EXCHANGE COMMISSION

                     Washington, D.C.  20549
                __________________________________

                             FORM 8-A

                __________________________________

        FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
             PURSUANT TO SECTION 12(b) OR (g) OF THE
                 SECURITIES EXCHANGE ACT OF 1934


                         IBL BANCORP, INC.
- ---------------------------------------------------------------------------
(Exact name of registrant as specified in its articles of incorporation)


      Louisiana                               72-1421499
- --------------------------       ------------------------------------
(State of incorporation or       (I.R.S. Employer Identification No.)   
      organization)                    


        23910 Railroad Avenue
        Plaquemine, Louisiana                              70764
- ---------------------------------------                  ----------
(Address of principal executive                          (Zip Code)
            offices)


If this form relates to the                     If this form relates to the  
registration of a class of                      registration of a class of 
securities pursuant to Section                  securities pursuant to Section
12(b) of the Exchange Act and                   12(g) of the Exchange Act and is
is effective pursuant to General                is effective pursuant to General
Instruction A.(c), please check                 Instruction A.(d), please check 
the following box.( )                           the following box.(X)

Securities Act registration statement file number to which this form relates: 
333-57623
- ---------
                             (If applicable)

       Securities to be registered pursuant to Section 12(b) of the Act:

                                   None

Securities to be registered pursuant to Section 12(g) of the Act:

                  Common Stock, par value $.01 per share
                   --------------------------------------    
                              (Title of class)
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Item 1.   Description of Registrant's Securities to be Registered

     See "Description of Capital Stock of the Company" in the Prospectus
included in IBL Bancorp, Inc.'s Registration Statement on Form SB-2 (File
No. 333-57623), which is hereby incorporated by reference.

Item 2.   Exhibits

      *2.1 Plan of Conversion

      *3.1 Articles of Incorporation of IBL Bancorp, Inc.

      *3.2 Bylaws of IBL Bancorp, Inc.

      *4.1 Form of Stock Certificate of IBL Bancorp, Inc.


    *Previously filed with the Securities and Exchange Commission as exhibits
to the CFS Bancorp, Inc.'s  Registration Statement on Form SB-2 (File No. 
333-57623).  Such exhibits are incorporated herein by reference.















                                      2
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                            SIGNATURE


    Pursuant to the requirements of Section 12 of the Securities Exchange Act
of 1934, the registrant has duly caused this registration statement to be signed
on its behalf by the undersigned, thereto duly authorized.

                             IBL BANCORP, INC.



Date: September 22, 1998              By: /s/ G. Lloyd Bouchereau, Jr. 
                                          ----------------------------------
                                          G. Lloyd Bouchereau, Jr., President
                                          and Chief Executive Officer
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