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<TABLE> <S> <C>
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<S> <C>
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<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 150
<INT-BEARING-DEPOSITS> 2,564
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
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<ALLOWANCE> 391
<TOTAL-ASSETS> 30,164
<DEPOSITS> 23,858
<SHORT-TERM> 2,500
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0
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<COMMON> 2
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<LOAN-LOSSES> 0
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<EPS-BASIC> .43
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<YIELD-ACTUAL> 3.81
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<ALLOWANCE-DOMESTIC> 117
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 274
</TABLE>
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